Judo Capital Holdings Limited (ASX:JDO)

Judo Capital Holdings Income Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	1,060	910.3	574.2	221.9	126.4
Interest Paid on Deposits	652.6	524.3	226.6	52.1	41.9
Net Interest Income	407.3	386	347.6	169.8	84.5
Net Interest Income Growth (YoY)	5.52%	11.05%	104.71%	100.95%	203.52%
Gain (Loss) on Sale of Investments	-	-	-	-	4.3
Other Non-Interest Income	15.6	10.7	5.4	3.2	1
Total Non-Interest Income	15.6	10.7	5.4	3.2	5.3
Non-Interest Income Growth (YoY)	45.79%	98.15%	68.75%	-39.62%	1609.68%
Revenues Before Loan Losses	422.9	396.7	353	173	89.8
Provision for Loan Losses	75.5	70.1	54.6	25.4	10
Revenue	347.4	326.6	298.4	147.6	79.8
Revenue Growth (YoY)	6.37%	9.45%	102.17%	84.96%	1617.61%
Salaries and Employee Benefits	132.8	134.9	119.3	90.6	49.3
Occupancy Expenses	3.8	4.3	3.9	4.6	1.8
Amortization of Goodwill & Intangibles	11.7	12.1	4.7	3.5	-
Selling, General & Administrative	61.7	54.6	47.7	43.9	7.2
Other Non-Interest Expense	11.8	15.6	13.8	12.2	25.9
Total Non-Interest Expense	221.8	221.5	189.4	154.8	84.2
EBT Excluding Unusual Items	125.6	105.1	109	-7.2	-4.4
Asset Writedown	-	-0.8	-1.5	-	-
Pretax Income	125.6	104.3	107.5	-7.2	-4.4
Income Tax Expense	39.2	34.4	34.1	0.5	-33.1
Net Income	86.4	69.9	73.4	-7.7	28.7
Net Income to Common	86.4	69.9	73.4	-7.7	28.7
Net Income Growth	23.61%	-4.77%	-	-	-
Basic Shares Outstanding	1,115	1,108	1,106	1,007	637
Diluted Shares Outstanding	1,217	1,212	1,168	1,007	751
Shares Change (YoY)	0.42%	3.81%	16.00%	34.06%	48.50%
EPS (Basic)	0.08	0.06	0.07	-0.01	0.05
EPS (Diluted)	0.07	0.06	0.06	-0.01	0.04
EPS Growth	20.47%	-5.60%	-	-	-
Effective Tax Rate	31.21%	32.98%	31.72%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.