Judo Capital Holdings Limited (ASX:JDO)
| Market Cap | 1.63B -12.1% |
| Revenue (ttm) | 380.90M +17.0% |
| Net Income | 105.40M +62.4% |
| EPS | 0.09 +56.7% |
| Shares Out | 1.12B |
| PE Ratio | 16.41 |
| Forward PE | 11.25 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 3,045,179 |
| Average Volume | 5,649,942 |
| Open | 1.420 |
| Previous Close | 1.430 |
| Day's Range | 1.420 - 1.460 |
| 52-Week Range | 1.310 - 2.070 |
| Beta | 1.33 |
| RSI | 47.76 |
| Earnings Date | Aug 18, 2026 |
About Judo Capital Holdings
Judo Capital Holdings Limited, through its subsidiaries, engages in the provision of various banking products and services for small and medium businesses in Australia. The company provides personal, self-managed super fund (SMSF), and business term deposits. It also offers line of credit, business, equipment, home, and agribusiness loans, as well as healthcare and asset financing. In addition, it provides residential mortgages, and bank guarantees. Further, it offers acquisition, wholesale, expansion, and working capital funding, as well as ju... [Read more]
Financial Performance
In fiscal year 2025, Judo Capital Holdings's revenue was 347.40 million, an increase of 6.37% compared to the previous year's 326.60 million. Earnings were 86.40 million, an increase of 23.61%.
Financial StatementsNews
Judo Capital Holdings Earnings Call Transcript: H1 2026
Delivered strong 1H FY26 results with PBT up 53% year-on-year, stable NIM, and improved ROE. Upgraded loan growth and NIM guidance for FY26, with continued investment in technology and banker productivity. Credit quality and capital remain robust.
Judo Capital Holdings Transcript: AGM 2025
AGM highlighted strong lending and profit growth, robust capital position, and successful technology upgrades. Shareholders approved all resolutions, while the Board emphasized a continued focus on growth over dividends and ongoing investment in people, technology, and governance.
Judo Capital Holdings Earnings Call Transcript: H2 2025
Delivered strong FY25 results with 14% PBT growth, improved ROE, and sector-leading NIM and CTI metrics. FY26 guidance targets $180–$190 million PBT, continued loan growth, and further operating leverage, supported by new products and technology investments.
Judo Capital Holdings Transcript: Investor Day 2025
Entering the optimization phase, the bank is focused on enhancing its SME core, expanding its product suite, and leveraging technology for scalable growth. Financial guidance remains strong, with targeted NIM above 3%, 15% PBT growth, and robust risk management. Ongoing investments in talent, culture, and broker partnerships support a differentiated, relationship-driven model.
Judo Capital Holdings Earnings Call Transcript: Q3 2025
Strong lending and deposit growth continue amid a volatile environment, with NIM and profit guidance reaffirmed for FY2025. Elevated runoff and sector-specific credit stress have led to revised loan growth targets, but operating leverage and capital strength support a positive outlook.
Judo Capital Holdings Earnings Call Transcript: H1 2025
First half 2025 saw profit before tax rise 33% and NIM reach 2.81%, with upgraded margin guidance and stable credit quality. Lending growth outpaced the system, regional and Agri expansion continued, and technology investments are largely complete, positioning for further scale and ROE improvement.
Judo Capital Holdings Transcript: AGM 2024
Strong financial results and disciplined execution were highlighted, with robust governance, successful leadership transitions, and continued strategic expansion. Shareholders approved all resolutions with overwhelming support, and key challenges such as economic volatility and regulatory burden were discussed.
Judo Capital Holdings Earnings Call Transcript: H2 2024
Delivered strong FY24 results with profit before tax of $104M, loan book growth to $10.7B, and NIM at 2.94%. FY25 guidance targets 15% profit growth, lending above system, and NIM improvement, supported by regional expansion and scalable tech.