Latitude Group Holdings Income Statement

Financials in millions AUD. Fiscal year is January - December.

Millions AUD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	1,188	1,075	957.1	890.2	932.4
Total Interest Expense	374.8	386.1	343.4	218.7	169.7
Net Interest Income	813.6	688.4	613.7	671.5	762.7
Other Revenue	26.2	35.6	31.3	32.9	22.7
Revenue Before Loan Losses	839.8	724	645	704.4	785.4
Provision for Loan Losses	300.6	235.8	235.6	119.5	116
Revenue	539.2	488.2	409.4	584.9	669.4
Revenue Growth (YoY)	10.45%	19.25%	-30.00%	-12.62%	9.24%
Salaries & Employee Benefits	132.3	115.3	157.6	168.1	168.9
Cost of Services Provided	200.6	220.2	224.8	190.1	145.5
Other Operating Expenses	40.2	22.1	20.2	13.6	52.2
Total Operating Expenses	407.9	437.6	491	477.1	459.4
Operating Income	131.3	50.6	-81.6	107.8	210
Currency Exchange Gain (Loss)	-	-	4.3	-2.9	1.1
EBT Excluding Unusual Items	131.3	50.6	-77.3	104.9	207.9
Other Unusual Items	-	-	-45.4	-	-
Pretax Income	131.3	50.6	-150.2	82	201.5
Income Tax Expense	36.9	20	-47.5	24.1	57.5
Earnings From Continuing Ops.	94.4	30.6	-102.7	57.9	144
Earnings From Discontinued Ops.	-0.4	-9	-56.4	-21.6	16.3
Net Income to Company	94	21.6	-159.1	36.3	160.3
Minority Interest in Earnings	-	-	0.6	1.4	0.6
Net Income	94	21.6	-158.5	37.7	160.9
Net Income to Common	94	21.6	-158.5	37.7	160.9
Net Income Growth	335.19%	-	-	-76.57%	255.97%
Shares Outstanding (Basic)	1,040	1,040	1,040	1,039	902
Shares Outstanding (Diluted)	1,170	1,174	1,040	1,151	981
Shares Change (YoY)	-0.26%	12.89%	-9.67%	17.30%	50.89%
EPS (Basic)	0.09	0.02	-0.15	0.04	0.18
EPS (Diluted)	0.08	0.02	-0.15	0.03	0.16
EPS Growth	340.03%	-	-	-79.69%	135.36%
Free Cash Flow	-325.1	-399.2	290.2	-198.1	347.5
Free Cash Flow Per Share	-0.28	-0.34	0.28	-0.17	0.35
Dividend Per Share	0.090	0.030	-	0.118	0.157
Dividend Growth	200.00%	-	-	-24.52%	-
Operating Margin	24.35%	10.37%	-19.93%	18.43%	31.37%
Profit Margin	17.43%	4.42%	-38.71%	6.45%	24.04%
Free Cash Flow Margin	-60.29%	-81.77%	70.88%	-33.87%	51.91%
Effective Tax Rate	28.10%	39.53%	-	29.39%	28.54%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.