Jordan Kuwait Bank (ASE:JOKB)

Jordan Kuwait Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	290.84	277.08	253.02	166.18	127.16	135.51
Interest Income on Investments	2.74	1.52	2.49	1.67	1.07	2.77
Total Interest Income	293.58	278.6	255.51	167.84	128.23	138.28
Interest Paid on Deposits	128.8	138.45	119.78	65.06	42.82	50.7
Net Interest Income	164.78	140.15	135.73	102.78	85.41	87.58
Net Interest Income Growth (YoY)	16.30%	3.26%	32.05%	20.34%	-2.48%	-4.51%
Gain (Loss) on Sale of Assets	-1.83	-1.83	4.3	-1.02	-2.32	-0.52
Gain (Loss) on Sale of Investments	5.11	2.42	1.86	-0.01	-0.4	-6.19
Other Non-Interest Income	186.03	250.86	133.54	31.76	23.21	21.03
Total Non-Interest Income	189.31	251.45	139.7	30.73	20.49	14.32
Non-Interest Income Growth (YoY)	-18.98%	79.99%	354.57%	50.01%	43.08%	-52.92%
Revenues Before Loan Losses	354.08	391.6	275.43	133.52	105.9	101.9
Provision for Loan Losses	49.09	47.2	60.25	33.58	28.46	40.47
Revenue	304.99	344.4	215.17	99.94	77.44	61.43
Revenue Growth (YoY)	-6.24%	60.06%	115.31%	29.06%	26.06%	-43.05%
Salaries and Employee Benefits	52.95	48.84	48.71	33.32	29.89	28.87
Occupancy Expenses	10.01	8.5	6.82	4.79	4.47	4.72
Selling, General & Administrative	13.8	13.8	10.64	7.71	6.1	5.64
Other Non-Interest Expense	35.54	40.4	41.54	26.63	25.83	27.39
Total Non-Interest Expense	112.29	111.54	107.72	72.45	66.3	66.61
EBT Excluding Unusual Items	192.69	232.86	107.45	27.49	11.14	-5.18
Asset Writedown	-	-	-	-	1.53	-0.04
Legal Settlements	-1.69	-1.69	-1.29	-0.6	-0.6	-0.36
Other Unusual Items	-	-	15.49	0.46	-	-
Pretax Income	191.01	231.17	121.65	27.34	12.07	-5.58
Income Tax Expense	27.77	36.85	31.61	8.61	4.37	-1.61
Earnings From Continuing Operations	163.23	194.32	90.04	18.73	7.7	-3.97
Earnings From Discontinued Operations	-	-	-	-	-	-0.54
Minority Interest in Earnings	-56.13	-76.99	-30.93	-0.05	0.03	-
Net Income	107.11	117.33	59.11	18.68	7.74	-4.51
Net Income to Common	107.11	117.33	59.11	18.68	7.74	-4.51
Net Income Growth	13.16%	98.50%	216.39%	141.43%	-	-
Basic Shares Outstanding	150	150	150	150	150	150
Diluted Shares Outstanding	150	150	150	150	150	150
EPS (Basic)	0.71	0.78	0.39	0.12	0.05	-0.03
EPS (Diluted)	0.71	0.78	0.39	0.12	0.05	-0.03
EPS Growth	13.16%	98.50%	216.39%	141.43%	-	-
Dividend Per Share	0.120	0.120	0.080	0.080	0.070	-
Dividend Growth	50.00%	50.00%	-	14.29%	-	-
Effective Tax Rate	14.54%	15.94%	25.99%	31.49%	36.18%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.