Bendigo and Adelaide Bank Limited (ASX:BEN)

Bendigo and Adelaide Bank Statistics

Total Valuation

ASX:BEN has a market cap or net worth of AUD 7.52 billion.

Market Cap	7.52B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, August 25, 2025.

Earnings Date	Aug 25, 2025
Ex-Dividend Date	Sep 2, 2025

Share Statistics

ASX:BEN has 563.87 million shares outstanding. The number of shares has decreased by -14.67% in one year.

Current Share Class	563.87M
Shares Outstanding	563.87M
Shares Change (YoY)	-14.67%
Shares Change (QoQ)	-11.12%
Owned by Insiders (%)	0.23%
Owned by Institutions (%)	26.13%
Float	560.76M

Valuation Ratios

PE Ratio	n/a
Forward PE	15.04
PS Ratio	3.93
PB Ratio	1.13
P/TBV Ratio	1.44
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	3.07

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.69
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -1.42%.

Return on Equity (ROE)	-1.42%
Return on Assets (ROA)	-0.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	402,184
Profits Per Employee	-20,391
Employee Count	4,762
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:BEN has paid 202.40 million in taxes.

Income Tax	202.40M
Effective Tax Rate	192.21%

Stock Price Statistics

The stock price has increased by +11.91% in the last 52 weeks. The beta is 0.95, so ASX:BEN's price volatility has been similar to the market average.

Beta (5Y)	0.95
52-Week Price Change	+11.91%
50-Day Moving Average	12.67
200-Day Moving Average	12.21
Relative Strength Index (RSI)	64.21
Average Volume (20 Days)	1,057,001

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:BEN had revenue of AUD 1.92 billion and -97.10 million in losses. Loss per share was -0.17.

Revenue	1.92B
Gross Profit	1.92B
Operating Income	613.60M
Pretax Income	105.30M
Net Income	-97.10M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-0.17

Balance Sheet

The company has 4.62 billion in cash and 11.67 billion in debt, giving a net cash position of -7.05 billion or -12.50 per share.

Cash & Cash Equivalents	4.62B
Total Debt	11.67B
Net Cash	-7.05B
Net Cash Per Share	-12.50
Equity (Book Value)	6.67B
Book Value Per Share	11.83
Working Capital	-80.35B

Cash Flow

In the last 12 months, operating cash flow was -3.16 billion and capital expenditures -2.50 million, giving a free cash flow of -3.16 billion.

Operating Cash Flow	-3.16B
Capital Expenditures	-2.50M
Free Cash Flow	-3.16B
FCF Per Share	-5.61

Margins

Gross Margin	n/a
Operating Margin	32.04%
Pretax Margin	5.50%
Profit Margin	-5.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.63, which amounts to a dividend yield of 4.69%.

Dividend Per Share	0.63
Dividend Yield	4.69%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	14.67%
Shareholder Yield	19.38%
Earnings Yield	-1.29%
FCF Yield	-42.03%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a