Credit Corp Group Limited (ASX: CCP)

Credit Corp Group Statistics

Total Valuation

Credit Corp Group has a market cap or net worth of 993.10 million. The enterprise value is 1.33 billion.

Market Cap	993.10M
Enterprise Value	1.33B

Important Dates

The next estimated earnings date is Monday, July 29, 2024.

Earnings Date	Jul 29, 2024
Ex-Dividend Date	Mar 19, 2024

Share Statistics

Credit Corp Group has 68.07 million shares outstanding. The number of shares has increased by 0.91% in one year.

Shares Outstanding	68.07M
Shares Change (YoY)	+0.91%
Shares Change (QoQ)	-0.60%
Owned by Insiders (%)	6.10%
Owned by Institutions (%)	60.65%
Float	65.88M

Valuation Ratios

The trailing PE ratio is 20.52 and the forward PE ratio is 13.91.

PE Ratio	20.52
Forward PE	13.91
PS Ratio	1.97
PB Ratio	1.31
P/FCF Ratio	6.23
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.43, with an EV/FCF ratio of 8.37.

EV / Earnings	28.21
EV / Sales	2.64
EV / EBITDA	6.43
EV / EBIT	6.80
EV / FCF	8.37

Financial Position

The company has a current ratio of 6.68, with a Debt / Equity ratio of 0.49.

Current Ratio	6.68
Quick Ratio	193.80
Debt / Equity	0.49
Debt / EBITDA	1.80
Debt / FCF	2.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.22% and return on invested capital (ROIC) is 12.12%.

Return on Equity (ROE)	6.22%
Return on Assets (ROA)	3.88%
Return on Capital (ROIC)	12.12%
Revenue Per Employee	223,383
Profits Per Employee	20,919
Employee Count	2,261
Asset Turnover	0.41
Inventory Turnover	n/a

Taxes

In the past 12 months, Credit Corp Group has paid 20.24 million in taxes.

Income Tax	20.24M
Effective Tax Rate	29.97%

Stock Price Statistics

The stock price has decreased by -22.99% in the last 52 weeks. The beta is 1.86, so Credit Corp Group's price volatility has been higher than the market average.

Beta (5Y)	1.86
52-Week Price Change	-22.99%
50-Day Moving Average	15.11
200-Day Moving Average	16.14
Relative Strength Index (RSI)	52.15
Average Volume (20 Days)	224,577

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Credit Corp Group had revenue of 505.07 million and earned 47.30 million in profits. Earnings per share was 0.69.

Revenue	505.07M
Gross Profit	437.06M
Operating Income	196.26M
Pretax Income	67.54M
Net Income	47.30M
EBITDA	207.39M
EBIT	196.26M
Earnings Per Share (EPS)	0.69

Balance Sheet

The company has 31.98 million in cash and 373.23 million in debt, giving a net cash position of -341.25 million or -5.01 per share.

Cash & Cash Equivalents	31.98M
Total Debt	373.23M
Net Cash	-341.25M
Net Cash Per Share	-5.01
Equity (Book Value)	760.84M
Book Value Per Share	11.18
Working Capital	27.20M

Cash Flow

In the last 12 months, operating cash flow was 160.90 million and capital expenditures -1.54 million, giving a free cash flow of 159.36 million.

Operating Cash Flow	160.90M
Capital Expenditures	-1.54M
Free Cash Flow	159.36M
FCF Per Share	2.34

Margins

Gross margin is 86.53%, with operating and profit margins of 38.86% and 9.36%.

Gross Margin	86.53%
Operating Margin	38.86%
Pretax Margin	13.37%
Profit Margin	9.36%
EBITDA Margin	41.06%
EBIT Margin	38.86%
FCF Margin	31.55%

Dividends & Yields

This stock pays an annual dividend of 0.62, which amounts to a dividend yield of 4.25%.

Dividend Per Share	0.62
Dividend Yield	4.25%
Dividend Growth (YoY)	5.08%
Years of Dividend Growth	n/a
Payout Ratio	89.86%
Buyback Yield	-0.91%
Shareholder Yield	3.33%
Earnings Yield	4.76%
FCF Yield	16.05%

Analyst Forecast

Price Target	20.24
Price Target Difference	38.73%
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a