Bank of Queensland Limited (ASX:BOQ)

Bank of Queensland Cash Flow Statement

Financials in millions AUD. Fiscal year is September - August.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 28, 2026	Aug 31, 2025	Aug 31, 2024	Aug 31, 2023	Aug 31, 2022	Aug 31, 2021
Net Income	98	133	285	124	409	368
Depreciation & Amortization	95	88	49	58	57	43
Other Amortization	82	82	69	76	66	43
Gain (Loss) on Sale of Assets	-	-	20	-	25	-5
Total Asset Writedown	185	185	11	261	-9	4
Change in Accounts Payable	-224	-224	90	473	37	33
Change in Income Taxes	-96	-96	-9	45	-50	34
Change in Other Net Operating Assets	1,561	2,681	-1,015	-3,030	-6,957	-3,854
Other Operating Activities	279	-	1	-	-1	-2
Operating Cash Flow	2,003	2,872	-578	-2,084	-6,358	-3,288
Capital Expenditures	-8	-13	-4	-3	-42	-9
Sale of Property, Plant and Equipment	2	3	195	4	6	6
Cash Acquisitions	-	-	-	-	-	-753
Investment in Securities	6	8	-	-	2	2
Divestitures	-	-	-	-	15	-
Purchase / Sale of Intangibles	-185	-192	-177	-143	-173	-119
Net Decrease (Increase) in Loans Originated / Sold - Investing	31	-	-	-	-	-
Other Investing Activities	-7	-7	-	-	-	-
Investing Cash Flow	-161	-201	14	-142	-192	-873
Long-Term Debt Issued	-	1,987	4,647	5,607	6,653	3,628
Long-Term Debt Repaid	-	-3,762	-5,776	-5,802	-5,071	-3,105
Net Debt Issued (Repaid)	-1,221	-1,775	-1,129	-195	1,582	523
Issuance of Common Stock	-	-	-	-	-	1,329
Repurchase of Common Stock	-20	-24	-108	-217	-17	-7
Common Dividends Paid	-251	-231	-227	-231	-244	-146
Total Dividends Paid	-251	-231	-227	-231	-244	-146
Net Increase (Decrease) in Deposit Accounts	-840	-544	-287	5,650	5,121	3,669
Other Financing Activities	-	-	4	9	-	-
Financing Cash Flow	-2,332	-2,574	-1,747	5,016	6,442	5,368
Net Cash Flow	-490	97	-2,311	2,790	-108	1,207
Free Cash Flow	1,995	2,859	-582	-2,087	-6,400	-3,297
Free Cash Flow Margin	119.89%	173.48%	-37.19%	-123.34%	-391.68%	-258.79%
Free Cash Flow Per Share	3.00	4.30	-0.70	-3.18	-8.73	-5.39
Cash Interest Paid	3,274	3,620	3,276	2,172	849	569
Cash Income Tax Paid	110	230	229	123	195	100

Source: S&P Global Market Intelligence. Banks template. Financial Sources.