BSP Financial Group Balance Sheet

Financials in millions PGK. Fiscal year is January - December.

Millions PGK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	5,282	5,236	5,086	5,500	4,132	4,085
Investment Securities	10,630	9,294	9,884	8,639	8,359	5,779
Trading Asset Securities	-	654.96	596.75	548.28	589.3	568.54
Total Investments	10,630	9,949	10,481	9,188	8,949	6,347
Gross Loans	17,592	16,841	16,740	14,913	14,372	14,454
Allowance for Loan Losses	-589	-562.46	-712.24	-642.12	-725.53	-843.71
Other Adjustments to Gross Loans	-	-8.57	-15.21	-21.31	-23.07	-28.91
Net Loans	17,003	16,270	16,013	14,249	13,623	13,581
Property, Plant & Equipment	1,118	1,077	1,067	986.7	944.91	931.91
Other Intangible Assets	-	294.83	282.24	294.4	236.58	220.85
Investments in Real Estate	-	388.01	363.17	329.2	273.17	257.69
Accrued Interest Receivable	-	10.49	11.82	7.85	3.05	0.8
Other Receivables	-	17.55	46.35	5.02	25.24	58.56
Restricted Cash	3,134	3,255	2,842	2,517	1,720	1,559
Other Current Assets	-	98.38	72.48	72.52	58.86	50.37
Long-Term Deferred Tax Assets	250	257.52	329.29	342.61	269.34	290.48
Other Long-Term Assets	1,499	269.83	357.55	259.61	208.32	140.64
Total Assets	38,916	37,123	36,951	33,752	30,443	27,523
Interest Bearing Deposits	30,711	3,291	3,145	2,999	2,888	3,721
Non-Interest Bearing Deposits	-	25,944	26,845	24,075	21,171	17,990
Total Deposits	30,711	29,235	29,990	27,074	24,059	21,712
Current Portion of Long-Term Debt	215	108.32	208.59	117.4	126.26	68.74
Current Income Taxes Payable	-	-	-	2.51	30.4	-
Other Current Liabilities	-	678.94	428.13	340.79	217.46	254.55
Long-Term Debt	-	-	-	246.48	245.61	245.61
Long-Term Leases	-	267.94	279.82	285.58	271.06	209.01
Long-Term Unearned Revenue	-	-	-	-	25	29.14
Long-Term Deferred Tax Liabilities	66	58.51	61.78	48.43	39.52	35.38
Other Long-Term Liabilities	3,143	2,122	1,739	1,584	1,633	1,536
Total Liabilities	34,135	32,470	32,708	29,700	26,648	24,090
Common Stock	372	372.11	372.11	372.11	372.13	372.19
Retained Earnings	3,806	3,804	3,478	3,419	3,082	2,675
Comprehensive Income & Other	568	441.76	392.44	259.95	340.24	386.25
Total Common Equity	4,746	4,618	4,243	4,051	3,794	3,433
Minority Interest	35	34.73	0.7	0.73	0.78	0.65
Shareholders' Equity	4,781	4,653	4,243	4,052	3,795	3,434
Total Liabilities & Equity	38,916	37,123	36,951	33,752	30,443	27,523
Total Debt	215	376.27	488.4	649.46	642.93	523.36
Net Cash (Debt)	5,067	5,514	5,194	5,398	4,078	4,130
Net Cash Growth	15.69%	6.17%	-3.79%	32.38%	-1.26%	19.41%
Net Cash Per Share	10.85	11.80	11.12	11.55	8.73	8.84
Filing Date Shares Outstanding	467	467.22	467.22	467.22	467.23	467.23
Total Common Shares Outstanding	467	467.22	467.22	467.22	467.23	467.23
Book Value Per Share	10.16	9.88	9.08	8.67	8.12	7.35
Tangible Book Value	4,746	4,324	3,960	3,757	3,558	3,212
Tangible Book Value Per Share	10.16	9.25	8.48	8.04	7.61	6.87

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.