Jordan Ahli Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	220.74	221.5	217.55	200.51	156.71	142.73
Interest Income on Investments	0.4	0.62	0.59	0.79	0.37	1.6
Total Interest Income	221.14	222.12	218.13	201.3	157.08	144.33
Interest Paid on Deposits	117.43	118.64	121.37	105.6	67.6	57.1
Net Interest Income	103.71	103.48	96.76	95.7	89.47	87.23
Net Interest Income Growth (YoY)	4.47%	6.95%	1.10%	6.96%	2.57%	1.81%
Gain (Loss) on Sale of Assets	0.33	0.33	0.3	0.31	-0.12	-0.35
Other Non-Interest Income	25.65	29.09	23.73	24.46	22.2	24.65
Total Non-Interest Income	25.97	29.41	24.03	24.77	22.08	24.31
Non-Interest Income Growth (YoY)	-5.68%	22.41%	-2.98%	12.19%	-9.17%	4.83%
Revenues Before Loan Losses	129.68	132.89	120.79	120.47	111.55	111.54
Provision for Loan Losses	16.45	17.73	16.63	12.88	7.52	13.18
Revenue	113.24	115.17	104.15	107.59	104.03	98.36
Revenue Growth (YoY)	6.54%	10.57%	-3.19%	3.42%	5.77%	12.45%
Salaries and Employee Benefits	41.6	41.09	38.98	37.15	37.66	35.52
Occupancy Expenses	8.63	8.69	8.09	10.07	10.63	11.06
Selling, General & Administrative	7.01	7.01	5.86	5.51	4.61	4.04
Other Non-Interest Expense	24.17	24.17	21.15	22.69	22.78	20.51
Total Non-Interest Expense	81.37	80.97	74.09	75.41	75.68	71.19
EBT Excluding Unusual Items	31.86	34.2	30.07	32.17	28.35	27.17
Pretax Income	31.86	34.2	30.07	32.17	28.35	27.17
Income Tax Expense	12.15	12.95	12.27	13.58	11.45	12.94
Net Income	19.71	21.26	17.8	18.59	16.9	14.23
Net Income to Common	19.71	21.26	17.8	18.59	16.9	14.23
Net Income Growth	11.71%	19.43%	-4.27%	10.02%	18.76%	36.31%
Basic Shares Outstanding	201	201	201	201	201	201
Diluted Shares Outstanding	201	201	201	201	201	201
EPS (Basic)	0.10	0.11	0.09	0.09	0.08	0.07
EPS (Diluted)	0.10	0.11	0.09	0.09	0.08	0.07
EPS Growth	19.32%	19.43%	-4.27%	10.02%	18.76%	36.31%
Dividend Per Share	0.085	0.085	0.080	0.080	0.080	0.070
Dividend Growth	6.25%	6.25%	-	-	14.29%	75.00%
Effective Tax Rate	38.14%	37.85%	40.81%	42.21%	40.39%	47.62%