Credit Corp Group Limited (ASX:CCP)

Credit Corp Group Cash Flow Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Net Income	94.08	94.1	50.71	91.25	100.72	88.13
Depreciation & Amortization	8.96	8.47	9.65	10.68	9.88	10.02
Other Amortization	1.87	1.87	1.17	0.96	1.09	2.37
Provision for Credit Losses	62.25	62.25	137.53	61.71	32.48	32.89
Stock-Based Compensation	1.69	1.69	-0.71	1.59	4.32	7
Change in Accounts Payable	2.89	2.89	-14.62	5.41	-20.03	11.05
Change in Income Taxes	-4.84	-4.84	13.77	16.79	-1.74	12.33
Change in Other Net Operating Assets	-165.48	-119.31	-210.39	-280.82	-232.19	-93.8
Other Operating Activities	-6.8	1.16	-21.93	3.31	-4.87	-0.35
Operating Cash Flow	-1.09	52.57	-48.58	-84	-100.3	67.73
Operating Cash Flow Growth	-	-	-	-	-	-41.44%
Capital Expenditures	-7.94	-1.38	-1.33	-1.33	-3.73	-2.64
Cash Acquisitions	-	-	-	-15.45	-	-
Sale (Purchase) of Intangibles	-1.76	-0.11	-0.13	-0	-0.09	-0.15
Investing Cash Flow	-9.7	-1.49	-1.47	-16.78	-3.82	-2.78
Long-Term Debt Issued	-	151.73	131.24	246.35	128.91	30
Long-Term Debt Repaid	-	-143.08	-69.04	-69.65	-7.39	-57.85
Net Debt Issued (Repaid)	43.7	8.64	62.2	176.7	121.52	-27.85
Common Dividends Paid	-46.26	-37.42	-42.18	-40.05	-49.98	-24.22
Financing Cash Flow	-2.56	-28.77	20.02	136.65	71.54	-52.07
Foreign Exchange Rate Adjustments	-1.6	-0.44	-0.94	0.25	0.61	0.15
Net Cash Flow	-14.95	21.86	-30.97	36.12	-31.97	13.02
Free Cash Flow	-9.03	51.19	-49.92	-85.33	-104.02	65.09
Free Cash Flow Growth	-	-	-	-	-	-42.84%
Free Cash Flow Margin	-1.97%	11.45%	-13.21%	-21.62%	-27.85%	19.37%
Free Cash Flow Per Share	-0.13	0.74	-0.72	-1.24	-1.53	0.96
Cash Interest Paid	33.5	34.45	24.91	16.51	4.7	4.38
Cash Income Tax Paid	52.82	39.17	23.2	12.56	33.92	27.48

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.