Bendigo and Adelaide Bank Limited (ASX:BEN)

Bendigo and Adelaide Bank Financials Overview

Financials in millions AUD. Fiscal year is July - June.

Revenue & Profits

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Revenue Revenue Growth	1,951	1,951	1,915	1,861	1,842	1,684
Revenue Growth	1.84%	1.86%	2.91%	1.01%	9.39%	2.10%
Net Income Net Income Growth	375.1	375.1	-97.1	545	497	488.1
Earnings Per Share EPS Growth	0.63	0.63	-0.17	0.87	0.79	0.78
EPS Growth	-	-	-	10.22%	2.03%	-6.12%

Revenue by Segment

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Business & Agribusiness Business & Agribusiness Growth	689.3	689.3	715.8	763.5	686.1	558.1
Corporate Corporate Growth	114.1	114.1	86.7	35.2	19.4	40.3
Consumer Consumer Growth	1,229	1,229	1,159	1,146	1,194	1,125
Total Total Growth	2,033	2,033	1,961	1,944	1,899	1,723

Cash & Debt

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Cash & Investments Cash & Investments Growth	3,935	3,935	4,621	2,470	8,696	4,027
Total Debt Total Debt Growth	10,732	10,732	11,670	11,071	13,533	13,428
Net Cash (Debt) Net Cash Growth	-6,797	-6,797	-7,049	-8,601	-4,837	-9,401
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-10.55	-10.55	-12.46	-12.97	-7.31	-14.47

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Operating Cash Flow Operating Cash Flow Growth	-1,246	-1,246	-3,159	-7,592	2,977	-11,617
Capital Expenditures CapEx Growth	-29.4	-29.4	-18.3	-27.2	-30.6	-14.5
Free Cash Flow Free Cash Flow Growth	-1,276	-1,276	-3,178	-7,619	2,947	-11,631
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Profit Margin	19.23%	19.23%	-5.07%	29.29%	26.98%	28.98%
FCF Margin	-65.39%	-65.39%	-165.91%	-409.42%	159.94%	-690.57%

Dividends

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 27, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Dividend Per Share Dividend Per Share Growth	0.630	0.630	0.630	0.630	0.610	0.530
Dividend Per Share Growth	0%	0%	0%	3.28%	15.09%	6.00%
Dividend Yield	5.97%	5.97%	5.25%	6.11%	8.44%	7.38%

Valuation

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug 27, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
PE Ratio	16.67	16.27	-	11.94	9.78	10.46
Forward PE	13.01	12.26	14.65	12.95	9.32	11.12
P/FCF Ratio	-	-	-	-	1.65	-
PS Ratio	3.09	3.13	3.74	3.50	2.64	3.03

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 27, 2026

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