Credit Corp Group Limited (ASX:CCP)

Credit Corp Group Statistics

Total Valuation

ASX:CCP has a market cap or net worth of AUD 788.21 million.

Market Cap	788.21M
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, February 2, 2026.

Earnings Date	Feb 2, 2026
Ex-Dividend Date	Mar 17, 2026

Share Statistics

ASX:CCP has 68.07 million shares outstanding. The number of shares has decreased by -0.53% in one year.

Current Share Class	68.07M
Shares Outstanding	68.07M
Shares Change (YoY)	-0.53%
Shares Change (QoQ)	-0.10%
Owned by Insiders (%)	1.26%
Owned by Institutions (%)	42.73%
Float	66.40M

Valuation Ratios

The trailing PE ratio is 8.48 and the forward PE ratio is 7.27.

PE Ratio	8.48
Forward PE	7.27
PS Ratio	1.72
PB Ratio	0.88
P/TBV Ratio	0.90
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 7.00, with a Debt / Equity ratio of 0.53.

Current Ratio	7.00
Quick Ratio	6.88
Debt / Equity	0.53
Debt / EBITDA	n/a
Debt / FCF	-52.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.58% and return on invested capital (ROIC) is 6.90%.

Return on Equity (ROE)	10.58%
Return on Assets (ROA)	6.64%
Return on Invested Capital (ROIC)	6.90%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.09%
Revenue Per Employee	221,409
Profits Per Employee	45,559
Employee Count	2,138
Asset Turnover	0.32
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:CCP has paid 39.73 million in taxes.

Income Tax	39.73M
Effective Tax Rate	29.69%

Stock Price Statistics

The stock price has decreased by -25.82% in the last 52 weeks. The beta is 1.29, so ASX:CCP's price volatility has been higher than the market average.

Beta (5Y)	1.29
52-Week Price Change	-25.82%
50-Day Moving Average	13.88
200-Day Moving Average	14.52
Relative Strength Index (RSI)	19.45
Average Volume (20 Days)	392,494

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:CCP had revenue of AUD 457.21 million and earned 94.08 million in profits. Earnings per share was 1.37.

Revenue	457.21M
Gross Profit	398.07M
Operating Income	133.81M
Pretax Income	133.81M
Net Income	94.08M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.37

Balance Sheet

The company has 46.21 million in cash and 470.79 million in debt, with a net cash position of -424.58 million or -6.24 per share.

Cash & Cash Equivalents	46.21M
Total Debt	470.79M
Net Cash	-424.58M
Net Cash Per Share	-6.24
Equity (Book Value)	892.95M
Book Value Per Share	13.12
Working Capital	409.96M

Cash Flow

In the last 12 months, operating cash flow was -1.09 million and capital expenditures -7.94 million, giving a free cash flow of -9.03 million.

Operating Cash Flow	-1.09M
Capital Expenditures	-7.94M
Free Cash Flow	-9.03M
FCF Per Share	-0.13

Margins

Gross margin is 87.07%, with operating and profit margins of 29.27% and 20.58%.

Gross Margin	87.07%
Operating Margin	29.27%
Pretax Margin	29.27%
Profit Margin	20.58%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.68, which amounts to a dividend yield of 5.88%.

Dividend Per Share	0.68
Dividend Yield	5.88%
Dividend Growth (YoY)	78.95%
Years of Dividend Growth	1
Payout Ratio	49.17%
Buyback Yield	0.53%
Shareholder Yield	6.25%
Earnings Yield	11.94%
FCF Yield	-1.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3