Jordan Islamic Bank (ASE:JOIB)

Jordan · Delayed Price · Currency is JOD

5.04

+0.01 (0.20%)

At close: Aug 13, 2026

Jordan Islamic Bank Financials Overview

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	225.04	209.82	185.32	183.13	183.43	179.11
Revenue Growth	16.05%	13.22%	1.20%	-0.16%	2.41%	7.27%
Net Income	78.02	71.11	66.1	62.3	61.11	59.06
Earnings Per Share	0.39	0.36	0.33	0.31	0.31	0.30
EPS Growth	13.50%	7.57%	6.10%	1.95%	3.47%	13.31%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Retail	113.78
Corporate Business	69.57
Investments in Assets	9.04
Treasury	29.25
Others	1.11
Total	222.74

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,136	887.13	842.86	858.43	584.81	773.07
Total Debt	12.07	13.5	14.32	10.7	13.48	14.41
Net Cash (Debt)	1,124	873.63	828.53	847.73	571.33	758.66
Net Cash Growth	43.89%	5.44%	-2.26%	48.38%	-24.69%	6.94%
Net Cash Per Share	5.62	4.37	4.14	4.24	2.86	3.79

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-401.46	-399.39	-154.92	17.5	-171.38	-231.74
Capital Expenditures	-7	-4.89	-3.69	-4.16	-3.22	-2.6
Free Cash Flow	-408.46	-404.29	-158.62	13.34	-174.6	-234.34
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	34.67%	33.89%	35.67%	34.02%	33.31%	32.97%
FCF Margin	-181.50%	-192.69%	-85.59%	7.28%	-95.19%	-130.83%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.250	0.250	0.250	0.220	0.250	0.250
Dividend Per Share Growth	0%	0%	13.64%	-12.00%	0%	108.33%
Dividend Yield	4.96%	5.73%	6.99%	6.37%	8.10%	9.65%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.92	12.94	12.10	13.10	12.70	11.79
Forward PE	-	9.50	9.50	9.50	9.50	9.50
P/FCF Ratio	-	-	-	61.18	-	-
PS Ratio	4.48	4.39	4.32	4.46	4.23	3.89