Capital Bank of Jordan (ASE:CAPL)

Capital Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	500.88	474.72	427.45	320.51	180.72
Interest Income on Investments	1.33	1.37	1.75	0.36	0.34
Total Interest Income	502.21	476.09	429.2	320.87	181.06
Interest Paid on Deposits	242.59	264.68	249.17	161.36	78.71
Net Interest Income	259.62	211.42	180.03	159.51	102.34
Net Interest Income Growth (YoY)	22.80%	17.44%	12.86%	55.85%	47.67%
Gain (Loss) on Sale of Investments	0.03	0.03	0.01	-1.03	0.02
Other Non-Interest Income	206.33	191.44	166.86	52.09	35.9
Total Non-Interest Income	206.36	191.47	166.88	51.06	35.92
Non-Interest Income Growth (YoY)	7.78%	14.73%	226.83%	42.14%	-13.14%
Revenues Before Loan Losses	465.99	402.89	346.91	210.57	138.27
Provision for Loan Losses	40.6	44.24	73.47	28.62	20.72
Revenue	425.38	358.64	273.44	181.94	117.55
Revenue Growth (YoY)	18.61%	31.16%	50.29%	54.78%	36.50%
Salaries and Employee Benefits	67.8	66.86	54.27	49.11	32.74
Occupancy Expenses	35.61	31.21	23.65	15.32	10.28
Selling, General & Administrative	17.45	13.54	14.03	9.61	4.32
Other Non-Interest Expense	55.49	52.79	43.5	36.89	24.17
Total Non-Interest Expense	189.86	168.04	145.95	109.65	72.13
EBT Excluding Unusual Items	235.53	190.61	127.49	72.29	45.42
Legal Settlements	-0.35	-4.99	-	-0.1	-0.06
Other Unusual Items	-	-	-	25.51	28.08
Pretax Income	235.18	185.61	127.49	96.94	70.74
Income Tax Expense	34.09	25.48	20.89	6.09	9.73
Earnings From Continuing Operations	201.08	160.14	106.59	90.85	61.01
Minority Interest in Earnings	-67.7	-52.19	-34.74	-4.03	17.81
Net Income	133.38	107.95	71.85	86.82	78.81
Preferred Dividends & Other Adjustments	3.12	3.21	-	-	-
Net Income to Common	130.27	104.74	71.85	86.82	78.81
Net Income Growth	23.57%	50.23%	-17.24%	10.16%	203.64%
Basic Shares Outstanding	263	263	263	226	200
Diluted Shares Outstanding	263	263	263	226	200
Shares Change (YoY)	-	-	16.44%	12.95%	-
EPS (Basic)	0.50	0.40	0.27	0.38	0.39
EPS (Diluted)	0.50	0.40	0.27	0.38	0.39
EPS Growth	24.37%	45.77%	-28.92%	-2.47%	203.64%
Dividend Per Share	0.170	0.150	0.150	0.170	0.150
Dividend Growth	13.33%	-	-11.77%	13.33%	25.00%
Effective Tax Rate	14.50%	13.73%	16.39%	6.28%	13.75%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.