BSP Financial Group Limited (ASX:BFL)
7.97
+0.09 (1.14%)
Sep 30, 2026, 3:57 PM AEST
BSP Financial Group Financials Overview
Financials in millions PGK. Fiscal year is January - December.
Millions PGK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,567 | 3,292 | 2,961 | 2,566 | 2,608 | 2,415 |
Revenue Growth | 8.35% | 11.18% | 15.37% | -1.59% | 8.00% | 23.83% |
Net Income Net Income Growth | 1,220 | 1,172 | 1,038 | 890.22 | 1,085 | 1,075 |
Earnings Per Share EPS Growth | 2.61 | 2.51 | 2.22 | 1.91 | 2.32 | 2.30 |
EPS Growth | 4.10% | 12.91% | 16.66% | -17.93% | 0.89% | 33.37% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PNG Bank PNG Bank Growth | 3,037 | 2,861 | 2,338 | 2,111 | 2,070 | 1,918 |
Pacific Markets Pacific Markets Growth | 787 | 751 | 651 | 399.52 | 513.25 | 472.44 |
Adjust Inter Segments Adjust Inter Segments Growth | -231 | -292 | -111 | -55.1 | -74.61 | -70.57 |
Non-Bank Entities Non-Bank Entities Growth | 89 | 87 | 101 | 111.02 | 99.32 | 94.49 |
Total Total Growth | 3,682 | 3,407 | 2,979 | 2,566 | 2,608 | 2,415 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 5,368 | 6,979 | 5,891 | 5,683 | 6,048 | 4,721 |
Total Debt Total Debt Growth | 236 | 302 | 376 | 488.4 | 649.46 | 642.93 |
Net Cash (Debt) Net Cash Growth | 5,132 | 6,677 | 5,515 | 5,194 | 5,398 | 4,078 |
Net Cash Growth | -23.14% | 21.07% | 6.18% | -3.79% | 32.38% | -1.26% |
Net Cash Per Share Net Cash Per Share Growth | 10.99 | 14.30 | 11.81 | 11.12 | 11.55 | 8.73 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -18 | 762 | 1,375 | -699.2 | -591.91 | 971.57 |
Capital Expenditures CapEx Growth | -206 | -108 | -135 | -74.8 | -120.57 | -156.91 |
Free Cash Flow Free Cash Flow Growth | -224 | 654 | 1,240 | -774 | -712.48 | 814.66 |
Free Cash Flow Growth | - | -47.26% | - | - | - | 4.66% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 34.20% | 35.60% | 35.06% | 34.69% | 41.59% | 44.53% |
FCF Margin | -6.28% | 19.87% | 41.88% | -30.16% | -27.32% | 33.74% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.605 | 1.880 | 1.660 | 1.430 | 1.740 | 1.730 |
Dividend Per Share Growth | -5.28% | 13.25% | 16.08% | -17.82% | 0.58% | 64.76% |
Dividend Yield | 7.60% | 8.61% | 11.59% | 13.17% | 21.78% | 26.24% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.28 | 9.34 | 7.51 | 7.23 | 5.05 | 4.73 |
P/FCF Ratio | - | 16.74 | 6.29 | - | - | 6.25 |
PS Ratio | 3.18 | 3.33 | 2.63 | 2.51 | 2.10 | 2.11 |