Bank of Queensland Balance Sheet

Financials in millions AUD. Fiscal year is September - August.

Millions AUD. Fiscal year is Sep - Aug.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 28, 2026	Aug '25 Aug 31, 2025	Aug '24 Aug 31, 2024	Aug '23 Aug 31, 2023	Aug '22 Aug 31, 2022	Aug '21 Aug 31, 2021
Cash & Equivalents	3,225	3,024	2,927	2,582	2,448	2,355
Investment Securities	15,454	16,352	16,790	19,106	13,318	9,964
Trading Asset Securities	1,712	1,637	1,165	918	1,077	1,181
Total Investments	17,166	17,989	17,955	20,024	14,395	11,145
Gross Loans	73,134	78,110	80,668	81,019	81,309	75,824
Allowance for Loan Losses	-298	-307	-316	-332	-295	-311
Other Adjustments to Gross Loans	-262	-250	-189	-131	-83	-76
Net Loans	72,574	77,553	80,163	80,556	80,931	75,437
Property, Plant & Equipment	135	156	142	197	264	198
Goodwill	-	397	567	567	767	767
Other Intangible Assets	1,012	646	595	505	490	439
Other Receivables	264	318	220	293	368	827
Other Current Assets	3,555	4	-	247	-	43
Long-Term Deferred Tax Assets	52	59	70	-	-	38
Other Long-Term Assets	320	380	401	381	250	190
Total Assets	98,303	100,526	103,040	105,352	99,913	91,439
Accounts Payable	972	-	-	1,145	716	575
Accrued Expenses	-	52	48	47	44	32
Interest Bearing Deposits	74,107	32,909	35,783	38,149	31,990	65,589
Non-Interest Bearing Deposits	-	42,768	40,435	38,351	38,694	-
Total Deposits	74,107	75,677	76,218	76,500	70,684	65,589
Short-Term Borrowings	1,478	1,197	1,282	2,072	2,451	1,239
Current Income Taxes Payable	-	-	14	23	-	31
Accrued Interest Payable	-	452	589	-	-	-
Other Current Liabilities	506	355	392	49	16	38
Long-Term Debt	15,236	16,656	18,187	19,322	19,187	17,723
Long-Term Leases	-	147	170	-	-	-
Long-Term Deferred Tax Liabilities	-	-	-	30	141	-
Other Long-Term Liabilities	108	83	123	34	6	15
Total Liabilities	92,407	94,619	97,023	99,222	93,245	85,242
Common Stock	5,323	5,333	5,342	5,318	5,258	5,213
Retained Earnings	525	520	615	579	745	646
Comprehensive Income & Other	48	54	60	233	665	338
Shareholders' Equity	5,896	5,907	6,017	6,130	6,668	6,197
Total Liabilities & Equity	98,303	100,526	103,040	105,352	99,913	91,439
Total Debt	16,714	18,000	19,639	21,394	21,638	18,962
Net Cash (Debt)	-11,777	-13,339	-15,547	-15,238	-18,113	-15,182
Net Cash Per Share	-17.73	-20.05	-18.77	-23.23	-24.71	-24.82
Filing Date Shares Outstanding	655.82	657.49	658.64	654	645.11	639.76
Total Common Shares Outstanding	655.82	657.49	658.64	654	645.11	639.76
Book Value Per Share	8.99	8.98	9.14	9.37	10.34	9.69
Tangible Book Value	4,884	4,864	4,855	5,058	5,411	4,991
Tangible Book Value Per Share	7.45	7.40	7.37	7.73	8.39	7.80

Source: S&P Global Market Intelligence. Banks template. Financial Sources.