ING Groep N.V. (AMS:INGA)

ING Groep Statistics

Total Valuation

ING Groep has a market cap or net worth of EUR 60.82 billion.

Market Cap	60.82B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Aug 4, 2025

Share Statistics

ING Groep has 2.92 billion shares outstanding. The number of shares has decreased by -8.82% in one year.

Current Share Class	2.92B
Shares Outstanding	2.92B
Shares Change (YoY)	-8.82%
Shares Change (QoQ)	-1.93%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	56.70%
Float	2.92B

Valuation Ratios

The trailing PE ratio is 13.49 and the forward PE ratio is 10.24. ING Groep's PEG ratio is 1.25.

PE Ratio	13.49
Forward PE	10.24
PS Ratio	3.10
PB Ratio	1.14
P/TBV Ratio	1.20
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.25

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.41
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.30%.

Return on Equity (ROE)	9.30%
Return on Assets (ROA)	0.47%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	326,567
Profits Per Employee	79,883
Employee Count	60,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ING Groep has paid 1.90 billion in taxes.

Income Tax	1.90B
Effective Tax Rate	27.29%

Stock Price Statistics

The stock price has increased by +32.70% in the last 52 weeks. The beta is 1.17, so ING Groep's price volatility has been higher than the market average.

Beta (5Y)	1.17
52-Week Price Change	+32.70%
50-Day Moving Average	21.19
200-Day Moving Average	18.90
Relative Strength Index (RSI)	47.99
Average Volume (20 Days)	6,972,863

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ING Groep had revenue of EUR 19.59 billion and earned 4.79 billion in profits. Earnings per share was 1.54.

Revenue	19.59B
Gross Profit	19.59B
Operating Income	7.39B
Pretax Income	6.96B
Net Income	4.79B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.54

Balance Sheet

The company has 237.14 billion in cash and 234.72 billion in debt, giving a net cash position of 2.42 billion or 0.83 per share.

Cash & Cash Equivalents	237.14B
Total Debt	234.72B
Net Cash	2.42B
Net Cash Per Share	0.83
Equity (Book Value)	53.32B
Book Value Per Share	17.36
Working Capital	-550.54B

Cash Flow

In the last 12 months, operating cash flow was -68.64 billion and capital expenditures -284.00 million, giving a free cash flow of -68.92 billion.

Operating Cash Flow	-68.64B
Capital Expenditures	-284.00M
Free Cash Flow	-68.92B
FCF Per Share	-23.61

Margins

Gross Margin	n/a
Operating Margin	37.73%
Pretax Margin	35.52%
Profit Margin	24.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.06, which amounts to a dividend yield of 5.09%.

Dividend Per Share	1.06
Dividend Yield	5.09%
Dividend Growth (YoY)	10.40%
Years of Dividend Growth	3
Payout Ratio	84.12%
Buyback Yield	8.82%
Shareholder Yield	13.91%
Earnings Yield	7.88%
FCF Yield	-113.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 2, 2001. It was a forward split with a ratio of 2.

Last Split Date	Jul 2, 2001
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2