Capital Bank of Jordan (ASE:CAPL)

Capital Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,060	1,366	1,012	731.64	570.67	302.33
Investment Securities	2,404	2,194	1,970	1,966	1,183	684.65
Trading Asset Securities	0.83	-	0.35	0.54	83.1	113.14
Total Investments	2,405	2,194	1,970	1,967	1,266	797.79
Gross Loans	3,808	3,756	3,715	3,513	2,187	1,393
Allowance for Loan Losses	-253.83	-265.21	-233.72	-195.1	-120.55	-66.97
Other Adjustments to Gross Loans	-51.02	-61.3	-50.54	-53.11	-35.35	-23.44
Net Loans	3,503	3,429	3,431	3,265	2,031	1,303
Property, Plant & Equipment	123.98	115.12	104.75	105.29	62.43	38.88
Other Intangible Assets	65.91	67.61	67.62	58.38	30.5	21.71
Accrued Interest Receivable	73.25	72.46	66.74	63.15	33.54	21.27
Other Receivables	0.55	1.1	0	-	-	-
Restricted Cash	489.03	510.08	471.72	268.98	167.72	104.87
Other Current Assets	60.45	51.71	40.46	72.59	39.07	51.89
Long-Term Deferred Tax Assets	51.82	51.88	48.38	36.92	19.35	15.56
Other Real Estate Owned & Foreclosed	120.21	116.53	107.19	89.05	68.23	59.04
Other Long-Term Assets	259.78	263.42	272.43	300.17	23.02	32.5
Total Assets	8,213	8,238	7,592	6,958	4,311	2,749
Accrued Expenses	44.31	43.06	35.89	34.6	28.5	22.79
Interest Bearing Deposits	3,951	3,840	3,632	4,131	2,311	1,372
Non-Interest Bearing Deposits	1,998	2,192	1,967	877.96	840.65	440.52
Total Deposits	5,950	6,032	5,599	5,009	3,152	1,812
Short-Term Borrowings	-	0.06	-	-	1.41	3.7
Current Portion of Long-Term Debt	-	97.63	54.98	225.19	113.94	144.09
Current Portion of Leases	-	1.31	0.03	0.03	0.89	1.84
Current Income Taxes Payable	5.11	23.77	21.32	4.34	4.48	4.89
Accrued Interest Payable	57.99	55.58	46.28	32.78	16.89	10.83
Other Current Liabilities	22.86	234.35	181.55	133.24	107.66	64.54
Long-Term Debt	485.72	417.08	545.96	529.68	328.68	214.26
Long-Term Leases	18.22	17.57	17.4	15.77	10.97	2.14
Long-Term Deferred Tax Liabilities	3.74	3.75	3.67	-	-	-
Other Long-Term Liabilities	760.22	479.72	357.68	317.87	150.89	108.94
Total Liabilities	7,348	7,406	6,864	6,305	3,919	2,393
Common Stock	263.04	263.04	263.04	263.04	200	200
Additional Paid-In Capital	68.87	68.87	68.87	68.87	0.71	0.71
Retained Earnings	354.26	322.21	254.77	229.3	178.03	122.28
Treasury Stock	-	-	-	-	-	-2.71
Comprehensive Income & Other	70.34	70.47	70.89	56.14	-15.73	-12.92
Total Common Equity	756.51	724.59	657.57	617.35	363.01	307.36
Minority Interest	108.64	107.96	70.93	35.25	29.14	48.32
Shareholders' Equity	865.15	832.55	728.5	652.6	392.15	355.69
Total Liabilities & Equity	8,213	8,238	7,592	6,958	4,311	2,749
Total Debt	503.95	533.65	618.37	770.67	455.9	366.03
Net Cash (Debt)	642.83	832.05	394.22	-38.49	197.87	80.63
Net Cash Growth	24.20%	111.06%	-	-	145.40%	-33.67%
Net Cash Per Share	2.44	3.16	1.50	-0.17	0.99	0.40
Filing Date Shares Outstanding	263.04	263.04	263.04	263.04	200	200
Total Common Shares Outstanding	263.04	263.04	263.04	263.04	200	200
Book Value Per Share	2.61	2.49	2.23	2.08	1.82	1.54
Tangible Book Value	690.6	656.98	589.95	558.97	332.51	285.66
Tangible Book Value Per Share	2.36	2.23	1.97	1.86	1.66	1.43

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.