Credit Corp Group Limited (ASX:CCP)

Credit Corp Group Statistics

Total Valuation

ASX:CCP has a market cap or net worth of AUD 1.19 billion.

Market Cap	1.19B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, August 5, 2025.

Earnings Date	Aug 5, 2025
Ex-Dividend Date	Sep 15, 2025

Share Statistics

ASX:CCP has 68.07 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class	68.07M
Shares Outstanding	68.07M
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	+0.06%
Owned by Insiders (%)	1.26%
Owned by Institutions (%)	39.54%
Float	66.40M

Valuation Ratios

The trailing PE ratio is 12.80 and the forward PE ratio is 11.32. ASX:CCP's PEG ratio is 0.53.

PE Ratio	12.80
Forward PE	11.32
PS Ratio	2.66
PB Ratio	1.34
P/TBV Ratio	1.36
P/FCF Ratio	23.26
P/OCF Ratio	22.65
PEG Ratio	0.53

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 5.78, with a Debt / Equity ratio of 0.48.

Current Ratio	5.78
Quick Ratio	5.69
Debt / Equity	0.48
Debt / EBITDA	n/a
Debt / FCF	8.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.97%.

Return on Equity (ROE)	10.97%
Return on Assets (ROA)	6.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	216,530
Profits Per Employee	45,567
Employee Count	2,138
Asset Turnover	0.33
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:CCP has paid 39.52 million in taxes.

Income Tax	39.52M
Effective Tax Rate	29.58%

Stock Price Statistics

The stock price has increased by +8.77% in the last 52 weeks. The beta is 1.45, so ASX:CCP's price volatility has been higher than the market average.

Beta (5Y)	1.45
52-Week Price Change	+8.77%
50-Day Moving Average	14.69
200-Day Moving Average	15.16
Relative Strength Index (RSI)	64.95
Average Volume (20 Days)	340,732

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:CCP had revenue of AUD 447.14 million and earned 94.10 million in profits. Earnings per share was 1.37.

Revenue	447.14M
Gross Profit	392.20M
Operating Income	133.62M
Pretax Income	133.62M
Net Income	94.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.37

Balance Sheet

The company has 56.71 million in cash and 424.43 million in debt, giving a net cash position of -367.72 million or -5.40 per share.

Cash & Cash Equivalents	56.71M
Total Debt	424.43M
Net Cash	-367.72M
Net Cash Per Share	-5.40
Equity (Book Value)	890.28M
Book Value Per Share	13.08
Working Capital	378.97M

Cash Flow

In the last 12 months, operating cash flow was 52.57 million and capital expenditures -1.38 million, giving a free cash flow of 51.19 million.

Operating Cash Flow	52.57M
Capital Expenditures	-1.38M
Free Cash Flow	51.19M
FCF Per Share	0.75

Margins

Gross margin is 87.71%, with operating and profit margins of 29.88% and 21.04%.

Gross Margin	87.71%
Operating Margin	29.88%
Pretax Margin	29.88%
Profit Margin	21.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	11.45%

Dividends & Yields

This stock pays an annual dividend of 0.72, which amounts to a dividend yield of 4.12%.

Dividend Per Share	0.72
Dividend Yield	4.12%
Dividend Growth (YoY)	78.95%
Years of Dividend Growth	n/a
Payout Ratio	39.77%
Buyback Yield	-0.02%
Shareholder Yield	4.06%
Earnings Yield	7.90%
FCF Yield	4.30%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5