Credit Corp Group Statistics

Total Valuation

ASX:CCP has a market cap or net worth of AUD 1.06 billion.

Market Cap	1.06B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, January 29, 2025.

Earnings Date	Jan 29, 2025
Ex-Dividend Date	Mar 18, 2025

Share Statistics

ASX:CCP has 68.07 million shares outstanding. The number of shares has increased by 1.01% in one year.

Current Share Class	n/a
Shares Outstanding	68.07M
Shares Change (YoY)	+1.01%
Shares Change (QoQ)	-1.09%
Owned by Insiders (%)	1.53%
Owned by Institutions (%)	51.68%
Float	66.16M

Valuation Ratios

The trailing PE ratio is 10.11 and the forward PE ratio is 10.68. ASX:CCP's PEG ratio is 0.48.

PE Ratio	10.11
Forward PE	10.68
PS Ratio	2.31
PB Ratio	1.20
P/TBV Ratio	1.22
P/FCF Ratio	105.14
P/OCF Ratio	n/a
PEG Ratio	0.48

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 5.61, with a Debt / Equity ratio of 0.48.

Current Ratio	5.61
Quick Ratio	5.51
Debt / Equity	0.48
Debt / EBITDA	n/a
Debt / FCF	41.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.00%.

Return on Equity (ROE)	13.00%
Return on Assets (ROA)	8.18%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	205,950
Profits Per Employee	47,948
Employee Count	2,231
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:CCP has paid 20.24 million in taxes.

Income Tax	20.24M
Effective Tax Rate	29.97%

Stock Price Statistics

The stock price has decreased by -20.06% in the last 52 weeks. The beta is 1.84, so ASX:CCP's price volatility has been higher than the market average.

Beta (5Y)	1.84
52-Week Price Change	-20.06%
50-Day Moving Average	16.27
200-Day Moving Average	15.94
Relative Strength Index (RSI)	43.13
Average Volume (20 Days)	199,348

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:CCP had revenue of AUD 459.48 million and earned 106.97 million in profits. Earnings per share was 1.54.

Revenue	459.48M
Gross Profit	406.53M
Operating Income	153.08M
Pretax Income	153.08M
Net Income	106.97M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.54

Full Income Statement

Balance Sheet

The company has 61.16 million in cash and 423.25 million in debt, giving a net cash position of -362.09 million or -5.32 per share.

Cash & Cash Equivalents	61.16M
Total Debt	423.25M
Net Cash	-362.09M
Net Cash Per Share	-5.32
Equity (Book Value)	885.00M
Book Value Per Share	13.00
Working Capital	378.42M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 11.24 million and capital expenditures -1.13 million, giving a free cash flow of 10.11 million.

Operating Cash Flow	11.24M
Capital Expenditures	-1.13M
Free Cash Flow	10.11M
FCF Per Share	0.15

Full Cash Flow Statement

Margins

Gross margin is 88.48%, with operating and profit margins of 33.32% and 23.28%.

Gross Margin	88.48%
Operating Margin	33.32%
Pretax Margin	33.32%
Profit Margin	23.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	2.20%

Dividends & Yields

This stock pays an annual dividend of 0.38, which amounts to a dividend yield of 2.43%.

Dividend Per Share	0.38
Dividend Yield	2.43%
Dividend Growth (YoY)	-11.29%
Years of Dividend Growth	n/a
Payout Ratio	24.17%
Buyback Yield	-1.01%
Shareholder Yield	1.42%
Earnings Yield	10.06%
FCF Yield	0.95%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5