Jordan Ahli Bank (ASE:AHLI)

Jordan Ahli Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	217.55	200.51	156.71	142.73	148.96
Interest Income on Investments	0.59	0.79	0.37	1.6	0.49
Total Interest Income	218.13	201.3	157.08	144.33	149.45
Interest Paid on Deposits	121.37	105.6	67.6	57.1	63.76
Net Interest Income	96.76	95.7	89.47	87.23	85.68
Net Interest Income Growth (YoY)	1.10%	6.96%	2.57%	1.81%	1.38%
Gain (Loss) on Sale of Assets	0.3	0.31	-0.12	-0.35	1.21
Other Non-Interest Income	23.73	24.46	22.2	24.65	21.98
Total Non-Interest Income	24.03	24.77	22.08	24.31	23.19
Non-Interest Income Growth (YoY)	-2.98%	12.19%	-9.17%	4.83%	-30.95%
Revenues Before Loan Losses	120.79	120.47	111.55	111.54	108.87
Provision for Loan Losses	16.63	12.88	7.52	13.18	21.4
Revenue	104.15	107.59	104.03	98.36	87.47
Revenue Growth (YoY)	-3.19%	3.42%	5.77%	12.45%	-21.33%
Salaries and Employee Benefits	38.98	37.15	37.66	35.52	37.43
Occupancy Expenses	8.09	10.07	10.63	11.06	11.57
Selling, General & Administrative	5.86	5.51	4.61	4.04	3.03
Other Non-Interest Expense	21.15	22.69	22.78	20.51	20.53
Total Non-Interest Expense	74.09	75.41	75.68	71.19	69.87
EBT Excluding Unusual Items	30.07	32.17	28.35	27.17	17.6
Legal Settlements	-	-	-	-	-0.1
Pretax Income	30.07	32.17	28.35	27.17	17.5
Income Tax Expense	12.27	13.58	11.45	12.94	7.06
Earnings From Continuing Operations	17.8	18.59	16.9	14.23	10.44
Net Income	17.8	18.59	16.9	14.23	10.44
Net Income to Common	17.8	18.59	16.9	14.23	10.44
Net Income Growth	-4.27%	10.02%	18.76%	36.31%	-53.05%
Basic Shares Outstanding	201	201	201	201	201
Diluted Shares Outstanding	201	201	201	201	201
EPS (Basic)	0.09	0.09	0.08	0.07	0.05
EPS (Diluted)	0.09	0.09	0.08	0.07	0.05
EPS Growth	-4.27%	10.02%	18.76%	36.31%	-53.05%
Dividend Per Share	0.080	0.080	0.080	0.070	0.040
Dividend Growth	-	-	14.29%	75.00%	-
Effective Tax Rate	40.81%	42.21%	40.39%	47.62%	40.35%

Updated Feb 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.