Bindar for Islamic Finance Company (ASE:BIND)
Jordan · Delayed Price · Currency is JOD 1.340
-0.050 (-3.60%)
At close: Apr 15, 2026
ASE:BIND Income Statement
Financials in millions JOD. Fiscal year is January - December.
Millions JOD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 16.53 | 15.79 | 14.85 | 11.98 | 11.48 | 6.57 |
Total Interest Expense | 7.86 | 7.43 | 6.54 | 4.86 | 3.22 | 1.96 |
Net Interest Income | 8.67 | 8.36 | 8.31 | 7.12 | 8.26 | 4.61 |
Other Revenue | 4.41 | 4.11 | 3.52 | 3.24 | - | 1.06 |
Revenue Before Loan Losses | 13.07 | 12.47 | 11.82 | 10.36 | 8.26 | 5.67 |
Provision for Loan Losses | 0.5 | - | - | 0.25 | - | -0.07 |
| 12.57 | 12.47 | 11.82 | 10.11 | 8.26 | 5.74 | |
Revenue Growth (YoY) | 3.63% | 5.46% | 16.95% | 22.44% | 43.98% | 21.35% |
Salaries & Employee Benefits | 1.66 | 1.62 | 1.49 | 1.66 | 1.52 | 1.08 |
Cost of Services Provided | 0.03 | 0.03 | 0.06 | 0.09 | 1.28 | 0.59 |
Other Operating Expenses | 1.02 | 1.05 | 0.63 | 1.11 | - | -0.75 |
Total Operating Expenses | 3.32 | 3.31 | 2.77 | 3.03 | 2.8 | 1.1 |
Operating Income | 9.25 | 9.16 | 9.05 | 7.08 | 5.46 | 4.64 |
EBT Excluding Unusual Items | 9.25 | 9.16 | 9.05 | 7.08 | 9.96 | 4.65 |
Pretax Income | 9.39 | 9.3 | 9.05 | 7.07 | 9.92 | 4.72 |
Income Tax Expense | 2.59 | 2.58 | 2.55 | 1.82 | 1.76 | 1.32 |
Net Income | 6.8 | 6.72 | 6.5 | 5.25 | 8.16 | 3.41 |
Net Income to Common | 6.8 | 6.72 | 6.5 | 5.25 | 8.16 | 3.41 |
Net Income Growth | 3.06% | 3.35% | 23.77% | -35.64% | 139.61% | 36.43% |
Shares Outstanding (Basic) | 25 | 25 | 25 | 25 | 20 | 20 |
Shares Outstanding (Diluted) | 25 | 25 | 25 | 25 | 20 | 20 |
Shares Change (YoY) | - | - | - | 26.03% | - | - |
EPS (Basic) | 0.27 | 0.27 | 0.26 | 0.21 | 0.41 | 0.17 |
EPS (Diluted) | 0.27 | 0.27 | 0.26 | 0.21 | 0.41 | 0.17 |
EPS Growth | 3.06% | 3.35% | 23.77% | -48.94% | 139.61% | 36.43% |
Free Cash Flow | -19.36 | -16.57 | -5.06 | -16.72 | -1.54 | -9.39 |
Free Cash Flow Per Share | -0.77 | -0.66 | -0.20 | -0.66 | -0.08 | -0.47 |
Operating Margin | 73.60% | 73.44% | 76.54% | 70.00% | 66.10% | 80.90% |
Profit Margin | 54.06% | 53.88% | 54.98% | 51.95% | 98.83% | 59.38% |
Free Cash Flow Margin | -154.03% | -132.88% | -42.82% | -165.37% | -18.68% | -163.77% |
Effective Tax Rate | 27.62% | 27.72% | 28.17% | 25.74% | 17.75% | 27.91% |
Revenue as Reported | 21.31 | 20.28 | 18.83 | 15.22 | - | 8.38 |