Credit Corp Group Limited (ASX:CCP)

Credit Corp Group Financials Overview

Financials in millions AUD. Fiscal year is July - June.

Revenue & Profits

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Revenue Revenue Growth	478.05	478.05	447.14	377.78	394.67	373.56
Revenue Growth	4.56%	6.91%	18.36%	-4.28%	5.65%	11.19%
Operating Income Operating Income Growth	150.23	150.23	133.62	72.79	128.36	143.02
Net Income Net Income Growth	105.51	105.51	94.1	50.71	91.25	100.72
Earnings Per Share EPS Growth	1.55	1.55	1.37	0.74	1.32	1.49
EPS Growth	13.47%	13.47%	85.60%	-44.41%	-10.84%	14.32%

Revenue by Segment

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Debt Ledger Purchasing ­ Australia and New Zealand Debt Ledger Purchasing ­ Australia and New Zealand Growth	220.59	220.59	219.9	249.98	224.75	230.18
Debt Ledger Purchasing-United States Debt Ledger Purchasing-United States Growth	150.49	150.49	125.89	47.21	100.77	87.28
Consumer lending:Australia,New Zealand Consumer lending:Australia,New Zealand Growth	214.87	214.87	199.85	179.08	147.85	93.74
Total Total Growth	585.95	585.95	545.64	476.26	473.37	411.2

Cash & Debt

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Cash & Investments Cash & Investments Growth	61.51	61.51	56.71	34.85	65.82	29.71
Total Debt Total Debt Growth	491.35	491.35	424.43	411.9	341.69	157.96
Net Cash (Debt) Net Cash Growth	-429.84	-429.84	-367.72	-377.05	-275.87	-128.26
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-6.31	-6.31	-5.34	-5.47	-4.00	-1.89

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Operating Cash Flow Operating Cash Flow Growth	2.7	2.7	52.57	-48.58	-84	-100.3
Capital Expenditures CapEx Growth	-8.83	-8.83	-1.38	-1.33	-1.33	-3.73
Free Cash Flow Free Cash Flow Growth	-6.12	-6.12	51.19	-49.92	-85.33	-104.02
Free Cash Flow Growth	-	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Operating Margin	31.43%	31.43%	29.88%	19.27%	32.52%	38.29%
Pretax Margin	31.43%	31.43%	29.88%	19.27%	32.52%	38.28%
Profit Margin	22.07%	22.07%	21.04%	13.42%	23.12%	26.96%
FCF Margin	-1.28%	-1.28%	11.45%	-13.21%	-21.62%	-27.85%

Dividends

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Oct 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Dividend Per Share Dividend Per Share Growth	0.775	0.775	0.680	0.380	0.700	0.740
Dividend Per Share Growth	13.97%	13.97%	78.95%	-45.71%	-5.41%	2.78%
Dividend Yield	5.18%	6.01%	5.03%	2.54%	3.54%	3.65%

Valuation

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Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Oct 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
PE Ratio	9.66	8.32	9.79	20.10	14.77	13.66
Forward PE	8.78	7.96	9.26	11.25	13.56	12.99
P/FCF Ratio	-	-	17.99	-	-	-
PS Ratio	2.11	1.84	2.06	2.70	3.42	3.68

Data Source: S&P Global Market Intelligence Last updated: Aug 3, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Oct 25, 2026

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