Capital Bank of Jordan (ASE:CAPL)

Capital Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,366	1,012	731.64	570.67	302.33
Investment Securities	2,194	1,970	1,966	1,183	684.65
Trading Asset Securities	-	0.35	0.54	83.1	113.14
Total Investments	2,194	1,970	1,967	1,266	797.79
Gross Loans	3,756	3,715	3,513	2,187	1,393
Allowance for Loan Losses	-265.21	-233.72	-195.1	-120.55	-66.97
Other Adjustments to Gross Loans	-61.3	-50.54	-53.11	-35.35	-23.44
Net Loans	3,429	3,431	3,265	2,031	1,303
Property, Plant & Equipment	115.12	104.75	105.29	62.43	38.88
Other Intangible Assets	67.61	67.62	58.38	30.5	21.71
Accrued Interest Receivable	72.46	66.74	63.15	33.54	21.27
Other Receivables	1.1	0	-	-	-
Restricted Cash	510.08	471.72	268.98	167.72	104.87
Other Current Assets	51.71	40.46	72.59	39.07	51.89
Long-Term Deferred Tax Assets	51.88	48.38	36.92	19.35	15.56
Other Real Estate Owned & Foreclosed	116.53	107.19	89.05	68.23	59.04
Other Long-Term Assets	263.42	272.43	300.17	23.02	32.5
Total Assets	8,238	7,592	6,958	4,311	2,749
Accrued Expenses	43.06	35.89	34.6	28.5	22.79
Interest Bearing Deposits	3,840	3,632	4,131	2,311	1,372
Non-Interest Bearing Deposits	2,192	1,967	877.96	840.65	440.52
Total Deposits	6,032	5,599	5,009	3,152	1,812
Short-Term Borrowings	0.06	-	-	1.41	3.7
Current Portion of Long-Term Debt	97.63	54.98	225.19	113.94	144.09
Current Portion of Leases	1.31	0.03	0.03	0.89	1.84
Current Income Taxes Payable	23.77	21.32	4.34	4.48	4.89
Accrued Interest Payable	55.58	46.28	32.78	16.89	10.83
Other Current Liabilities	234.35	181.55	133.24	107.66	64.54
Long-Term Debt	417.08	545.96	529.68	328.68	214.26
Long-Term Leases	17.57	17.4	15.77	10.97	2.14
Long-Term Deferred Tax Liabilities	3.75	3.67	-	-	-
Other Long-Term Liabilities	479.72	357.68	317.87	150.89	108.94
Total Liabilities	7,406	6,864	6,305	3,919	2,393
Common Stock	263.04	263.04	263.04	200	200
Additional Paid-In Capital	68.87	68.87	68.87	0.71	0.71
Retained Earnings	322.21	254.77	229.3	178.03	122.28
Treasury Stock	-	-	-	-	-2.71
Comprehensive Income & Other	70.47	70.89	56.14	-15.73	-12.92
Total Common Equity	724.59	657.57	617.35	363.01	307.36
Minority Interest	107.96	70.93	35.25	29.14	48.32
Shareholders' Equity	832.55	728.5	652.6	392.15	355.69
Total Liabilities & Equity	8,238	7,592	6,958	4,311	2,749
Total Debt	533.65	618.37	770.67	455.9	366.03
Net Cash (Debt)	832.05	394.22	-38.49	197.87	80.63
Net Cash Growth	111.06%	-	-	145.40%	-33.67%
Net Cash Per Share	3.16	1.50	-0.17	0.99	0.40
Filing Date Shares Outstanding	263.04	263.04	263.04	200	200
Total Common Shares Outstanding	263.04	263.04	263.04	200	200
Book Value Per Share	2.49	2.23	2.08	1.82	1.54
Tangible Book Value	656.98	589.95	558.97	332.51	285.66
Tangible Book Value Per Share	2.23	1.97	1.86	1.66	1.43

Source: S&P Capital IQ. Banks template. Financial Sources.