Capital Bank of Jordan (ASE:CAPL)

Capital Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	474.72	427.45	320.51	180.72	130.29
Interest Income on Investments	1.37	1.75	0.36	0.34	0.23
Total Interest Income	476.09	429.2	320.87	181.06	130.52
Interest Paid on Deposits	264.68	249.17	161.36	78.71	61.22
Net Interest Income	211.42	180.03	159.51	102.34	69.3
Net Interest Income Growth (YoY)	17.44%	12.86%	55.85%	47.67%	25.72%
Gain (Loss) on Sale of Investments	0.03	0.01	-1.03	0.02	1.07
Other Non-Interest Income	191.44	166.86	52.09	35.9	40.29
Total Non-Interest Income	191.47	166.88	51.06	35.92	41.36
Non-Interest Income Growth (YoY)	14.73%	226.83%	42.14%	-13.14%	7.32%
Revenues Before Loan Losses	402.89	346.91	210.57	138.27	110.66
Provision for Loan Losses	44.24	73.47	28.62	20.72	24.55
Revenue	358.64	273.44	181.94	117.55	86.12
Revenue Growth (YoY)	31.16%	50.29%	54.78%	36.50%	-0.62%
Salaries and Employee Benefits	66.86	54.27	49.11	32.74	21.51
Occupancy Expenses	31.21	23.65	15.32	10.28	6.35
Selling, General & Administrative	13.54	14.03	9.61	4.32	3.64
Other Non-Interest Expense	52.79	43.5	36.89	24.17	15.3
Total Non-Interest Expense	168.04	145.95	109.65	72.13	46.9
EBT Excluding Unusual Items	190.61	127.49	72.29	45.42	39.21
Legal Settlements	-4.99	-	-0.1	-0.06	-0.03
Other Unusual Items	-	-	25.51	28.08	-1.18
Pretax Income	185.61	127.49	96.94	70.74	38.01
Income Tax Expense	25.48	20.89	6.09	9.73	7.71
Earnings From Continuing Operations	160.14	106.59	90.85	61.01	30.3
Minority Interest in Earnings	-52.19	-34.74	-4.03	17.81	-4.35
Net Income	107.95	71.85	86.82	78.81	25.96
Net Income to Common	107.95	71.85	86.82	78.81	25.96
Net Income Growth	50.23%	-17.24%	10.16%	203.64%	3.41%
Basic Shares Outstanding	263	263	226	200	200
Diluted Shares Outstanding	263	263	226	200	200
Shares Change (YoY)	-	16.44%	12.95%	-	-
EPS (Basic)	0.41	0.27	0.38	0.39	0.13
EPS (Diluted)	0.41	0.27	0.38	0.39	0.13
EPS Growth	50.23%	-28.92%	-2.47%	203.64%	3.41%
Dividend Per Share	0.150	0.150	0.170	0.150	0.120
Dividend Growth	-	-11.77%	13.33%	25.00%	-
Effective Tax Rate	13.73%	16.39%	6.28%	13.75%	20.27%

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.