BSP Financial Group Limited (ASX: BFL)

BSP Financial Group Income Statement

Financials in millions PGK. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	2,796	2,572	2,341	1,950	2,072
Revenue Growth (YoY)	8.71%	9.85%	20.05%	-5.89%	-
Gross Profit	2,796	2,572	2,341	1,950	2,072
Selling, General & Admin	594.89	571.83	547.73	771.31	786.78
Other Operating Expenses	26.48	-162.8	30.82	0	0
Operating Expenses	621.37	409.03	578.55	808.33	819.25
Operating Income	1,553	1,425	1,526	1,142	1,255
Interest Income	1,963	1,835	1,708	0	0
Interest Expense	118.1	89.94	106.68	0	0
Other Expense / Income	1,845	1,745	1,601	0.64	1.98
Pretax Income	1,553	1,425	1,526	1,142	1,253
Income Tax	663.18	344.04	450.64	335.62	362.56
Net Income	890.21	1,081	1,075	806.22	890.36
Net Income Growth	-17.65%	0.54%	33.37%	-9.45%	-
Shares Outstanding (Basic)	467	467	467	467	467
Shares Outstanding (Diluted)	467	467	467	467	467
Shares Change	-0.00%	-0.00%	-0.00%	-0.00%	-
EPS (Basic)	1.91	2.31	2.30	1.73	1.91
EPS (Diluted)	1.91	2.31	2.30	1.73	1.91
EPS Growth	-17.32%	0.43%	32.95%	-9.42%	-
Free Cash Flow	1,594	2,485	3,242	778.41	-45.66
Free Cash Flow Per Share	3.41	5.32	6.94	1.67	-0.10
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	55.56%	55.41%	65.17%	58.58%	60.56%
Profit Margin	31.84%	42.04%	45.93%	41.34%	42.97%
Free Cash Flow Margin	57.01%	96.64%	138.47%	39.91%	-2.20%
Effective Tax Rate	42.69%	24.14%	29.53%	29.39%	28.94%
EBITDA	1,681	1,542	1,635	-0.64	-1.98
EBITDA Margin	60.11%	59.95%	69.83%	-0.03%	-0.10%
Depreciation & Amortization	80.73	77.71	78.82	75.2	80.96
EBIT	1,600	1,464	1,556	-75.84	-82.93
EBIT Margin	57.22%	56.93%	66.47%	-3.89%	-4.00%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.