BSP Financial Group Limited (ASX:BFL)
Australia flag Australia · Delayed Price · Currency is AUD
7.70
-0.03 (-0.39%)
Oct 26, 2026, 2:45 PM AEDT

BSP Financial Group Financials Overview

Millions PGK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,5673,2922,9612,5662,6082,415
Revenue Growth
8.35%11.18%15.37%-1.59%8.00%23.83%
Net Income
1,2201,1721,038890.221,0851,075
Earnings Per Share
2.612.512.221.912.322.30
EPS Growth
4.10%12.91%16.66%-17.93%0.89%33.37%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PNG Bank
3,0372,8612,3382,1112,0701,918
Pacific Markets
787751651399.52513.25472.44
Adjust Inter Segments
-231-292-111-55.1-74.61-70.57
Non-Bank Entities
8987101111.0299.3294.49
Total
3,6823,4072,9792,5662,6082,415

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,3686,9795,8915,6836,0484,721
Total Debt
236302376488.4649.46642.93
Net Cash (Debt)
5,1326,6775,5155,1945,3984,078
Net Cash Growth
-23.14%21.07%6.18%-3.79%32.38%-1.26%
Net Cash Per Share
10.9914.3011.8111.1211.558.73

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-187621,375-699.2-591.91971.57
Capital Expenditures
-206-108-135-74.8-120.57-156.91
Free Cash Flow
-2246541,240-774-712.48814.66
Free Cash Flow Growth
--47.26%---4.66%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
34.20%35.60%35.06%34.69%41.59%44.53%
FCF Margin
-6.28%19.87%41.88%-30.16%-27.32%33.74%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6051.8801.6601.4301.7401.730
Dividend Per Share Growth
-5.28%13.25%16.08%-17.82%0.58%64.76%
Dividend Yield
7.86%8.03%9.95%10.38%14.84%15.88%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.979.347.517.235.054.73
P/FCF Ratio
-16.746.29--6.25
PS Ratio
3.083.332.632.512.102.11