Capital Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	732.92	474.72	427.45	320.51	180.72
Interest Income on Investments	-	1.37	1.75	0.36	0.34
Total Interest Income	732.92	476.09	429.2	320.87	181.06
Interest Paid on Deposits	266.94	264.68	249.17	161.36	78.71
Net Interest Income	465.99	211.42	180.03	159.51	102.34
Net Interest Income Growth (YoY)	120.41%	17.44%	12.86%	55.85%	47.67%
Gain (Loss) on Sale of Investments	-	0.03	0.01	-1.03	0.02
Other Non-Interest Income	-	191.44	166.86	52.09	35.9
Total Non-Interest Income	-	191.47	166.88	51.06	35.92
Non-Interest Income Growth (YoY)	-	14.73%	226.83%	42.14%	-13.14%
Revenues Before Loan Losses	465.99	402.89	346.91	210.57	138.27
Provision for Loan Losses	-	44.24	73.47	28.62	20.72
Revenue	465.99	358.64	273.44	181.94	117.55
Revenue Growth (YoY)	29.93%	31.16%	50.29%	54.78%	36.50%
Salaries and Employee Benefits	-	66.86	54.27	49.11	32.74
Occupancy Expenses	-	31.21	23.65	15.32	10.28
Selling, General & Administrative	182.88	13.54	14.03	9.61	4.32
Other Non-Interest Expense	47.93	52.79	43.5	36.89	24.17
Total Non-Interest Expense	230.81	168.04	145.95	109.65	72.13
EBT Excluding Unusual Items	235.18	190.61	127.49	72.29	45.42
Legal Settlements	-	-4.99	-	-0.1	-0.06
Other Unusual Items	-	-	-	25.51	28.08
Pretax Income	235.18	185.61	127.49	96.94	70.74
Income Tax Expense	34.09	25.48	20.89	6.09	9.73
Earnings From Continuing Operations	201.08	160.14	106.59	90.85	61.01
Minority Interest in Earnings	-67.7	-52.19	-34.74	-4.03	17.81
Net Income	133.38	107.95	71.85	86.82	78.81
Net Income to Common	133.38	107.95	71.85	86.82	78.81
Net Income Growth	23.57%	50.23%	-17.24%	10.16%	203.64%
Basic Shares Outstanding	263	263	263	226	200
Diluted Shares Outstanding	263	263	263	226	200
Shares Change (YoY)	-	-	16.44%	12.95%	-
EPS (Basic)	0.51	0.41	0.27	0.38	0.39
EPS (Diluted)	0.51	0.41	0.27	0.38	0.39
EPS Growth	23.57%	50.23%	-28.92%	-2.47%	203.64%
Dividend Per Share	-	0.150	0.150	0.170	0.150
Dividend Growth	-	-	-11.77%	13.33%	25.00%
Effective Tax Rate	14.50%	13.73%	16.39%	6.28%	13.75%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.