BSP Financial Group Cash Flow Statement

Financials in millions PGK. Fiscal year is January - December.

Millions PGK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	1,089	1,038	890.22	1,085	1,075	806.22	Upgrade
Depreciation & Amortization	82.09	81.09	80.73	77.71	78.82	75.2	Upgrade
Other Amortization	49.18	49.18	46.38	38.99	30.24	25.6	Upgrade
Gain (Loss) on Sale of Assets	-2.47	-2.47	-2.36	-3.52	-1.14	-0.71	Upgrade
Gain (Loss) on Sale of Investments	-0.18	-0.18	9.58	-2.69	17.74	17.92	Upgrade
Total Asset Writedown	-	-	-	1.85	1.04	0.64	Upgrade
Provision for Credit Losses	-18.04	-18.04	172.62	-2.67	-60.39	183.35	Upgrade
Change in Other Net Operating Assets	420.34	92.34	-1,567	-1,580	-220.54	-62.96	Upgrade
Other Operating Activities	145.27	136.27	-328.91	-205.98	50.58	-202.92	Upgrade
Operating Cash Flow	1,765	1,376	-699.2	-591.91	971.57	842.35	Upgrade
Operating Cash Flow Growth	-	-	-	-	15.34%	2169.51%	Upgrade
Capital Expenditures	-138.38	-135.38	-74.8	-120.57	-156.91	-63.95	Upgrade
Sale of Property, Plant and Equipment	-0.48	2.52	1.51	4.13	6.25	1.79	Upgrade
Investment in Securities	-426.94	529.06	-1,208	-210.71	-2,574	-1,503	Upgrade
Purchase / Sale of Intangibles	-15.89	-15.89	-82.55	-52.31	-57.65	-46.53	Upgrade
Investing Cash Flow	-581.69	380.31	-1,364	-379.46	-2,782	-1,611	Upgrade
Long-Term Debt Issued	-	-	-	-	-	242.22	Upgrade
Long-Term Debt Repaid	-	-	-9.53	-	-3.4	-113.42	Upgrade
Net Debt Issued (Repaid)	-	-	-9.53	-	-3.4	128.8	Upgrade
Repurchase of Common Stock	-	-	-	-0.02	-0.06	-0.12	Upgrade
Common Dividends Paid	-781.68	-712.68	-831.62	-788.73	-676.29	-569.19	Upgrade
Net Increase (Decrease) in Deposit Accounts	-37.24	-887.24	2,451	3,250	2,506	2,315	Upgrade
Other Financing Activities	-0.35	33.65	-246.68	-14.57	-0.17	-0.16	Upgrade
Financing Cash Flow	-819.28	-1,566	1,363	2,447	1,826	1,874	Upgrade
Foreign Exchange Rate Adjustments	335.56	63.56	195	-126	-84.45	98	Upgrade
Net Cash Flow	699.5	253.5	-505.25	1,349	-69.06	1,203	Upgrade
Free Cash Flow	1,627	1,241	-774	-712.48	814.66	778.41	Upgrade
Free Cash Flow Growth	-	-	-	-	4.66%	-	Upgrade
Free Cash Flow Margin	52.11%	41.89%	-30.16%	-27.32%	33.74%	39.91%	Upgrade
Free Cash Flow Per Share	3.48	2.65	-1.66	-1.52	1.74	1.67	Upgrade
Cash Interest Paid	126.87	104.87	372.41	93.07	78.34	89.31	Upgrade
Cash Income Tax Paid	636.67	653.67	705.97	455.5	347.02	372.87	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.