Judo Capital Holdings Limited (ASX:JDO)

Judo Capital Holdings Income Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	1,093	1,060	910.3	574.2	221.9	126.4
Interest Paid on Deposits	643.6	652.6	524.3	226.6	52.1	41.9
Net Interest Income	449.8	407.3	386	347.6	169.8	84.5
Net Interest Income Growth (YoY)	17.20%	5.52%	11.05%	104.71%	100.95%	203.52%
Gain (Loss) on Sale of Investments	-0.6	-	-	-	-	4.3
Other Non-Interest Income	18.5	15.6	10.7	5.4	3.2	1
Total Non-Interest Income	17.9	15.6	10.7	5.4	3.2	5.3
Non-Interest Income Growth (YoY)	29.71%	45.79%	98.15%	68.75%	-39.62%	1609.68%
Revenues Before Loan Losses	467.7	422.9	396.7	353	173	89.8
Provision for Loan Losses	86.8	75.5	70.1	54.6	25.4	10
Revenue	380.9	347.4	326.6	298.4	147.6	79.8
Revenue Growth (YoY)	17.02%	6.37%	9.45%	102.17%	84.96%	1617.61%
Salaries and Employee Benefits	133.6	132.8	134.9	119.3	90.6	49.3
Occupancy Expenses	3.8	3.8	4.3	3.9	4.6	1.8
Amortization of Goodwill & Intangibles	13.4	11.7	12.1	4.7	3.5	-
Selling, General & Administrative	62.9	61.7	54.6	47.7	43.9	7.2
Other Non-Interest Expense	11.8	11.8	15.6	13.8	12.2	25.9
Total Non-Interest Expense	225.5	221.8	221.5	189.4	154.8	84.2
EBT Excluding Unusual Items	155.4	125.6	105.1	109	-7.2	-4.4
Asset Writedown	-	-	-0.8	-1.5	-	-
Pretax Income	155.4	125.6	104.3	107.5	-7.2	-4.4
Income Tax Expense	50	39.2	34.4	34.1	0.5	-33.1
Net Income	105.4	86.4	69.9	73.4	-7.7	28.7
Net Income to Common	105.4	86.4	69.9	73.4	-7.7	28.7
Net Income Growth	62.40%	23.61%	-4.77%	-	-	-
Basic Shares Outstanding	1,119	1,115	1,108	1,106	1,007	637
Diluted Shares Outstanding	1,207	1,217	1,212	1,168	1,007	751
Shares Change (YoY)	-5.68%	0.42%	3.81%	16.00%	34.06%	48.50%
EPS (Basic)	0.09	0.08	0.06	0.07	-0.01	0.05
EPS (Diluted)	0.09	0.07	0.06	0.06	-0.01	0.04
EPS Growth	56.75%	20.47%	-5.60%	-	-	-
Effective Tax Rate	32.17%	31.21%	32.98%	31.72%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.