Capital Bank of Jordan (ASE:CAPL)

Capital Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	504.36	500.88	474.72	427.45	320.51	180.72
Interest Income on Investments	1.36	1.33	1.37	1.75	0.36	0.34
Total Interest Income	505.72	502.21	476.09	429.2	320.87	181.06
Interest Paid on Deposits	236.09	242.59	264.68	249.17	161.36	78.71
Net Interest Income	269.63	259.62	211.42	180.03	159.51	102.34
Net Interest Income Growth (YoY)	23.54%	22.80%	17.44%	12.86%	55.85%	47.67%
Gain (Loss) on Sale of Investments	0.03	0.03	0.03	0.01	-1.03	0.02
Other Non-Interest Income	194.46	206.33	191.44	166.86	52.09	35.9
Total Non-Interest Income	194.48	206.36	191.47	166.88	51.06	35.92
Non-Interest Income Growth (YoY)	5.61%	7.78%	14.73%	226.83%	42.14%	-13.14%
Revenues Before Loan Losses	464.11	465.99	402.89	346.91	210.57	138.27
Provision for Loan Losses	42.09	40.6	44.24	73.47	28.62	20.72
Revenue	422.02	425.38	358.64	273.44	181.94	117.55
Revenue Growth (YoY)	17.41%	18.61%	31.16%	50.29%	54.78%	36.50%
Salaries and Employee Benefits	72.98	67.8	66.86	54.27	49.11	32.74
Occupancy Expenses	37.88	35.61	31.21	23.65	15.32	10.28
Selling, General & Administrative	17.45	17.45	13.54	14.03	9.61	4.32
Other Non-Interest Expense	60.05	55.49	52.79	43.5	36.89	24.17
Total Non-Interest Expense	200.16	189.86	168.04	145.95	109.65	72.13
EBT Excluding Unusual Items	221.86	235.53	190.61	127.49	72.29	45.42
Legal Settlements	-0.35	-0.35	-4.99	-	-0.1	-0.06
Other Unusual Items	-	-	-	-	25.51	28.08
Pretax Income	221.51	235.18	185.61	127.49	96.94	70.74
Income Tax Expense	32.1	34.09	25.48	20.89	6.09	9.73
Earnings From Continuing Operations	189.41	201.08	160.14	106.59	90.85	61.01
Minority Interest in Earnings	-64.48	-67.7	-52.19	-34.74	-4.03	17.81
Net Income	124.93	133.38	107.95	71.85	86.82	78.81
Preferred Dividends & Other Adjustments	3.12	3.12	3.21	-	-	-
Net Income to Common	121.81	130.27	104.74	71.85	86.82	78.81
Net Income Growth	16.79%	23.57%	50.23%	-17.24%	10.16%	203.64%
Basic Shares Outstanding	263	263	263	263	226	200
Diluted Shares Outstanding	263	263	263	263	226	200
Shares Change (YoY)	-	-	-	16.44%	12.95%	-
EPS (Basic)	0.46	0.50	0.40	0.27	0.38	0.39
EPS (Diluted)	0.46	0.50	0.40	0.27	0.38	0.39
EPS Growth	17.39%	24.37%	45.77%	-28.92%	-2.47%	203.64%
Dividend Per Share	0.170	0.170	0.150	0.150	0.170	0.150
Dividend Growth	13.33%	13.33%	-	-11.77%	13.33%	25.00%
Effective Tax Rate	14.49%	14.50%	13.73%	16.39%	6.28%	13.75%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.