Jordan Ahli Bank (ASE: AHLI)

Jordan Ahli Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	214.87	200.51	156.71	142.73	148.96	164.58
Interest Income on Investments	0.59	0.79	0.37	1.6	0.49	0.69
Total Interest Income	215.46	201.3	157.08	144.33	149.45	165.27
Interest Paid on Deposits	121.36	105.6	67.6	57.1	63.76	80.76
Net Interest Income	94.1	95.7	89.47	87.23	85.68	84.51
Net Interest Income Growth (YoY)	-3.56%	6.96%	2.57%	1.81%	1.38%	-0.69%
Gain (Loss) on Sale of Assets	-0.33	-0.43	0.12	-0.35	1.21	3.05
Other Non-Interest Income	24.39	24.59	21.96	24.65	21.98	30.53
Total Non-Interest Income	24.06	24.17	22.08	24.31	23.19	33.58
Non-Interest Income Growth (YoY)	6.05%	9.47%	-9.17%	4.83%	-30.95%	36.04%
Revenues Before Loan Losses	118.16	119.87	111.55	111.54	108.87	118.09
Provision for Loan Losses	16.23	12.88	7.52	13.18	21.4	6.91
Revenue	101.93	106.99	104.03	98.36	87.47	111.18
Revenue Growth (YoY)	-5.66%	2.84%	5.77%	12.45%	-21.33%	2.22%
Salaries and Employee Benefits	38.16	37.15	37.66	35.52	37.43	40.26
Occupancy Expenses	10.07	10.07	10.63	11.06	11.57	11.77
Selling, General & Administrative	5.1	5.51	4.61	4.04	3.03	3.38
Other Non-Interest Expense	19.14	22.69	22.78	20.51	20.53	19.44
Total Non-Interest Expense	72.47	75.41	75.68	71.19	69.87	74.86
EBT Excluding Unusual Items	29.46	31.57	28.35	27.17	17.6	36.32
Asset Writedown	1.51	0.6	-	-	-	-
Legal Settlements	-	-	-	-	-0.1	-0.12
Pretax Income	30.97	32.17	28.35	27.17	17.5	36.2
Income Tax Expense	12.3	13.58	11.45	12.94	7.06	13.97
Earnings From Continuing Operations	18.67	18.59	16.9	14.23	10.44	22.24
Net Income	18.67	18.59	16.9	14.23	10.44	22.24
Net Income to Common	18.67	18.59	16.9	14.23	10.44	22.24
Net Income Growth	18.98%	10.02%	18.76%	36.31%	-53.05%	4.51%
Basic Shares Outstanding	201	201	201	201	201	201
Diluted Shares Outstanding	201	201	201	201	201	201
EPS (Basic)	0.09	0.09	0.08	0.07	0.05	0.11
EPS (Diluted)	0.09	0.09	0.08	0.07	0.05	0.11
EPS Growth	18.98%	10.02%	18.76%	36.31%	-53.05%	4.51%
Dividend Per Share	0.080	0.080	0.080	0.070	0.040	-
Dividend Growth	0%	0%	14.29%	75.00%	-	-
Effective Tax Rate	39.72%	42.21%	40.39%	47.62%	40.35%	38.58%

Source: S&P Capital IQ. Banks template. Financial Sources.