Bendigo and Adelaide Bank Limited (ASX:BEN)
Australia · Delayed Price · Currency is AUD 10.46
-0.09 (-0.85%)
Aug 27, 2026, 4:10 PM AEST
Bendigo and Adelaide Bank Cash Flow Statement
Financials in millions AUD. Fiscal year is July - June.
Millions AUD. Fiscal year is Jul - Jun.
Operating Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Income | 375.1 | -97.1 | 545 | 497 | 488.1 |
Depreciation & Amortization | 63.4 | 61.5 | 65.6 | 65.9 | 62.5 |
Other Amortization | 72.3 | 59 | 46.2 | 36.9 | 36.7 |
Gain (Loss) on Sale of Investments | 9.8 | -13 | 4.9 | 2.2 | - |
Total Asset Writedown | -11.3 | 518.7 | -138.7 | 70.9 | 21.4 |
Provision for Credit Losses | 14.6 | -12.7 | 13.4 | 36.1 | -23.4 |
Change in Income Taxes | 31.1 | -5.7 | -40.8 | -9.8 | 6.4 |
Change in Other Net Operating Assets | -1,770 | -3,758 | -8,166 | 2,295 | -12,200 |
Other Operating Activities | -1.1 | -1.7 | -1.5 | -1.2 | -4.9 |
Operating Cash Flow | -1,246 | -3,159 | -7,592 | 2,977 | -11,617 |
Operating Cash Flow Growth | - | - | - | - | - |
Investing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Capital Expenditures | -29.4 | -18.3 | -27.2 | -30.6 | -14.5 |
Sale of Property, Plant and Equipment | - | - | - | 0.1 | 2.9 |
Cash Acquisitions | - | - | - | - | 0.5 |
Investment in Securities | 3.1 | 47.1 | 4.7 | -0.7 | -2.3 |
Income (Loss) Equity Investments | 1.7 | 1.2 | 1.9 | 0.5 | -1.4 |
Divestitures | - | 15.8 | - | - | 4 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | - | - | - | -571.5 | - |
Investing Cash Flow | 56.9 | 111.5 | -52.1 | -596.1 | 9.7 |
Financing Activities
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Long-Term Debt Issued | - | - | 600 | - | 125 |
Long-Term Debt Repaid | -188.9 | -46 | -324.4 | -50.5 | -196.4 |
Net Debt Issued (Repaid) | -188.9 | -46 | 275.6 | -50.5 | -71.4 |
Issuance of Common Stock | 65.8 | 0.3 | 0.5 | 0.6 | 0.6 |
Repurchase of Common Stock | -21.2 | -58.3 | -10.8 | - | -8.7 |
Common Dividends Paid | -356.8 | -356.2 | -351 | -290.7 | -213.7 |
Net Increase (Decrease) in Deposit Accounts | 2,148 | 4,856 | 1,676 | 2,727 | 8,367 |
Other Financing Activities | -0.2 | - | -325.6 | - | -0.7 |
Financing Cash Flow | 1,647 | 4,396 | 1,264 | 2,386 | 8,073 |
Net Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Cash Flow | 457.8 | 1,348 | -6,380 | 4,768 | -3,534 |
Free Cash Flow
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Free Cash Flow | -1,276 | -3,178 | -7,619 | 2,947 | -11,631 |
Free Cash Flow Growth | - | - | - | - | - |
Free Cash Flow Margin | -65.39% | -165.91% | -409.42% | 159.94% | -690.57% |
Free Cash Flow Per Share | -1.98 | -5.62 | -11.49 | 4.45 | -17.91 |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash Interest Paid | 2,946 | 3,229 | 2,653 | 1,331 | 351.1 |
Cash Income Tax Paid | 142.1 | 174.4 | 247.9 | 241.1 | 195.3 |