Credit Corp Group Statistics

Total Valuation

Credit Corp Group has a market cap or net worth of AUD 1.08 billion.

Market Cap	1.08B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, January 29, 2025.

Earnings Date	Jan 29, 2025
Ex-Dividend Date	Sep 16, 2024

Share Statistics

Credit Corp Group has 68.07 million shares outstanding. The number of shares has decreased by -0.09% in one year.

Current Share Class	n/a
Shares Outstanding	68.07M
Shares Change (YoY)	-0.09%
Shares Change (QoQ)	+2.20%
Owned by Insiders (%)	1.53%
Owned by Institutions (%)	51.45%
Float	66.16M

Valuation Ratios

The trailing PE ratio is 21.47 and the forward PE ratio is 11.26. Credit Corp Group's PEG ratio is 0.94.

PE Ratio	21.47
Forward PE	11.26
PS Ratio	2.85
PB Ratio	1.30
P/TBV Ratio	1.33
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.94

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 5.26, with a Debt / Equity ratio of 0.50.

Current Ratio	5.26
Quick Ratio	5.10
Debt / Equity	0.50
Debt / EBITDA	n/a
Debt / FCF	-8.25
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.17%.

Return on Equity (ROE)	6.17%
Return on Assets (ROA)	3.94%
Return on Capital (ROIC)	n/a
Revenue Per Employee	169,334
Profits Per Employee	22,728
Employee Count	2,231
Asset Turnover	0.29
Inventory Turnover	n/a

Taxes

In the past 12 months, Credit Corp Group has paid 20.24 million in taxes.

Income Tax	20.24M
Effective Tax Rate	29.97%

Stock Price Statistics

The stock price has increased by +0.51% in the last 52 weeks. The beta is 1.90, so Credit Corp Group's price volatility has been higher than the market average.

Beta (5Y)	1.90
52-Week Price Change	+0.51%
50-Day Moving Average	17.42
200-Day Moving Average	16.09
Relative Strength Index (RSI)	37.59
Average Volume (20 Days)	186,408

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Credit Corp Group had revenue of AUD 377.78 million and earned 50.71 million in profits. Earnings per share was 0.74.

Revenue	377.78M
Gross Profit	329.02M
Operating Income	72.79M
Pretax Income	72.79M
Net Income	50.71M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.74

Full Income Statement

Balance Sheet

The company has 34.85 million in cash and 411.90 million in debt, giving a net cash position of -377.05 million or -5.54 per share.

Cash & Cash Equivalents	34.85M
Total Debt	411.90M
Net Cash	-377.05M
Net Cash Per Share	-5.54
Equity (Book Value)	825.67M
Book Value Per Share	12.13
Working Capital	339.31M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -48.58 million and capital expenditures -1.33 million, giving a free cash flow of -49.92 million.

Operating Cash Flow	-48.58M
Capital Expenditures	-1.33M
Free Cash Flow	-49.92M
FCF Per Share	-0.73

Full Cash Flow Statement

Margins

Gross margin is 87.09%, with operating and profit margins of 19.27% and 13.42%.

Gross Margin	87.09%
Operating Margin	19.27%
Pretax Margin	19.27%
Profit Margin	13.42%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.38, which amounts to a dividend yield of 2.41%.

Dividend Per Share	0.38
Dividend Yield	2.41%
Dividend Growth (YoY)	-45.71%
Years of Dividend Growth	n/a
Payout Ratio	83.18%
Buyback Yield	0.09%
Shareholder Yield	2.50%
Earnings Yield	4.66%
FCF Yield	-4.64%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5