BSP Financial Group Limited (ASX: BFL)

BSP Financial Group Balance Sheet

Financials in millions PGK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	4,705	5,086	5,500	4,132	4,085	2,839
Investment Securities	10,208	9,884	8,639	8,359	5,779	4,009
Trading Asset Securities	-	596.75	548.28	589.3	568.54	773.31
Total Investments	10,208	10,481	9,188	8,949	6,347	4,783
Gross Loans	17,236	16,740	14,913	14,372	14,454	13,938
Allowance for Loan Losses	-747.23	-712.24	-642.12	-725.53	-843.71	-700.6
Other Adjustments to Gross Loans	-	-15.21	-21.31	-23.07	-28.91	-36.93
Net Loans	16,489	16,013	14,249	13,623	13,581	13,201
Property, Plant & Equipment	1,045	1,067	986.7	944.91	931.91	928.08
Other Intangible Assets	-	282.24	294.4	236.58	220.85	196.21
Investments in Real Estate	-	363.17	329.2	273.17	257.69	168.36
Accrued Interest Receivable	-	11.82	7.85	3.05	0.8	101.07
Other Receivables	-	46.35	5.02	25.24	58.56	48.84
Restricted Cash	3,357	2,842	2,517	1,720	1,559	1,767
Other Current Assets	-	72.48	72.52	58.86	50.37	50.36
Long-Term Deferred Tax Assets	325.37	329.29	342.61	269.34	290.48	250.85
Other Long-Term Assets	1,314	357.55	259.61	208.32	140.64	194.32
Total Assets	37,443	36,951	33,752	30,443	27,523	24,527
Interest Bearing Deposits	29,982	3,145	2,999	2,888	3,721	4,064
Non-Interest Bearing Deposits	-	26,845	24,075	21,171	17,990	15,322
Total Deposits	29,982	29,990	27,074	24,059	21,712	19,386
Current Portion of Long-Term Debt	324.9	208.59	117.4	126.26	68.74	36.85
Current Income Taxes Payable	-	-	2.51	30.4	-	-
Other Current Liabilities	-	428.13	340.79	217.46	254.55	399.92
Long-Term Debt	-	-	246.48	245.61	245.61	116.82
Long-Term Leases	-	279.82	285.58	271.06	209.01	-
Long-Term Unearned Revenue	-	-	-	25	29.14	6.33
Long-Term Deferred Tax Liabilities	56.5	61.78	48.43	39.52	35.38	31.54
Other Long-Term Liabilities	2,762	1,739	1,584	1,633	1,536	1,432
Total Liabilities	33,125	32,708	29,700	26,648	24,090	21,410
Common Stock	372.11	372.11	372.11	372.13	372.19	372.31
Retained Earnings	3,499	3,478	3,419	3,082	2,675	2,439
Comprehensive Income & Other	411.05	392.44	259.95	340.24	386.25	302.01
Total Common Equity	4,282	4,243	4,051	3,794	3,433	3,113
Minority Interest	35.1	0.7	0.73	0.78	0.65	3.83
Shareholders' Equity	4,317	4,243	4,052	3,795	3,434	3,117
Total Liabilities & Equity	37,443	36,951	33,752	30,443	27,523	24,527
Total Debt	324.9	488.4	649.46	642.93	523.36	153.67
Net Cash (Debt)	4,380	5,194	5,398	4,078	4,130	3,459
Net Cash Growth	10.44%	-3.78%	32.38%	-1.25%	19.40%	68.40%
Net Cash Per Share	9.37	11.12	11.55	8.73	8.84	7.40
Filing Date Shares Outstanding	467.22	467.22	467.22	467.23	467.23	467.24
Total Common Shares Outstanding	467.22	467.22	467.22	467.23	467.23	467.24
Book Value Per Share	9.17	9.08	8.67	8.12	7.35	6.66
Tangible Book Value	4,282	3,960	3,757	3,558	3,212	2,917
Tangible Book Value Per Share	9.17	8.48	8.04	7.61	6.87	6.24

Source: S&P Capital IQ. Banks template. Financial Sources.