Capital Bank of Jordan Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	133.38	107.95	71.85	86.82	78.81
Depreciation & Amortization	18.74	15.72	12.51	9.27	6.57
Other Amortization	16.88	15.49	11.14	6.05	3.71
Gain (Loss) on Sale of Assets	0.12	0.08	0.16	-0.03	-
Gain (Loss) on Sale of Investments	0.65	0.14	-0.15	-1.12	1.13
Total Asset Writedown	13.41	3.72	10.82	-1.18	-0.07
Provision for Credit Losses	36.53	43.2	72.38	29.16	20.51
Change in Trading Asset Securities	-	-	-	82.88	-
Change in Other Net Operating Assets	-460.03	49.56	-395.28	-535.53	-491.36
Other Operating Activities	50.45	69.77	56.25	-43.61	-53.3
Operating Cash Flow	-189.88	305.63	-160.32	-367.3	-433.99
Capital Expenditures	-16.34	-10.13	-9.41	-20.68	-18.02
Sale of Property, Plant and Equipment	0.19	9.25	6.08	4.18	-
Cash Acquisitions	-17.26	-	-	279.15	78.11
Investment in Securities	-298.19	-223.35	36.22	-546.45	-376.14
Purchase / Sale of Intangibles	-9.17	-15.51	-18.64	-33.03	-10.21
Other Investing Activities	16.66	11.27	24.31	-	32.6
Investing Cash Flow	-324.09	-228.46	38.56	-316.83	-293.66
Long-Term Debt Issued	212.92	102.33	170.05	188.37	191.97
Long-Term Debt Repaid	-185.78	-193.68	-337.93	-15.71	-114.69
Net Debt Issued (Repaid)	27.14	-91.36	-167.87	172.65	77.28
Issuance of Common Stock	-	-	-	202.1	5.11
Common Dividends Paid	-43.02	-44.22	-49.69	-29.69	-24
Net Increase (Decrease) in Deposit Accounts	39.02	425.96	517.16	841.71	713.71
Other Financing Activities	-13.86	-12.39	-1.83	-6.4	-3.71
Financing Cash Flow	9.29	277.99	297.77	1,180	768.4
Foreign Exchange Rate Adjustments	-	-	53.69	5.12	2
Net Cash Flow	-504.68	355.16	229.69	501.36	42.75
Free Cash Flow	-206.21	295.5	-169.74	-387.98	-452.01
Free Cash Flow Margin	-48.48%	82.39%	-62.08%	-213.24%	-384.53%
Free Cash Flow Per Share	-0.78	1.12	-0.65	-1.72	-2.26
Cash Interest Paid	-	-	-	4.25	-
Cash Income Tax Paid	26.04	24.69	14.04	13.77	7.28

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.