Jordan Islamic Bank (ASE:JOIB)

Jordan Islamic Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	226.39	217.57	183.41	161.04	151.97	148.36
Total Interest Income	226.39	217.57	183.41	161.04	151.97	148.36
Interest Paid on Deposits	147.91	142.9	128.3	109.01	82.12	64.47
Net Interest Income	78.48	74.67	55.11	52.03	69.85	83.89
Net Interest Income Growth (YoY)	35.09%	35.49%	5.92%	-25.51%	-16.73%	-1.46%
Gain (Loss) on Sale of Assets	1.32	1.32	1.18	1.07	1.05	2.12
Gain (Loss) on Sale of Investments	31.97	30.27	23.69	21.16	13.58	11.09
Other Non-Interest Income	115.66	113.87	103.42	103.27	95.48	85.31
Total Non-Interest Income	151.41	148.07	130.26	130.6	114.51	102.38
Non-Interest Income Growth (YoY)	14.90%	13.68%	-0.26%	14.05%	11.85%	13.86%
Revenues Before Loan Losses	229.89	222.74	185.37	182.63	184.36	186.26
Provision for Loan Losses	12.93	12.93	0.04	-0.5	0.93	7.15
Revenue	216.97	209.82	185.32	183.13	183.43	179.11
Revenue Growth (YoY)	14.30%	13.22%	1.20%	-0.16%	2.41%	7.27%
Salaries and Employee Benefits	50.22	49.45	46.7	45.71	44.5	41.92
Occupancy Expenses	7.92	7.94	6.91	6.47	8.14	8.36
Federal Deposit Insurance	11.98	11.71	10.76	10.26	9.92	8.99
Selling, General & Administrative	1.22	1.22	0.85	0.58	0.64	0.72
Other Non-Interest Expense	27.44	25.9	20.75	25.57	24.69	22.67
Total Non-Interest Expense	98.78	96.23	85.97	88.58	87.89	82.66
EBT Excluding Unusual Items	118.19	113.59	99.36	94.55	95.54	96.45
Pretax Income	118.19	113.59	99.36	94.55	95.54	96.45
Income Tax Expense	45.42	42.48	33.25	32.25	34.43	37.4
Earnings From Continuing Operations	72.77	71.11	66.1	62.3	61.11	59.06
Minority Interest in Earnings	-	-	-	-	-0	0
Net Income	72.77	71.11	66.1	62.3	61.11	59.06
Net Income to Common	72.77	71.11	66.1	62.3	61.11	59.06
Net Income Growth	8.58%	7.57%	6.10%	1.95%	3.47%	13.31%
Basic Shares Outstanding	200	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200	200
EPS (Basic)	0.36	0.36	0.33	0.31	0.31	0.30
EPS (Diluted)	0.36	0.36	0.33	0.31	0.31	0.30
EPS Growth	8.58%	7.57%	6.10%	1.95%	3.47%	13.31%
Dividend Per Share	-	-	0.250	0.220	0.250	0.250
Dividend Growth	-	-	13.64%	-12.00%	-	108.33%
Effective Tax Rate	38.43%	37.40%	33.47%	34.11%	36.04%	38.77%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.