MyState Income Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	769.11	608.58	478.92	352.97	159.75
Interest Paid on Deposits	553.91	452.01	354.39	220.38	49.5
Net Interest Income	215.2	156.57	124.54	132.59	110.25
Net Interest Income Growth	37.45%	25.72%	-6.08%	20.27%	-1.52%
Trust Income	16.2	14.54	15.4	14.31	14.82
Gain (Loss) on Sale of Assets	-	-	-	-	0.32
Other Non-Interest Income	24.54	15.53	12.49	13.48	15.1
Total Non-Interest Income	40.75	30.07	27.89	27.79	30.25
Non-Interest Income Growth	35.50%	7.80%	0.39%	-8.14%	13.84%
Revenues Before Loan Losses	255.95	186.64	152.43	160.38	140.49
Provision for Loan Losses	4.08	0.48	1.2	2.54	-0.76
Revenue	251.87	186.16	151.23	157.84	141.25
Revenue Growth	35.29%	23.10%	-4.19%	11.74%	1.25%
Salaries and Employee Benefits	80.08	57.45	45.23	44.04	42.61
Occupancy Expenses	7.65	4.94	3.72	3.94	4.11
Selling, General & Administrative	73.93	61.01	48.8	51.49	46.17
Other Non-Interest Expense	5.02	3.58	3.28	3.19	2.99
Total Non-Interest Expense	166.68	126.98	101.02	102.65	95.88
EBT Excluding Unusual Items	85.19	59.18	50.2	55.19	45.37
Asset Writedown	-	-	-	-	0.53
Pretax Income	78.74	53.3	50.2	55.19	45.9
Income Tax Expense	22.55	17.74	14.91	16.68	13.88
Earnings From Continuing Operations	56.19	35.56	35.29	38.5	32.03
Net Income	56.19	35.56	35.29	38.5	32.03
Net Income to Common	56.19	35.56	35.29	38.5	32.03
Net Income Growth	58.02%	0.76%	-8.34%	20.22%	-11.87%
Basic Shares Outstanding	170	135	110	109	106
Diluted Shares Outstanding	200	165	140	138	106
Shares Change	21.51%	17.60%	1.32%	30.09%	14.51%
EPS (Basic)	0.33	0.26	0.32	0.35	0.30
EPS (Diluted)	0.30	0.24	0.28	0.31	0.30
EPS Growth	25.74%	-14.37%	-10.69%	2.34%	-23.04%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	0.245	0.215	0.230	0.230	0.240
Dividend Growth	13.95%	-6.52%	0%	-4.17%	-5.88%
Effective Tax Rate	28.64%	33.28%	29.71%	30.23%	30.23%