Capital Bank of Jordan (ASE:CAPL)

Capital Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,754	1,366	1,012	731.64	570.67	302.33
Investment Securities	2,376	2,194	1,970	1,966	1,183	684.65
Trading Asset Securities	-	-	0.35	0.54	83.1	113.14
Total Investments	2,376	2,194	1,970	1,967	1,266	797.79
Gross Loans	4,111	3,756	3,715	3,513	2,187	1,393
Allowance for Loan Losses	-263.06	-265.21	-233.72	-195.1	-120.55	-66.97
Other Adjustments to Gross Loans	-50.81	-61.3	-50.54	-53.11	-35.35	-23.44
Net Loans	3,798	3,429	3,431	3,265	2,031	1,303
Property, Plant & Equipment	126.36	115.12	104.75	105.29	62.43	38.88
Other Intangible Assets	61.16	67.61	67.62	58.38	30.5	21.71
Accrued Interest Receivable	67.92	72.46	66.74	63.15	33.54	21.27
Other Receivables	-	1.1	0	-	-	-
Restricted Cash	7.06	510.08	471.72	268.98	167.72	104.87
Other Current Assets	45.01	51.71	40.46	72.59	39.07	51.89
Long-Term Deferred Tax Assets	53.48	51.88	48.38	36.92	19.35	15.56
Other Real Estate Owned & Foreclosed	124.51	116.53	107.19	89.05	68.23	59.04
Other Long-Term Assets	231.13	263.42	272.43	300.17	23.02	32.5
Total Assets	8,644	8,238	7,592	6,958	4,311	2,749
Accrued Expenses	69.91	43.06	35.89	34.6	28.5	22.79
Interest Bearing Deposits	4,007	3,840	3,632	4,131	2,311	1,372
Non-Interest Bearing Deposits	2,256	2,192	1,967	877.96	840.65	440.52
Total Deposits	6,263	6,032	5,599	5,009	3,152	1,812
Short-Term Borrowings	3.59	0.06	-	-	1.41	3.7
Current Portion of Long-Term Debt	-	97.63	54.98	225.19	113.94	144.09
Current Portion of Leases	-	1.31	0.03	0.03	0.89	1.84
Current Income Taxes Payable	19.27	23.77	21.32	4.34	4.48	4.89
Accrued Interest Payable	32.42	55.58	46.28	32.78	16.89	10.83
Other Current Liabilities	27.23	234.35	181.55	133.24	107.66	64.54
Long-Term Debt	486.16	417.08	545.96	529.68	328.68	214.26
Long-Term Leases	19.33	17.57	17.4	15.77	10.97	2.14
Long-Term Deferred Tax Liabilities	3.78	3.75	3.67	-	-	-
Other Long-Term Liabilities	802.84	479.72	357.68	317.87	150.89	108.94
Total Liabilities	7,728	7,406	6,864	6,305	3,919	2,393
Common Stock	263.04	263.04	263.04	263.04	200	200
Additional Paid-In Capital	68.87	68.87	68.87	68.87	0.71	0.71
Retained Earnings	372.27	322.21	254.77	229.3	178.03	122.28
Treasury Stock	-	-	-	-	-	-2.71
Comprehensive Income & Other	71.04	70.47	70.89	56.14	-15.73	-12.92
Total Common Equity	775.22	724.59	657.57	617.35	363.01	307.36
Minority Interest	141.17	107.96	70.93	35.25	29.14	48.32
Shareholders' Equity	916.39	832.55	728.5	652.6	392.15	355.69
Total Liabilities & Equity	8,644	8,238	7,592	6,958	4,311	2,749
Total Debt	509.08	533.65	618.37	770.67	455.9	366.03
Net Cash (Debt)	1,327	832.05	394.22	-38.49	197.87	80.63
Net Cash Growth	19.54%	111.06%	-	-	145.40%	-33.67%
Net Cash Per Share	5.05	3.16	1.50	-0.17	0.99	0.40
Filing Date Shares Outstanding	263.04	263.04	263.04	263.04	200	200
Total Common Shares Outstanding	263.04	263.04	263.04	263.04	200	200
Book Value Per Share	2.68	2.49	2.23	2.08	1.82	1.54
Tangible Book Value	714.05	656.98	589.95	558.97	332.51	285.66
Tangible Book Value Per Share	2.45	2.23	1.97	1.86	1.66	1.43

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.