Jordan Ahli Bank (ASE: AHLI)

Jordan Ahli Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	209.88	200.51	156.71	142.73	148.96	164.58
Interest Income on Investments	0.39	0.79	0.37	1.6	0.49	0.69
Total Interest Income	210.27	201.3	157.08	144.33	149.45	165.27
Interest Paid on Deposits	117.03	105.6	67.6	57.1	63.76	80.76
Net Interest Income	93.24	95.7	89.47	87.23	85.68	84.51
Net Interest Income Growth (YoY)	-4.04%	6.96%	2.57%	1.81%	1.38%	-0.69%
Gain (Loss) on Sale of Assets	-0.43	-0.43	0.12	-0.35	1.21	3.05
Other Non-Interest Income	24.33	24.59	21.96	24.65	21.98	30.53
Total Non-Interest Income	23.91	24.17	22.08	24.31	23.19	33.58
Non-Interest Income Growth (YoY)	6.04%	9.47%	-9.17%	4.83%	-30.95%	36.04%
Revenues Before Loan Losses	117.15	119.87	111.55	111.54	108.87	118.09
Provision for Loan Losses	12.85	12.88	7.52	13.18	21.4	6.91
Revenue	104.29	106.99	104.03	98.36	87.47	111.18
Revenue Growth (YoY)	-3.87%	2.84%	5.77%	12.45%	-21.33%	2.22%
Salaries and Employee Benefits	37.62	37.15	37.66	35.52	37.43	40.26
Occupancy Expenses	8.57	10.07	10.63	11.06	11.57	11.77
Selling, General & Administrative	5.51	5.51	4.61	4.04	3.03	3.38
Other Non-Interest Expense	20.7	22.69	22.78	20.51	20.53	19.44
Total Non-Interest Expense	72.4	75.41	75.68	71.19	69.87	74.86
EBT Excluding Unusual Items	31.89	31.57	28.35	27.17	17.6	36.32
Asset Writedown	1.25	0.6	-	-	-	-
Legal Settlements	-	-	-	-	-0.1	-0.12
Pretax Income	33.14	32.17	28.35	27.17	17.5	36.2
Income Tax Expense	13.06	13.58	11.45	12.94	7.06	13.97
Earnings From Continuing Operations	20.08	18.59	16.9	14.23	10.44	22.24
Net Income	20.08	18.59	16.9	14.23	10.44	22.24
Net Income to Common	20.08	18.59	16.9	14.23	10.44	22.24
Net Income Growth	11.68%	10.02%	18.76%	36.31%	-53.05%	4.51%
Basic Shares Outstanding	201	201	201	201	201	201
Diluted Shares Outstanding	201	201	201	201	201	201
EPS (Basic)	0.10	0.09	0.08	0.07	0.05	0.11
EPS (Diluted)	0.10	0.09	0.08	0.07	0.05	0.11
EPS Growth	11.68%	10.02%	18.76%	36.31%	-53.05%	4.51%
Dividend Per Share	0.080	0.080	0.080	0.070	0.040	-
Dividend Growth	0%	0%	14.29%	75.00%	-	-
Effective Tax Rate	39.42%	42.21%	40.39%	47.62%	40.35%	38.58%

Source: S&P Capital IQ. Banks template. Financial Sources.