Jordan Islamic Bank (ASE:JOIB)

Jordan Islamic Bank Statistics

Total Valuation

ASE:JOIB has a market cap or net worth of JOD 962.00 million.

Market Cap	962.00M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	Apr 29, 2025

Share Statistics

ASE:JOIB has 200.00 million shares outstanding.

Current Share Class	200.00M
Shares Outstanding	200.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	3.44%
Owned by Institutions (%)	0.02%
Float	46.43M

Valuation Ratios

The trailing PE ratio is 13.53.

PE Ratio	13.53
Forward PE	n/a
PS Ratio	4.58
PB Ratio	1.65
P/TBV Ratio	1.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.03
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.40%.

Return on Equity (ROE)	12.40%
Return on Assets (ROA)	1.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.79%
Revenue Per Employee	85,815
Profits Per Employee	29,083
Employee Count	2,445
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:JOIB has paid 42.48 million in taxes.

Income Tax	42.48M
Effective Tax Rate	37.40%

Stock Price Statistics

The stock price has increased by +12.65% in the last 52 weeks. The beta is 0.11, so ASE:JOIB's price volatility has been lower than the market average.

Beta (5Y)	0.11
52-Week Price Change	+12.65%
50-Day Moving Average	4.79
200-Day Moving Average	4.40
Relative Strength Index (RSI)	41.59
Average Volume (20 Days)	196,719

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:JOIB had revenue of JOD 209.82 million and earned 71.11 million in profits. Earnings per share was 0.36.

Revenue	209.82M
Gross Profit	209.82M
Operating Income	125.30M
Pretax Income	113.59M
Net Income	71.11M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.36

Balance Sheet

The company has 887.13 million in cash and 13.50 million in debt, with a net cash position of 873.63 million or 4.37 per share.

Cash & Cash Equivalents	887.13M
Total Debt	13.50M
Net Cash	873.63M
Net Cash Per Share	4.37
Equity (Book Value)	584.44M
Book Value Per Share	2.92
Working Capital	-346.10M

Cash Flow

In the last 12 months, operating cash flow was -399.39 million and capital expenditures -4.89 million, giving a free cash flow of -404.29 million.

Operating Cash Flow	-399.39M
Capital Expenditures	-4.89M
Free Cash Flow	-404.29M
FCF Per Share	-2.02

Margins

Gross Margin	n/a
Operating Margin	59.72%
Pretax Margin	54.14%
Profit Margin	33.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.25, which amounts to a dividend yield of 5.20%.

Dividend Per Share	0.25
Dividend Yield	5.20%
Dividend Growth (YoY)	13.64%
Years of Dividend Growth	1
Payout Ratio	70.32%
Buyback Yield	n/a
Shareholder Yield	5.20%
Earnings Yield	7.39%
FCF Yield	-42.03%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 27, 2019. It was a forward split with a ratio of 1.1111111111.

Last Split Date	Jun 27, 2019
Split Type	Forward
Split Ratio	1.1111111111

Scores

Altman Z-Score	n/a
Piotroski F-Score	2