United Insurance Company Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	41.06	34.88	32.16	31.4	14.34
Total Interest & Dividend Income	-	1.39	1.02	0.71	0.93
Gain (Loss) on Sale of Investments	-	0.49	0.51	0.32	-0.03
Other Revenue	-	0.41	0.04	0.02	0.52
Total Revenue	41.06	37.17	33.72	32.45	15.76
Revenue Growth (YoY)	10.48%	10.21%	3.92%	105.86%	-12.08%
Policy Benefits	40.18	34.79	30.74	30.39	10.64
Policy Acquisition & Underwriting Costs	-	-	-	-	1.01
Depreciation & Amortization	-	0.18	0.17	-	0.38
Selling, General & Administrative	-	0.04	0.17	-	0.48
Provision for Bad Debts	-	-	0.24	0	0.1
Other Operating Expenses	0.18	-	-	0.45	0.03
Reinsurance Income or Expense	-	-	0.07	-	-
Total Operating Expenses	40.36	35.01	31.25	30.84	14.07
Operating Income	0.7	2.16	2.47	1.61	1.7
Interest Expense	-	-	-	-	-0.03
Other Non Operating Income (Expenses)	1.84	-	-0	-	-
EBT Excluding Unusual Items	2.55	2.16	2.47	1.61	1.67
Gain (Loss) on Sale of Assets	-	0	0.01	-0	-
Asset Writedown	-	-0.09	-0.09	-	-
Other Unusual Items	-	-0.05	-0.06	-0.04	-
Pretax Income	2.55	2.03	2.34	1.57	1.67
Income Tax Expense	0.65	0.52	0.6	0.37	0.35
Net Income	1.9	1.5	1.74	1.19	1.32
Net Income to Common	1.9	1.5	1.74	1.19	1.32
Net Income Growth	26.14%	-13.84%	46.06%	-9.67%	-11.95%
Shares Outstanding (Basic)	16	16	16	16	16
Shares Outstanding (Diluted)	16	16	16	16	16
EPS (Basic)	0.12	0.09	0.11	0.07	0.08
EPS (Diluted)	0.12	0.09	0.11	0.07	0.08
EPS Growth	26.14%	-13.84%	46.06%	-9.67%	-11.95%
Free Cash Flow	-	2.33	2.4	2.36	-2.26
Free Cash Flow Per Share	-	0.15	0.15	0.15	-0.14
Dividend Per Share	-	-	-	0.050	0.050
Operating Margin	1.71%	5.80%	7.33%	4.96%	10.77%
Profit Margin	4.62%	4.04%	5.17%	3.68%	8.39%
Free Cash Flow Margin	-	6.27%	7.12%	7.29%	-14.35%
EBITDA	0.95	2.42	2.73	1.87	2.05
EBITDA Margin	2.32%	6.52%	8.10%	5.78%	13.00%
D&A For EBITDA	0.25	0.27	0.26	0.27	0.35
EBIT	0.7	2.16	2.47	1.61	1.7
EBIT Margin	1.71%	5.80%	7.33%	4.96%	10.77%
Effective Tax Rate	25.52%	25.83%	25.52%	23.80%	20.89%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.