BSP Financial Group Limited (ASX:BFL)

BSP Financial Group Balance Sheet

Financials in millions PGK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	5,236	5,086	5,500	4,132	4,085
Investment Securities	9,294	9,884	8,639	8,359	5,779
Trading Asset Securities	654.96	596.75	548.28	589.3	568.54
Total Investments	9,949	10,481	9,188	8,949	6,347
Gross Loans	16,841	16,740	14,913	14,372	14,454
Allowance for Loan Losses	-562.46	-712.24	-642.12	-725.53	-843.71
Other Adjustments to Gross Loans	-8.57	-15.21	-21.31	-23.07	-28.91
Net Loans	16,270	16,013	14,249	13,623	13,581
Property, Plant & Equipment	1,077	1,067	986.7	944.91	931.91
Other Intangible Assets	294.83	282.24	294.4	236.58	220.85
Investments in Real Estate	388.01	363.17	329.2	273.17	257.69
Accrued Interest Receivable	10.49	11.82	7.85	3.05	0.8
Other Receivables	17.55	46.35	5.02	25.24	58.56
Restricted Cash	3,255	2,842	2,517	1,720	1,559
Other Current Assets	98.38	72.48	72.52	58.86	50.37
Long-Term Deferred Tax Assets	257.52	329.29	342.61	269.34	290.48
Other Long-Term Assets	269.83	357.55	259.61	208.32	140.64
Total Assets	37,123	36,951	33,752	30,443	27,523
Interest Bearing Deposits	3,291	3,145	2,999	2,888	3,721
Non-Interest Bearing Deposits	25,944	26,845	24,075	21,171	17,990
Total Deposits	29,235	29,990	27,074	24,059	21,712
Current Portion of Long-Term Debt	108.32	208.59	117.4	126.26	68.74
Current Income Taxes Payable	-	-	2.51	30.4	-
Other Current Liabilities	678.94	428.13	340.79	217.46	254.55
Long-Term Debt	-	-	246.48	245.61	245.61
Long-Term Leases	267.94	279.82	285.58	271.06	209.01
Long-Term Unearned Revenue	-	-	-	25	29.14
Long-Term Deferred Tax Liabilities	58.51	61.78	48.43	39.52	35.38
Other Long-Term Liabilities	2,122	1,739	1,584	1,633	1,536
Total Liabilities	32,470	32,708	29,700	26,648	24,090
Common Stock	372.11	372.11	372.11	372.13	372.19
Retained Earnings	3,804	3,478	3,419	3,082	2,675
Comprehensive Income & Other	441.76	392.44	259.95	340.24	386.25
Total Common Equity	4,618	4,243	4,051	3,794	3,433
Minority Interest	34.73	0.7	0.73	0.78	0.65
Shareholders' Equity	4,653	4,243	4,052	3,795	3,434
Total Liabilities & Equity	37,123	36,951	33,752	30,443	27,523
Total Debt	376.27	488.4	649.46	642.93	523.36
Net Cash (Debt)	5,514	5,194	5,398	4,078	4,130
Net Cash Growth	6.17%	-3.78%	32.38%	-1.25%	19.40%
Net Cash Per Share	11.80	11.12	11.55	8.73	8.84
Filing Date Shares Outstanding	467.22	467.22	467.22	467.23	467.23
Total Common Shares Outstanding	467.22	467.22	467.22	467.23	467.23
Book Value Per Share	9.88	9.08	8.67	8.12	7.35
Tangible Book Value	4,324	3,960	3,757	3,558	3,212
Tangible Book Value Per Share	9.25	8.48	8.04	7.61	6.87

Source: S&P Capital IQ. Banks template. Financial Sources.