Capital Bank of Jordan (ASE:CAPL)

Capital Bank of Jordan Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	1,012	731.64	570.67	302.33
Investment Securities	-	1,970	1,966	1,183	684.65
Trading Asset Securities	-	0.35	0.54	83.1	113.14
Total Investments	-	1,970	1,967	1,266	797.79
Gross Loans	-	3,715	3,513	2,187	1,393
Allowance for Loan Losses	-	-233.72	-195.1	-120.55	-66.97
Other Adjustments to Gross Loans	-	-50.54	-53.11	-35.35	-23.44
Net Loans	-	3,431	3,265	2,031	1,303
Property, Plant & Equipment	-	104.75	105.29	62.43	38.88
Other Intangible Assets	-	67.62	58.38	30.5	21.71
Accrued Interest Receivable	-	66.74	63.15	33.54	21.27
Restricted Cash	-	471.72	268.98	167.72	104.87
Other Current Assets	-	40.46	72.59	39.07	51.89
Long-Term Deferred Tax Assets	-	48.38	36.92	19.35	15.56
Other Real Estate Owned & Foreclosed	-	107.19	89.05	68.23	59.04
Other Long-Term Assets	-	272.43	300.17	23.02	32.5
Total Assets	-	7,592	6,958	4,311	2,749
Accrued Expenses	-	35.89	34.6	28.5	22.79
Interest Bearing Deposits	-	3,632	4,131	2,311	1,372
Non-Interest Bearing Deposits	-	1,968	877.96	840.65	440.52
Total Deposits	-	5,599	5,009	3,152	1,812
Short-Term Borrowings	-	-	-	1.41	3.7
Current Portion of Long-Term Debt	-	54.98	225.19	113.94	144.09
Current Portion of Leases	-	0.03	0.03	0.89	1.84
Current Income Taxes Payable	-	21.32	4.34	4.48	4.89
Accrued Interest Payable	-	46.28	32.78	16.89	10.83
Other Current Liabilities	-	181.55	133.24	107.66	64.54
Long-Term Debt	-	545.96	529.68	328.68	214.26
Long-Term Leases	-	17.4	15.77	10.97	2.14
Other Long-Term Liabilities	-	357.68	317.87	150.89	108.94
Total Liabilities	-	6,864	6,305	3,919	2,393
Common Stock	-	263.04	263.04	200	200
Additional Paid-In Capital	-	68.87	68.87	0.71	0.71
Retained Earnings	-	254.77	229.3	178.03	122.28
Treasury Stock	-	-	-	-	-2.71
Comprehensive Income & Other	-	70.89	56.14	-15.73	-12.92
Total Common Equity	686.28	657.57	617.35	363.01	307.36
Minority Interest	-	70.93	35.25	29.14	48.32
Shareholders' Equity	783.21	728.5	652.6	392.15	355.69
Total Liabilities & Equity	-	7,592	6,958	4,311	2,749
Total Debt	592.22	618.37	770.67	455.9	366.03
Net Cash (Debt)	1,110	394.22	-38.49	197.87	80.63
Net Cash Growth	181.67%	-	-	145.40%	-33.67%
Net Cash Per Share	4.22	1.50	-0.17	0.99	0.40
Filing Date Shares Outstanding	263.04	263.04	263.04	200	200
Total Common Shares Outstanding	263.04	263.04	263.04	200	200
Book Value Per Share	2.61	2.23	2.08	1.82	1.54
Tangible Book Value	620.53	589.95	558.97	332.51	285.66
Tangible Book Value Per Share	2.36	1.97	1.86	1.66	1.43

Source: S&P Capital IQ. Banks template. Financial Sources.