Capital Bank of Jordan Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	107.95	71.85	86.82	78.81
Depreciation & Amortization	15.72	12.51	9.27	6.57
Other Amortization	15.49	11.14	6.05	3.71
Gain (Loss) on Sale of Assets	0.08	0.16	-0.03	-
Gain (Loss) on Sale of Investments	0.45	-0.15	-1.12	1.13
Total Asset Writedown	3.72	10.82	-1.18	-0.07
Provision for Credit Losses	43.2	72.38	29.16	20.51
Change in Trading Asset Securities	-	-	82.88	-
Change in Other Net Operating Assets	49.56	-395.28	-535.53	-491.36
Other Operating Activities	69.46	56.25	-43.61	-53.3
Operating Cash Flow	305.63	-160.32	-367.3	-433.99
Capital Expenditures	-10.13	-9.41	-20.68	-18.02
Sale of Property, Plant and Equipment	9.25	6.08	4.18	-
Cash Acquisitions	-	-	279.15	78.11
Investment in Securities	-223.35	36.22	-546.45	-376.14
Purchase / Sale of Intangibles	-15.51	-18.64	-33.03	-10.21
Other Investing Activities	9.9	24.31	-	32.6
Investing Cash Flow	-229.83	38.56	-316.83	-293.66
Long-Term Debt Issued	102.33	170.05	188.37	191.97
Long-Term Debt Repaid	-193.68	-337.93	-15.71	-114.69
Net Debt Issued (Repaid)	-91.36	-167.87	172.65	77.28
Issuance of Common Stock	-	-	202.1	5.11
Common Dividends Paid	-44.22	-49.69	-29.69	-24
Net Increase (Decrease) in Deposit Accounts	425.96	517.16	841.71	713.71
Other Financing Activities	-11.02	-1.83	-6.4	-3.71
Financing Cash Flow	279.36	297.77	1,180	768.4
Foreign Exchange Rate Adjustments	-	53.69	5.12	2
Net Cash Flow	355.16	229.69	501.36	42.75
Free Cash Flow	295.5	-169.74	-387.98	-452.01
Free Cash Flow Margin	82.39%	-62.08%	-213.24%	-384.53%
Free Cash Flow Per Share	1.12	-0.65	-1.72	-2.26
Cash Interest Paid	-	-	4.25	-
Cash Income Tax Paid	24.69	14.04	13.77	7.28

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.