United Insurance Company (ASE:UNIN)

United Insurance Company Statistics

Total Valuation

ASE:UNIN has a market cap or net worth of JOD 19.52 million. The enterprise value is 16.91 million.

Market Cap	19.52M
Enterprise Value	16.91M

Important Dates

The next estimated earnings date is Sunday, February 15, 2026.

Earnings Date	Feb 15, 2026
Ex-Dividend Date	n/a

Share Statistics

ASE:UNIN has 16.00 million shares outstanding. The number of shares has decreased by -0.05% in one year.

Current Share Class	16.00M
Shares Outstanding	16.00M
Shares Change (YoY)	-0.05%
Shares Change (QoQ)	-22.11%
Owned by Insiders (%)	51.11%
Owned by Institutions (%)	3.83%
Float	2.37M

Valuation Ratios

The trailing PE ratio is 14.53.

PE Ratio	14.53
Forward PE	n/a
PS Ratio	0.48
PB Ratio	0.92
P/TBV Ratio	0.92
P/FCF Ratio	5.00
P/OCF Ratio	4.96
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.76, with an EV/FCF ratio of 4.33.

EV / Earnings	12.55
EV / Sales	0.42
EV / EBITDA	6.76
EV / EBIT	7.54
EV / FCF	4.33

Financial Position

The company has a current ratio of 14.49

Current Ratio	14.49
Quick Ratio	8.32
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.78% and return on invested capital (ROIC) is 7.06%.

Return on Equity (ROE)	6.78%
Return on Assets (ROA)	3.26%
Return on Invested Capital (ROIC)	7.06%
Return on Capital Employed (ROCE)	4.95%
Revenue Per Employee	562,382
Profits Per Employee	18,704
Employee Count	72
Asset Turnover	0.94
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:UNIN has paid 742,582 in taxes.

Income Tax	742,582
Effective Tax Rate	35.54%

Stock Price Statistics

The stock price has decreased by -7.01% in the last 52 weeks. The beta is 0.28, so ASE:UNIN's price volatility has been lower than the market average.

Beta (5Y)	0.28
52-Week Price Change	-7.01%
50-Day Moving Average	1.03
200-Day Moving Average	0.77
Relative Strength Index (RSI)	57.90
Average Volume (20 Days)	1,631

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:UNIN had revenue of JOD 40.49 million and earned 1.35 million in profits. Earnings per share was 0.08.

Revenue	40.49M
Gross Profit	2.42M
Operating Income	2.24M
Pretax Income	2.09M
Net Income	1.35M
EBITDA	2.50M
EBIT	2.24M
Earnings Per Share (EPS)	0.08

Balance Sheet

The company has 2.74 million in cash and n/a in debt, giving a net cash position of 2.61 million or 0.16 per share.

Cash & Cash Equivalents	2.74M
Total Debt	n/a
Net Cash	2.61M
Net Cash Per Share	0.16
Equity (Book Value)	21.22M
Book Value Per Share	1.71
Working Capital	5.67M

Cash Flow

In the last 12 months, operating cash flow was 3.93 million and capital expenditures -23,724, giving a free cash flow of 3.91 million.

Operating Cash Flow	3.93M
Capital Expenditures	-23,724
Free Cash Flow	3.91M
FCF Per Share	0.24

Margins

Gross margin is 5.97%, with operating and profit margins of 5.54% and 3.33%.

Gross Margin	5.97%
Operating Margin	5.54%
Pretax Margin	5.16%
Profit Margin	3.33%
EBITDA Margin	6.18%
EBIT Margin	5.54%
FCF Margin	9.65%

Dividends & Yields

ASE:UNIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.05%
Shareholder Yield	0.05%
Earnings Yield	6.90%
FCF Yield	20.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 2, 2025. It was a forward split with a ratio of 1.1428571429.

Last Split Date	Jul 2, 2025
Split Type	Forward
Split Ratio	1.1428571429

Scores

Altman Z-Score	n/a
Piotroski F-Score	6