Jordan Kuwait Bank (ASE:JOKB)

Jordan Kuwait Bank Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	107.11	117.33	59.11	18.68	7.74	-4.51
Depreciation & Amortization	7.45	5.94	4.83	6.93	6.57	6.15
Other Amortization	2.56	2.56	1.99	0.79	0.61	0.73
Gain (Loss) on Sale of Assets	1.83	1.83	-2.68	1.02	2.24	0.52
Gain (Loss) on Sale of Investments	-3.74	-1.11	0.82	4.96	0.4	6.19
Total Asset Writedown	1.31	2.86	0.96	4.63	4.39	0.37
Provision for Credit Losses	46.09	47.9	63.89	32.5	28.4	46.44
Change in Trading Asset Securities	-19.15	-	-	-16.77	-4.44	-
Change in Other Net Operating Assets	128.32	-112.37	-227.49	-204.33	-138.55	-43.74
Other Operating Activities	6.25	61.45	25.09	-20.18	-17.84	-31.45
Operating Cash Flow	278.02	126.38	-73.49	-171.79	-110.47	-19.32
Capital Expenditures	-20.6	-10.69	-57.55	-8.53	-13.46	-8.45
Sale of Property, Plant and Equipment	-1.96	-	-	-	5.64	-
Investment in Securities	-310.85	-303.19	-545.17	-143.68	-82.92	-88.05
Investing Cash Flow	-333.41	-313.88	-602.72	-152.21	-90.74	-96.49
Long-Term Debt Issued	-	-	102.01	57.48	110.86	37.05
Long-Term Debt Repaid	-	-36.26	-15.93	-2.4	-2.21	-2.16
Net Debt Issued (Repaid)	30.4	-36.26	86.08	55.08	108.65	34.89
Issuance of Common Stock	-	-	89.01	-	-	-
Common Dividends Paid	-78.1	-24.67	-11.86	-10.45	-0.08	-0.46
Net Increase (Decrease) in Deposit Accounts	-580.78	279.38	1,300	443.76	-29.53	93.65
Other Financing Activities	-6.97	-6.97	71.67	2.82	0.31	-
Financing Cash Flow	-635.45	211.48	1,535	491.21	79.35	128.08
Foreign Exchange Rate Adjustments	1.37	1.38	2.8	-0.02	-0.01	0
Net Cash Flow	-689.47	25.36	861.92	167.19	-121.86	12.27
Free Cash Flow	257.42	115.69	-131.04	-180.32	-123.92	-27.76
Free Cash Flow Margin	84.40%	33.59%	-60.90%	-180.43%	-160.03%	-45.19%
Free Cash Flow Per Share	1.72	0.77	-0.87	-1.20	-0.83	-0.18
Cash Income Tax Paid	39.99	34.75	20.21	10.8	2.07	16.21

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.