Al Manara Islamic Insurance Company (ASE:MIIC)

ASE:MIIC Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	-0.04	0.09	7.01	21.7	13.75
Total Interest & Dividend Income	0.22	0.04	0.02	0.5	0.31
Other Revenue	2.62	2.9	2.55	-	0.93
Total Revenue	2.81	3.03	9.59	22.2	14.99
Revenue Growth (YoY)	-7.35%	-68.41%	-56.82%	48.15%	67.63%
Policy Benefits	-1.29	2.8	6.62	22.22	11.99
Policy Acquisition & Underwriting Costs	-	-	-	-	1.44
Depreciation & Amortization	0.17	0.16	-	-	0.09
Selling, General & Administrative	0.92	1.03	1.05	-	0.67
Provision for Bad Debts	0.32	-0.13	-	0.33	0.15
Other Operating Expenses	-0.06	0.06	0.1	-0.06	0.15
Total Operating Expenses	1.8	5.63	9.94	22.49	15.95
Operating Income	1	-2.6	-0.36	-0.29	-0.97
Other Non Operating Income (Expenses)	-	-	-	0.06	-
EBT Excluding Unusual Items	1	-2.6	-0.36	-0.22	-0.97
Asset Writedown	-	-	-	0.18	-
Pretax Income	1	-2.6	-0.36	-0.05	-0.97
Income Tax Expense	-	-0.26	-	0.04	-0.17
Net Income	1	-2.34	-0.36	-0.09	-0.8
Net Income to Common	1	-2.34	-0.36	-0.09	-0.8
Shares Outstanding (Basic)	8	6	6	6	6
Shares Outstanding (Diluted)	8	6	6	6	6
Shares Change (YoY)	51.70%	-	-	-	11.10%
EPS (Basic)	0.12	-0.42	-0.06	-0.02	-0.14
EPS (Diluted)	0.12	-0.42	-0.06	-0.02	-0.14
Free Cash Flow	-0.55	-0.66	-1.57	-1.83	0.6
Free Cash Flow Per Share	-0.07	-0.12	-0.28	-0.33	0.11
Operating Margin	35.79%	-85.78%	-3.73%	-1.30%	-6.45%
Profit Margin	35.79%	-77.28%	-3.73%	-0.39%	-5.33%
Free Cash Flow Margin	-19.78%	-21.69%	-16.38%	-8.24%	3.98%
EBITDA	1.26	-2.43	-0.23	-0.19	-0.88
EBITDA Margin	44.83%	-80.38%	-2.45%	-0.84%	-5.87%
D&A For EBITDA	0.25	0.16	0.12	0.1	0.09
EBIT	1	-2.6	-0.36	-0.29	-0.97
EBIT Margin	35.79%	-85.78%	-3.73%	-1.30%	-6.45%
Revenue as Reported	2.95	3.07	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.