BSP Financial Group Limited (ASX:BFL)
Australia · Delayed Price · Currency is AUD 8.01
+0.02 (0.25%)
Sep 9, 2026, 11:52 AM AEST
BSP Financial Group Balance Sheet
Financials in millions PGK. Fiscal year is January - December.
Millions PGK. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 5,368 | 6,229 | 5,236 | 5,086 | 5,500 | 4,132 |
Investment Securities | 14,524 | 12,614 | 9,294 | 9,884 | 8,639 | 8,359 |
Trading Asset Securities | - | 750 | 655 | 596.75 | 548.28 | 589.3 |
Total Investments | 14,524 | 13,364 | 9,949 | 10,481 | 9,188 | 8,949 |
Gross Loans | 19,104 | 18,110 | 16,841 | 16,740 | 14,913 | 14,372 |
Allowance for Loan Losses | -626 | -602 | -562 | -712.24 | -642.12 | -725.53 |
Other Adjustments to Gross Loans | - | -6 | -9 | -15.21 | -21.31 | -23.07 |
Net Loans | 18,478 | 17,502 | 16,270 | 16,013 | 14,249 | 13,623 |
Property, Plant & Equipment | 1,257 | 1,164 | 1,077 | 1,067 | 986.7 | 944.91 |
Other Intangible Assets | - | 308 | 295 | 282.24 | 294.4 | 236.58 |
Investments in Real Estate | - | 452 | 388 | 363.17 | 329.2 | 273.17 |
Accrued Interest Receivable | - | 10 | 10 | 11.82 | 7.85 | 3.05 |
Other Receivables | - | 93 | 17 | 46.35 | 5.02 | 25.24 |
Restricted Cash | 3,304 | 2,991 | 3,255 | 2,842 | 2,517 | 1,720 |
Other Current Assets | 18 | 113 | 99 | 72.48 | 72.52 | 58.86 |
Long-Term Deferred Tax Assets | 266 | 281 | 257 | 329.29 | 342.61 | 269.34 |
Other Long-Term Assets | 1,986 | 477 | 270 | 357.55 | 259.61 | 208.32 |
Total Assets | 45,201 | 42,984 | 37,123 | 36,951 | 33,752 | 30,443 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 36,163 | 3,319 | 3,291 | 3,145 | 2,999 | 2,888 |
Non-Interest Bearing Deposits | - | 31,007 | 25,944 | 26,845 | 24,075 | 21,171 |
Total Deposits | 36,163 | 34,326 | 29,235 | 29,990 | 27,074 | 24,059 |
Current Portion of Long-Term Debt | 236 | 43 | - | - | 117.4 | 126.26 |
Current Portion of Leases | - | 16 | - | - | - | - |
Current Income Taxes Payable | - | - | - | - | 2.51 | 30.4 |
Other Current Liabilities | - | 651 | 679 | 428.13 | 340.79 | 217.46 |
Long-Term Debt | - | - | 108 | 208.59 | 246.48 | 245.61 |
Long-Term Leases | - | 243 | 268 | 279.82 | 285.58 | 271.06 |
Long-Term Unearned Revenue | - | - | - | - | - | 25 |
Long-Term Deferred Tax Liabilities | 71 | 69 | 58 | 61.78 | 48.43 | 39.52 |
Other Long-Term Liabilities | 3,480 | 2,432 | 2,122 | 1,739 | 1,584 | 1,633 |
Total Liabilities | 39,950 | 37,780 | 32,470 | 32,708 | 29,700 | 26,648 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 372 | 372 | 372 | 372.11 | 372.11 | 372.13 |
Retained Earnings | 4,144 | 4,173 | 3,805 | 3,478 | 3,419 | 3,082 |
Comprehensive Income & Other | 701 | 625 | 441 | 392.44 | 259.95 | 340.24 |
Total Common Equity | 5,217 | 5,170 | 4,618 | 4,243 | 4,051 | 3,794 |
Minority Interest | 34 | 34 | 35 | 0.7 | 0.73 | 0.78 |
Shareholders' Equity | 5,251 | 5,204 | 4,653 | 4,243 | 4,052 | 3,795 |
Total Liabilities & Equity | 45,201 | 42,984 | 37,123 | 36,951 | 33,752 | 30,443 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 236 | 302 | 376 | 488.4 | 649.46 | 642.93 |
Net Cash (Debt) | 5,132 | 6,677 | 5,515 | 5,194 | 5,398 | 4,078 |
Net Cash Growth | 1.28% | 21.07% | 6.18% | -3.79% | 32.38% | -1.26% |
Net Cash Per Share | 10.99 | 14.30 | 11.81 | 11.12 | 11.55 | 8.73 |
Filing Date Shares Outstanding | 467 | 467.22 | 467.22 | 467.22 | 467.22 | 467.23 |
Total Common Shares Outstanding | 467 | 467.22 | 467.22 | 467.22 | 467.22 | 467.23 |
Book Value Per Share | 11.17 | 11.07 | 9.88 | 9.08 | 8.67 | 8.12 |
Tangible Book Value | 5,217 | 4,862 | 4,323 | 3,960 | 3,757 | 3,558 |
Tangible Book Value Per Share | 11.17 | 10.41 | 9.25 | 8.48 | 8.04 | 7.61 |