Accolade Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Cash & Equivalents	382.23	388.4	282.31	222.74	343.94	271.93	Upgrade
Investment Securities	1,066	1,083	966.77	908.73	913.05	863.6	Upgrade
Total Investments	1,066	1,083	966.77	908.73	913.05	863.6	Upgrade
Gross Loans	1,873	1,816	1,799	1,700	1,465	1,483	Upgrade
Allowance for Loan Losses	-108.41	-102.89	-91.01	-80.28	-82.94	-76.97	Upgrade
Other Adjustments to Gross Loans	-29.22	-30.3	-26.87	-24.16	-24.05	-36.54	Upgrade
Net Loans	1,735	1,683	1,681	1,595	1,358	1,370	Upgrade
Property, Plant & Equipment	109.72	117.09	100.7	92.16	85.04	86.08	Upgrade
Other Intangible Assets	1.99	2.2	2.51	4.93	7.59	10.81	Upgrade
Accrued Interest Receivable	25.59	26.61	25.48	19.78	19.46	18.9	Upgrade
Other Receivables	3.23	6.82	10.94	3.96	6.4	11.33	Upgrade
Restricted Cash	104.29	108.11	104.43	96.51	93.16	87.02	Upgrade
Other Current Assets	14.01	9.38	7.9	7.47	6.73	5.76	Upgrade
Long-Term Deferred Tax Assets	20.25	18.37	16.4	16.01	15.27	14.12	Upgrade
Other Real Estate Owned & Foreclosed	80.98	82	84.1	94.83	99.58	102.58	Upgrade
Other Long-Term Assets	11.4	0.18	0.08	0.13	5.52	4.23	Upgrade
Total Assets	3,554	3,525	3,282	3,063	2,953	2,846	Upgrade
Accrued Expenses	0.03	7.26	7.55	9.61	9.02	6.89	Upgrade
Interest Bearing Deposits	2,465	1,973	1,864	1,672	1,646	1,485	Upgrade
Non-Interest Bearing Deposits	-	484.74	469.82	480.59	525.99	562.74	Upgrade
Total Deposits	2,465	2,458	2,334	2,153	2,172	2,048	Upgrade
Current Portion of Long-Term Debt	-	45	57.46	59.15	14.29	26.87	Upgrade
Current Portion of Leases	-	0.74	0.02	0.65	0.44	0.44	Upgrade
Current Income Taxes Payable	11.82	11.07	13.22	10.87	10.4	5.78	Upgrade
Accrued Interest Payable	15.2	16.9	15.38	10.26	7.95	8.3	Upgrade
Other Current Liabilities	-	113.14	70.54	71.23	18.05	69.67	Upgrade
Long-Term Debt	210.61	163.38	126.71	125.48	168.7	185.51	Upgrade
Long-Term Leases	-	10.32	9.9	9.83	9.23	7.98	Upgrade
Long-Term Unearned Revenue	2.73	2.63	2.76	2.49	1.97	1.68	Upgrade
Pension & Post-Retirement Benefits	-	3.76	3.58	3.64	3.18	3.24	Upgrade
Other Long-Term Liabilities	439.66	274.13	307.14	276.44	210.65	159.08	Upgrade
Total Liabilities	3,146	3,106	2,949	2,732	2,626	2,524	Upgrade
Common Stock	200.66	200.66	200.66	200.66	200.66	200.66	Upgrade
Retained Earnings	212.77	138.86	138.06	135.56	132.71	126.47	Upgrade
Comprehensive Income & Other	-4.91	79.8	-4.87	-5.87	-5.65	-4.79	Upgrade
Shareholders' Equity	408.52	419.31	333.85	330.35	327.72	322.33	Upgrade
Total Liabilities & Equity	3,554	3,525	3,282	3,063	2,953	2,846	Upgrade
Total Debt	210.61	219.45	194.09	195.11	192.65	220.8	Upgrade
Net Cash (Debt)	206.34	203.68	123.05	27.63	171.6	70.75	Upgrade
Net Cash Growth	66.56%	65.53%	345.34%	-83.90%	142.53%	5.38%	Upgrade
Net Cash Per Share	1.03	1.02	0.61	0.14	0.86	0.35	Upgrade
Filing Date Shares Outstanding	200.66	200.66	200.66	200.66	200.66	200.66	Upgrade
Total Common Shares Outstanding	200.66	200.66	200.66	200.66	200.66	200.66	Upgrade
Book Value Per Share	2.04	1.67	1.66	1.65	1.63	1.61	Upgrade
Tangible Book Value	406.52	417.12	331.33	325.42	320.13	311.52	Upgrade
Tangible Book Value Per Share	2.03	1.65	1.65	1.62	1.60	1.55	Upgrade

Updated Feb 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.