Value8 Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 30, 2021
Net Interest Income	0.33	0.72	0.16	0.1	0.23
Net Interest Income Growth	-54.55%	341.36%	60.40%	-55.89%	-81.80%
Non-Interest Income	19.38	8.14	7.49	-0.37	20.96
Non-Interest Income Growth	138.07%	8.74%	-	-	129.04%
Revenues Before Loan Losses	20.37	9.57	8.18	-0.25	20.9
Provision for Credit Losses	0.15	-0.22	0.09	0.28	0.78
Revenue	20.23	9.78	8.09	-0.53	20.13
Revenue Growth (YoY)	106.78%	20.84%	-	-	88.39%
Compensation Expenses	1.44	1.21	1.08	1.02	1
Selling, General & Admin	0.83	0.73	0.66	0.96	0.98
Total Non-Interest Expense	2.28	1.93	1.74	1.98	1.98
Pretax Income	17.28	7.14	5.82	-2.53	18.43
Provision for Income Taxes	-0.41	-	-	-	-
Net Income	16.88	7.14	5.82	-2.53	18.43
Net Income to Common	16.88	7.14	5.82	-2.53	18.43
Net Income Growth	136.48%	22.61%	-	-	110.58%
Shares Outstanding (Basic)	10	10	10	10	10
Shares Outstanding (Diluted)	10	10	10	10	10
Shares Change (YoY)	-	-	-1.12%	-0.18%	-2.59%
EPS (Basic)	1.71	0.71	0.57	-0.29	1.87
EPS (Diluted)	1.71	0.71	0.57	-0.29	1.87
EPS Growth	140.84%	24.56%	-	-	42.75%
Free Cash Flow	-11.66	6.37	-1.29	4.22	-0.33
Free Cash Flow Growth	-	-	-	-	-
Free Cash Flow Per Share	-1.21	0.66	-0.13	0.43	-0.03
Dividends Per Share	0.210	0.200	0.190	0.180	0.170
Dividend Growth	5.00%	5.26%	5.56%	5.88%	6.25%
Profit Margin	83.44%	72.96%	71.91%	478.45%	91.56%
FCF Margin	-57.67%	65.11%	-15.89%	-797.92%	-1.64%
Effective Tax Rate	-2.36%	0.00%	0.00%	0.00%	0.00%