Al Manara Islamic Insurance Company (ASE:MIIC)

ASE:MIIC Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	17.71	0.51	7.01	21.7	13.75
Total Interest & Dividend Income	-	-0.09	0.02	0.5	0.31
Other Revenue	-	2.9	2.55	-	0.93
Total Revenue	17.71	3.33	9.59	22.2	14.99
Revenue Growth (YoY)	432.54%	-65.30%	-56.82%	48.15%	67.63%
Policy Benefits	16.09	1.41	6.62	22.22	11.99
Policy Acquisition & Underwriting Costs	-	0	-	-	1.44
Depreciation & Amortization	-	0.16	-	-	0.09
Selling, General & Administrative	3.46	1.14	1.05	-	0.67
Provision for Bad Debts	-	-0.13	-	0.33	0.15
Other Operating Expenses	-	0.06	0.1	-0.06	0.15
Total Operating Expenses	19.55	6.08	9.94	22.49	15.95
Operating Income	-1.84	-2.75	-0.36	-0.29	-0.97
Other Non Operating Income (Expenses)	0.88	-	-	0.06	-
EBT Excluding Unusual Items	-0.95	-2.75	-0.36	-0.22	-0.97
Asset Writedown	-	-	-	0.18	-
Pretax Income	-0.95	-2.75	-0.36	-0.05	-0.97
Income Tax Expense	-	-0.26	-	0.04	-0.17
Net Income	-0.95	-2.49	-0.36	-0.09	-0.8
Net Income to Common	-0.95	-2.49	-0.36	-0.09	-0.8
Shares Outstanding (Basic)	9	6	6	6	6
Shares Outstanding (Diluted)	9	6	6	6	6
Shares Change (YoY)	58.93%	-	-	-	11.10%
EPS (Basic)	-0.11	-0.44	-0.06	-0.02	-0.14
EPS (Diluted)	-0.11	-0.44	-0.06	-0.02	-0.14
Free Cash Flow	-	-0.91	-1.57	-1.83	0.6
Free Cash Flow Per Share	-	-0.16	-0.28	-0.33	0.11
Operating Margin	-10.36%	-82.65%	-3.73%	-1.30%	-6.45%
Profit Margin	-5.38%	-74.91%	-3.73%	-0.39%	-5.33%
Free Cash Flow Margin	-	-27.49%	-16.38%	-8.24%	3.98%
EBITDA	-1.66	-2.59	-0.23	-0.19	-0.88
EBITDA Margin	-9.38%	-77.73%	-2.45%	-0.84%	-5.87%
D&A For EBITDA	0.17	0.16	0.12	0.1	0.09
EBIT	-1.84	-2.75	-0.36	-0.29	-0.97
EBIT Margin	-10.36%	-82.65%	-3.73%	-1.30%	-6.45%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.