Latitude Group Holdings Income Statement

Financials in millions AUD. Fiscal year is January - December.

Millions AUD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	1,143	1,064	957.1	890.2	932.4	1,058
Total Interest Expense	390.6	386.1	343.4	218.7	169.7	278.6
Net Interest Income	752.7	677.4	613.7	671.5	762.7	779.5
Other Revenue	30.1	35.6	31.3	32.9	22.7	42.1
Revenue Before Loan Losses	782.8	713	645	704.4	785.4	821.6
Provision for Loan Losses	259.6	235.8	235.6	119.5	116	208.8
Revenue	523.2	477.2	409.4	584.9	669.4	612.8
Revenue Growth (YoY)	21.67%	16.56%	-30.00%	-12.62%	9.24%	-10.03%
Salaries & Employee Benefits	128.2	115.3	157.6	168.1	168.9	202
Cost of Services Provided	218.2	220.2	224.8	190.1	145.5	130.2
Other Operating Expenses	25.7	10.9	20.2	13.6	52.2	95.5
Total Operating Expenses	430.1	426.4	491	477.1	459.4	520.7
Operating Income	93.1	50.8	-81.6	107.8	210	92.1
Currency Exchange Gain (Loss)	-1.8	-1.8	4.3	-2.9	1.1	-0.9
EBT Excluding Unusual Items	91.3	49	-77.3	104.9	207.9	86.7
Other Unusual Items	4	4	-45.4	-	-	-
Pretax Income	91.8	50.6	-150.2	82	201.5	86.7
Income Tax Expense	30.5	20	-47.5	24.1	57.5	40
Earnings From Continuing Ops.	61.3	30.6	-102.7	57.9	144	46.7
Earnings From Discontinued Ops.	-2.5	-9	-56.4	-21.6	16.3	-1.5
Net Income to Company	58.8	21.6	-159.1	36.3	160.3	45.2
Minority Interest in Earnings	-	-	0.6	1.4	0.6	-
Net Income	58.8	21.6	-158.5	37.7	160.9	45.2
Net Income to Common	58.8	21.6	-158.5	37.7	160.9	45.2
Net Income Growth	-	-	-	-76.57%	255.97%	56.20%
Shares Outstanding (Basic)	1,040	1,040	1,040	1,039	902	650
Shares Outstanding (Diluted)	1,170	1,169	1,040	1,151	981	650
Shares Change (YoY)	12.54%	12.50%	-9.67%	17.30%	50.89%	-
EPS (Basic)	0.06	0.02	-0.15	0.04	0.18	0.07
EPS (Diluted)	0.05	0.02	-0.15	0.03	0.16	0.07
EPS Growth	-	-	-	-79.69%	135.36%	-
Free Cash Flow	-352.8	-399.2	290.2	-198.1	347.5	1,228
Free Cash Flow Per Share	-0.30	-0.34	0.28	-0.17	0.35	1.89
Dividend Per Share	0.070	0.030	-	0.118	0.157	-
Dividend Growth	-	-	-	-24.52%	-	-
Operating Margin	17.79%	10.64%	-19.93%	18.43%	31.37%	15.03%
Profit Margin	11.24%	4.53%	-38.71%	6.45%	24.04%	7.38%
Free Cash Flow Margin	-67.43%	-83.66%	70.88%	-33.87%	51.91%	200.39%
Effective Tax Rate	33.22%	39.53%	-	29.39%	28.54%	46.14%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.