Judo Capital Holdings Balance Sheet

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	715.3	654.6	633	372	322.7
Investment Securities	1,612	1,607	2,426	2,794	3,260
Trading Asset Securities	0.3	2.7	10	19.3	3.2
Total Investments	1,612	1,610	2,436	2,813	3,263
Gross Loans	12,520	10,768	8,960	6,125	3,518
Allowance for Loan Losses	-185.8	-149.1	-107.5	-55.2	-35
Other Adjustments to Gross Loans	-	-	-	-	-0.9
Net Loans	12,334	10,619	8,852	6,070	3,482
Property, Plant & Equipment	17.3	21.4	18.7	4.1	4.3
Other Intangible Assets	47.7	48.3	38.3	23.8	16.1
Accrued Interest Receivable	13.1	20.5	16	28.7	30.7
Other Receivables	2.6	4.7	1.3	1.2	1.1
Restricted Cash	146.8	122.8	81.7	35.1	21.3
Other Current Assets	26.1	26.7	10.7	10	2.7
Long-Term Deferred Tax Assets	62.6	68.3	63.9	56.6	32.2
Total Assets	14,978	13,197	12,152	9,415	7,176
Accounts Payable	12.8	15.9	12.4	15.3	6.3
Accrued Expenses	-	-	-	-	0.3
Interest Bearing Deposits	9,879	8,227	5,954	4,091	2,548
Total Deposits	9,879	8,227	5,954	4,091	2,548
Short-Term Borrowings	6	3.8	3,011	3,063	2,859
Current Portion of Leases	-	-	-	-	1.3
Current Income Taxes Payable	2.9	-	18.5	-	-
Accrued Interest Payable	184.3	156.8	92.7	21.7	10.8
Other Current Liabilities	38.9	39.3	33.3	-	-
Long-Term Debt	3,109	3,135	1,507	777.6	669.2
Long-Term Leases	10.6	12.5	10.2	1.7	1.6
Pension & Post-Retirement Benefits	-	-	-	8.1	3.8
Other Long-Term Liabilities	48.2	41.6	36	32.1	-
Total Liabilities	13,292	11,631	10,675	8,010	6,100
Common Stock	1,536	1,522	1,518	1,518	1,146
Retained Earnings	148.4	62	-7.9	-81.3	-73.6
Comprehensive Income & Other	1.9	-18.8	-33.3	-32.3	3
Shareholders' Equity	1,687	1,565	1,477	1,405	1,076
Total Liabilities & Equity	14,978	13,197	12,152	9,415	7,176
Total Debt	3,125	3,151	4,527	3,842	3,531
Net Cash (Debt)	-2,410	-2,494	-3,884	-3,451	-3,206
Net Cash Per Share	-1.98	-2.06	-3.33	-3.43	-4.27
Filing Date Shares Outstanding	1,118	1,109	1,106	1,106	801.38
Total Common Shares Outstanding	1,118	1,109	1,106	1,106	801.38
Book Value Per Share	1.51	1.41	1.34	1.27	1.34
Tangible Book Value	1,639	1,517	1,439	1,381	1,060
Tangible Book Value Per Share	1.47	1.37	1.30	1.25	1.32

Source: S&P Global Market Intelligence. Banks template. Financial Sources.