BSP Financial Group Limited (ASX:BFL)
Australia flag Australia · Delayed Price · Currency is AUD
7.87
-0.19 (-2.36%)
Jul 30, 2026, 3:57 PM AEST

BSP Financial Group Financials Overview

Millions PGK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,2923,2922,9612,5662,6082,415
Revenue Growth
5.46%11.18%15.37%-1.59%8.00%23.83%
Net Income
1,1721,1721,038890.221,0851,075
Earnings Per Share
2.512.512.221.912.322.30
EPS Growth
7.70%12.91%16.66%-17.93%0.89%33.37%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Non-Bank Entities
8787101111.0299.3294.49
Pacific Markets
751751651399.52513.25472.44
PNG Bank
2,8612,8612,3382,1112,0701,918
Adjust Inter Segments
-292-292-111-55.1-74.61-70.57
Total
3,4073,4072,9792,5662,6082,415

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
6,9796,9795,8915,6836,0484,721
Total Debt
302302376488.4649.46642.93
Net Cash (Debt)
6,6776,6775,5155,1945,3984,078
Net Cash Growth
31.77%21.07%6.18%-3.79%32.38%-1.26%
Net Cash Per Share
14.3014.3011.8111.1211.558.73

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
7627621,375-699.2-591.91971.57
Capital Expenditures
-108-108-135-74.8-120.57-156.91
Free Cash Flow
6546541,240-774-712.48814.66
Free Cash Flow Growth
-59.79%-47.26%---4.66%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
35.60%35.60%35.06%34.69%41.59%44.53%
FCF Margin
19.87%19.87%41.88%-30.16%-27.32%33.74%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6151.8801.6601.4301.7401.730
Dividend Per Share Growth
-1.23%13.25%16.08%-17.82%0.58%64.76%
Dividend Yield
7.63%8.44%11.35%12.90%21.34%25.71%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.909.347.517.235.054.73
P/FCF Ratio
15.9716.746.29--6.25
PS Ratio
3.173.332.632.512.102.11