United Insurance Company Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	42.92	41.06	34.88	32.16	31.4	14.34
Total Interest & Dividend Income	0.04	-	1.39	1.02	0.71	0.93
Gain (Loss) on Sale of Investments	-0.02	-	0.49	0.51	0.32	-0.03
Other Revenue	0.29	-	0.41	0.04	0.02	0.52
Total Revenue	43.23	41.06	37.17	33.72	32.45	15.76
Revenue Growth (YoY)	15.34%	10.48%	10.21%	3.92%	105.86%	-12.08%
Policy Benefits	42.25	40.18	34.79	30.74	30.39	10.64
Policy Acquisition & Underwriting Costs	-	-	-	-	-	1.01
Depreciation & Amortization	-	-	0.18	0.17	-	0.38
Selling, General & Administrative	-	-	0.04	0.17	-	0.48
Provision for Bad Debts	-	-	-	0.24	0	0.1
Other Operating Expenses	0.09	0.18	-	-	0.45	0.03
Reinsurance Income or Expense	-	-	-	0.07	-	-
Total Operating Expenses	42.34	40.36	35.01	31.25	30.84	14.07
Operating Income	0.89	0.7	2.16	2.47	1.61	1.7
Interest Expense	-	-	-	-	-	-0.03
Other Non Operating Income (Expenses)	1.84	1.84	-	-0	-	-
EBT Excluding Unusual Items	2.73	2.55	2.16	2.47	1.61	1.67
Gain (Loss) on Sale of Assets	-	-	0	0.01	-0	-
Asset Writedown	-	-	-0.09	-0.09	-	-
Other Unusual Items	0.01	-	-0.05	-0.06	-0.04	-
Pretax Income	2.74	2.55	2.03	2.34	1.57	1.67
Income Tax Expense	0.58	0.65	0.52	0.6	0.37	0.35
Net Income	2.16	1.9	1.5	1.74	1.19	1.32
Net Income to Common	2.16	1.9	1.5	1.74	1.19	1.32
Net Income Growth	62.80%	26.14%	-13.84%	46.06%	-9.67%	-11.95%
Shares Outstanding (Basic)	16	16	16	16	16	16
Shares Outstanding (Diluted)	16	16	16	16	16	16
EPS (Basic)	0.13	0.12	0.09	0.11	0.07	0.08
EPS (Diluted)	0.13	0.12	0.09	0.11	0.07	0.08
EPS Growth	54.03%	26.14%	-13.84%	46.06%	-9.67%	-11.95%
Free Cash Flow	-	-	2.33	2.4	2.36	-2.26
Free Cash Flow Per Share	-	-	0.15	0.15	0.15	-0.14
Dividend Per Share	-	-	-	-	0.050	0.050
Operating Margin	2.06%	1.71%	5.80%	7.33%	4.96%	10.77%
Profit Margin	5.00%	4.62%	4.04%	5.17%	3.68%	8.39%
Free Cash Flow Margin	-	-	6.27%	7.12%	7.29%	-14.35%
EBITDA	1.14	0.95	2.42	2.73	1.87	2.05
EBITDA Margin	2.63%	2.32%	6.52%	8.10%	5.78%	13.00%
D&A For EBITDA	0.25	0.25	0.27	0.26	0.27	0.35
EBIT	0.89	0.7	2.16	2.47	1.61	1.7
EBIT Margin	2.06%	1.71%	5.80%	7.33%	4.96%	10.77%
Effective Tax Rate	21.25%	25.52%	25.83%	25.52%	23.80%	20.89%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.