ASE:BIND Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	20.28	14.85	11.98	11.48	6.57
Total Interest Expense	7.43	6.54	4.86	3.22	1.96
Net Interest Income	12.85	8.31	7.12	8.26	4.61
Other Revenue	-	3.98	3.24	-	1.06
Revenue Before Loan Losses	12.85	12.28	10.36	8.26	5.67
Provision for Loan Losses	-	0.37	0.25	-	-0.07
Revenue	12.85	11.91	10.11	8.26	5.74
Revenue Growth (YoY)	7.89%	17.78%	22.44%	43.98%	21.35%
Salaries & Employee Benefits	-	1.49	1.66	1.52	1.08
Cost of Services Provided	3.26	0.06	0.09	1.28	0.59
Other Operating Expenses	0.43	1.09	1.11	-	-0.75
Total Operating Expenses	3.69	2.86	3.03	2.8	1.1
Operating Income	9.16	9.05	7.08	5.46	4.64
EBT Excluding Unusual Items	9.3	9.05	7.08	9.96	4.65
Pretax Income	9.3	9.05	7.07	9.92	4.72
Income Tax Expense	2.58	2.55	1.82	1.76	1.32
Net Income	6.72	6.5	5.25	8.16	3.41
Net Income to Common	6.72	6.5	5.25	8.16	3.41
Net Income Growth	3.35%	23.77%	-35.64%	139.61%	36.43%
Shares Outstanding (Basic)	25	25	25	20	20
Shares Outstanding (Diluted)	25	25	25	20	20
Shares Change (YoY)	-	-	26.03%	-	-
EPS (Basic)	0.27	0.26	0.21	0.41	0.17
EPS (Diluted)	0.27	0.26	0.21	0.41	0.17
EPS Growth	3.35%	23.77%	-48.94%	139.61%	36.43%
Free Cash Flow	-	-5.06	-16.72	-1.54	-9.39
Free Cash Flow Per Share	-	-0.20	-0.66	-0.08	-0.47
Operating Margin	71.28%	75.98%	70.00%	66.10%	80.90%
Profit Margin	52.29%	54.59%	51.95%	98.83%	59.38%
Free Cash Flow Margin	-	-42.52%	-165.37%	-18.68%	-163.77%
Effective Tax Rate	27.72%	28.17%	25.74%	17.75%	27.91%
Revenue as Reported	-	18.83	15.22	-	8.38

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.