Jordan Islamic Bank (ASE:JOIB)

Jordan Islamic Bank Statistics

Total Valuation

ASE:JOIB has a market cap or net worth of JOD 844.00 million.

Market Cap	844.00M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Sunday, October 26, 2025.

Earnings Date	Oct 26, 2025
Ex-Dividend Date	Apr 29, 2025

Share Statistics

ASE:JOIB has 200.00 million shares outstanding.

Current Share Class	200.00M
Shares Outstanding	200.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	3.63%
Owned by Institutions (%)	0.02%
Float	46.06M

Valuation Ratios

The trailing PE ratio is 12.28.

PE Ratio	12.28
Forward PE	n/a
PS Ratio	4.00
PB Ratio	1.54
P/TBV Ratio	1.57
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.04
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.82%.

Return on Equity (ROE)	12.82%
Return on Assets (ROA)	1.12%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	86,234
Profits Per Employee	28,116
Employee Count	2,445
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:JOIB has paid 37.24 million in taxes.

Income Tax	37.24M
Effective Tax Rate	35.14%

Stock Price Statistics

The stock price has increased by +3.94% in the last 52 weeks. The beta is 0.09, so ASE:JOIB's price volatility has been lower than the market average.

Beta (5Y)	0.09
52-Week Price Change	+3.94%
50-Day Moving Average	4.21
200-Day Moving Average	4.17
Relative Strength Index (RSI)	49.45
Average Volume (20 Days)	192,035

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:JOIB had revenue of JOD 210.84 million and earned 68.74 million in profits. Earnings per share was 0.34.

Revenue	210.84M
Gross Profit	210.84M
Operating Income	119.25M
Pretax Income	105.99M
Net Income	68.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.34

Balance Sheet

The company has 794.97 million in cash and 13.75 million in debt, giving a net cash position of 781.23 million or 3.91 per share.

Cash & Cash Equivalents	794.97M
Total Debt	13.75M
Net Cash	781.23M
Net Cash Per Share	3.91
Equity (Book Value)	549.11M
Book Value Per Share	2.75
Working Capital	-408.21M

Cash Flow

In the last 12 months, operating cash flow was -303.92 million and capital expenditures -3.69 million, giving a free cash flow of -307.61 million.

Operating Cash Flow	-303.92M
Capital Expenditures	-3.69M
Free Cash Flow	-307.61M
FCF Per Share	-1.54

Margins

Gross Margin	n/a
Operating Margin	56.56%
Pretax Margin	50.27%
Profit Margin	32.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 5.92%.

Dividend Per Share	0.25
Dividend Yield	5.92%
Dividend Growth (YoY)	13.64%
Years of Dividend Growth	n/a
Payout Ratio	72.73%
Buyback Yield	n/a
Shareholder Yield	5.92%
Earnings Yield	8.15%
FCF Yield	-36.45%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 27, 2019. It was a forward split with a ratio of 1.1111111111.

Last Split Date	Jun 27, 2019
Split Type	Forward
Split Ratio	1.1111111111

Scores

Altman Z-Score	n/a
Piotroski F-Score	2