Capital Bank of Jordan (ASE: CAPL)

Capital Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,631	1,012	731.64	570.67	302.33	177.29
Investment Securities	2,314	1,970	1,966	1,183	684.65	573.54
Trading Asset Securities	0.1	0.35	0.54	83.1	113.14	112.56
Total Investments	2,314	1,970	1,967	1,266	797.79	686.11
Gross Loans	3,914	3,715	3,513	2,187	1,393	1,047
Allowance for Loan Losses	-281.32	-233.72	-195.1	-120.55	-66.97	-45.85
Other Adjustments to Gross Loans	-63.03	-50.54	-53.11	-35.35	-23.44	-17.94
Net Loans	3,569	3,431	3,265	2,031	1,303	983.02
Property, Plant & Equipment	135.84	104.75	105.29	62.43	38.88	33.14
Other Intangible Assets	65.75	67.62	58.38	30.5	21.71	3.35
Accrued Interest Receivable	71.31	66.74	63.15	33.54	21.27	17.77
Restricted Cash	37.25	471.72	268.98	167.72	104.87	97.4
Other Current Assets	46.56	40.46	72.59	39.07	51.89	54.89
Long-Term Deferred Tax Assets	51.91	48.38	36.92	19.35	15.56	14.85
Other Real Estate Owned & Foreclosed	115.29	107.19	89.05	68.23	59.04	67.17
Other Long-Term Assets	242	272.43	300.17	23.02	32.5	51.38
Total Assets	8,281	7,592	6,958	4,311	2,749	2,186
Accrued Expenses	57.47	35.89	34.6	28.5	22.79	12.55
Interest Bearing Deposits	4,058	3,632	4,131	2,311	1,372	1,147
Non-Interest Bearing Deposits	1,938	1,968	877.96	840.65	440.52	272.48
Total Deposits	5,997	5,599	5,009	3,152	1,812	1,420
Short-Term Borrowings	-	-	-	1.41	3.7	-
Current Portion of Long-Term Debt	-	54.98	225.19	113.94	144.09	93.75
Current Portion of Leases	-	0.03	0.03	0.89	1.84	0.24
Current Income Taxes Payable	12.86	21.32	4.34	4.48	4.89	6.85
Accrued Interest Payable	54.64	46.28	32.78	16.89	10.83	10.94
Other Current Liabilities	23.73	181.55	133.24	107.66	64.54	91.75
Long-Term Debt	573.39	545.96	529.68	328.68	214.26	99.93
Long-Term Leases	18.83	17.4	15.77	10.97	2.14	3.54
Other Long-Term Liabilities	756.38	357.68	317.87	150.89	108.94	96.91
Total Liabilities	7,498	6,864	6,305	3,919	2,393	1,839
Common Stock	263.04	263.04	263.04	200	200	200
Additional Paid-In Capital	68.87	68.87	68.87	0.71	0.71	0.71
Retained Earnings	283.7	254.77	229.3	178.03	122.28	96.61
Treasury Stock	-	-	-	-	-2.71	-
Comprehensive Income & Other	70.67	70.89	56.14	-15.73	-12.92	-3.59
Total Common Equity	686.28	657.57	617.35	363.01	307.36	293.73
Minority Interest	96.93	70.93	35.25	29.14	48.32	53.75
Shareholders' Equity	783.21	728.5	652.6	392.15	355.69	347.48
Total Liabilities & Equity	8,281	7,592	6,958	4,311	2,749	2,186
Total Debt	592.22	618.37	770.67	455.9	366.03	197.47
Net Cash (Debt)	1,110	394.22	-38.49	197.87	80.63	121.55
Net Cash Growth	122.62%	-	-	145.40%	-33.67%	24.95%
Net Cash Per Share	4.22	1.50	-0.17	0.99	0.40	0.61
Filing Date Shares Outstanding	263.04	263.04	263.04	200	200	200
Total Common Shares Outstanding	263.04	263.04	263.04	200	200	200
Book Value Per Share	2.34	2.23	2.08	1.82	1.54	1.47
Tangible Book Value	620.53	589.95	558.97	332.51	285.66	290.38
Tangible Book Value Per Share	2.09	1.97	1.86	1.66	1.43	1.45

Source: S&P Capital IQ. Banks template. Financial Sources.