Jordan Islamic Bank (ASE:JOIB)

Jordan Islamic Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,212	887.13	842.84	858.43	584.76	773.07
Investment Securities	771.85	697.56	609.26	515.27	494.2	362.07
Trading Asset Securities	-	-	0.01	-	0.05	-
Total Investments	771.85	697.56	609.28	515.27	494.25	362.07
Gross Loans	4,791	4,339	3,730	3,031	3,498	3,378
Allowance for Loan Losses	-137.84	-118.88	-116.73	-	-129.03	-119.62
Other Adjustments to Gross Loans	-659.23	-562.27	-399.19	-	-323.72	-339.95
Net Loans	3,994	3,658	3,214	3,031	3,045	2,918
Property, Plant & Equipment	1,158	1,125	1,058	1,017	983.2	905.8
Other Intangible Assets	9.51	3.57	2.68	8.75	0.52	1.53
Investments in Real Estate	95.81	99.35	105.78	110.86	113.7	119.02
Accrued Interest Receivable	9.97	10.69	10.07	-	2.69	0.35
Other Receivables	2.43	1.39	1.62	-	0.43	-
Restricted Cash	209.89	212.61	195.05	-	177.87	173.48
Other Current Assets	17.05	10.27	9.68	-	8.71	8.64
Long-Term Deferred Tax Assets	-	-	-	0.74	0.75	-
Other Real Estate Owned & Foreclosed	68.62	66.31	61.27	-	42.82	36.28
Other Long-Term Assets	1.18	13.86	12.2	83.6	8.61	4.41
Total Assets	7,551	6,786	6,122	5,626	5,464	5,303

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	14.14	4.83	1.28	-	1.27	1.31
Accrued Expenses	4.41	4.41	4.15	-	-	3.6
Interest Bearing Deposits	-	-	-	11.9	-	-
Non-Interest Bearing Deposits	1,536	1,409	1,424	1,358	1,427	1,436
Total Deposits	1,536	1,409	1,424	1,370	1,427	1,436
Current Income Taxes Payable	26.08	35.22	30.23	29.93	31.3	32.65
Other Current Liabilities	46.37	81.2	71.81	-	56.3	50.39
Long-Term Debt	2.23	2.29	2.31	-	2.52	2.13
Long-Term Leases	11.94	11.21	12.01	10.7	10.95	12.28
Long-Term Unearned Revenue	5.63	1.79	2.27	-	1.49	0.88
Pension & Post-Retirement Benefits	1.7	2.97	2.89	-	5.2	4.35
Long-Term Deferred Tax Liabilities	0.98	2.19	0.57	1.67	1.9	2.66
Other Long-Term Liabilities	5,307	4,647	4,008	3,673	3,405	3,246
Total Liabilities	6,957	6,202	5,560	5,085	4,943	4,793

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	200	200	200	200	200	200
Retained Earnings	389.34	373.21	352.11	329.96	317.65	306.54
Comprehensive Income & Other	5.15	11.21	9.98	10.42	2.93	3.07
Total Common Equity	594.49	584.43	562.08	540.38	520.58	509.61
Minority Interest	0.01	0.01	0.02	0.02	0.04	0.04
Shareholders' Equity	594.51	584.44	562.1	540.39	520.62	509.65
Total Liabilities & Equity	7,551	6,786	6,122	5,626	5,464	5,303

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	14.16	13.5	14.32	10.7	13.48	14.41
Net Cash (Debt)	1,198	873.63	828.53	847.73	571.33	758.66
Net Cash Growth	51.68%	5.44%	-2.26%	48.38%	-24.69%	6.94%
Net Cash Per Share	5.99	4.37	4.14	4.24	2.86	3.79
Filing Date Shares Outstanding	200	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200	200
Book Value Per Share	2.97	2.92	2.81	2.70	2.60	2.55
Tangible Book Value	584.98	580.86	559.41	531.62	520.05	508.08
Tangible Book Value Per Share	2.92	2.90	2.80	2.66	2.60	2.54

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 13, 2026

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