BSP Financial Group Limited (ASX:BFL)

BSP Financial Group Statistics

Total Valuation

ASX:BFL has a market cap or net worth of AUD 3.63 billion.

Market Cap	3.63B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, November 5, 2025.

Earnings Date	Nov 5, 2025
Ex-Dividend Date	Aug 27, 2025

Share Statistics

ASX:BFL has 467.22 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	467.22M
Shares Outstanding	467.22M
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	45.36%
Float	305.83M

Valuation Ratios

The trailing PE ratio is 8.84.

PE Ratio	8.84
Forward PE	n/a
PS Ratio	3.08
PB Ratio	2.01
P/TBV Ratio	2.03
P/FCF Ratio	5.92
P/OCF Ratio	5.45
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.93%.

Return on Equity (ROE)	23.93%
Return on Assets (ROA)	2.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	280,403
Profits Per Employee	97,799
Employee Count	4,194
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:BFL has paid 277.03 million in taxes.

Income Tax	277.03M
Effective Tax Rate	40.31%

Stock Price Statistics

The stock price has increased by +25.00% in the last 52 weeks. The beta is 0.03, so ASX:BFL's price volatility has been lower than the market average.

Beta (5Y)	0.03
52-Week Price Change	+25.00%
50-Day Moving Average	8.36
200-Day Moving Average	7.65
Relative Strength Index (RSI)	43.53
Average Volume (20 Days)	18,031

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:BFL had revenue of AUD 1.18 billion and earned 410.17 million in profits. Earnings per share was 0.88.

Revenue	1.18B
Gross Profit	1.18B
Operating Income	687.20M
Pretax Income	687.20M
Net Income	410.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.88

Balance Sheet

The company has 1.99 billion in cash and 81.00 million in debt, giving a net cash position of 1.91 billion or 4.09 per share.

Cash & Cash Equivalents	1.99B
Total Debt	81.00M
Net Cash	1.91B
Net Cash Per Share	4.09
Equity (Book Value)	1.80B
Book Value Per Share	3.83
Working Capital	-8.48B

Cash Flow

In the last 12 months, operating cash flow was 664.93 million and capital expenditures -52.13 million, giving a free cash flow of 612.79 million.

Operating Cash Flow	664.93M
Capital Expenditures	-52.13M
Free Cash Flow	612.79M
FCF Per Share	1.31

Margins

Gross Margin	n/a
Operating Margin	58.43%
Pretax Margin	58.43%
Profit Margin	34.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	52.11%

Dividends & Yields

This stock pays an annual dividend of 0.61, which amounts to a dividend yield of 7.75%.

Dividend Per Share	0.61
Dividend Yield	7.75%
Dividend Growth (YoY)	9.15%
Years of Dividend Growth	n/a
Payout Ratio	71.80%
Buyback Yield	-0.02%
Shareholder Yield	7.72%
Earnings Yield	11.31%
FCF Yield	16.90%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4