Pepper Money Limited (ASX:PPM)
Australia · Delayed Price · Currency is AUD | Market Cap | 788.38M +32.0% |
| Revenue (ttm) | 396.50M +2.5% |
| Net Income | 104.60M +5.9% |
| EPS | 0.23 +5.4% |
| Shares Out | 449.22M |
| PE Ratio | 7.76 |
| Forward PE | 7.46 |
| Dividend | 0.14 (8.18%) |
| Ex-Dividend Date | Mar 12, 2026 |
| Volume | 554,587 |
| Average Volume | 729,186 |
| Open | 1.760 |
| Previous Close | 1.755 |
| Day's Range | 1.690 - 1.760 |
| 52-Week Range | 1.355 - 2.580 |
| Beta | 1.23 |
| RSI | 37.51 |
| Earnings Date | Feb 18, 2026 |
About Pepper Money
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing for residential home loans, small balance commercial real estate loans, and self-managed super fund mortgages. The Asset Finance segment finances a range of asset types for consumer and commercial customers. The Loan and Other Servicing segment provides independent loan servicing for mor... [Read more]
Financial Performance
In 2025, Pepper Money's revenue was 396.50 million, an increase of 2.48% compared to the previous year's 386.90 million. Earnings were 104.60 million, an increase of 5.87%.
Financial StatementsNews
Pepper Money Transcript: AGM 2026
Record financial results were achieved in 2025, with strong growth in originations, assets, and profitability. The board declared increased dividends, advanced ESG initiatives, and addressed shareholder questions on governance and performance. Voting outcomes and director re-elections proceeded smoothly.
Pepper Money Earnings Call Transcript: H2 2025
Record originations and AUM drove 7% NPAT growth and a 123% increase in dividends, with strong asset finance NIM offsetting mortgage margin compression. Funding and capital management were robust, and the business is well positioned for further growth despite margin and rate headwinds.
Pepper Money Earnings Call Transcript: H1 2025
Originations surged 38% year-over-year to $4.5 billion, with record AUM of $20.1 billion and net profit after tax up 2%. NIMs remained strong despite competitive pressures, and disciplined cost management supported increased shareholder returns through special and interim dividends.
Pepper Money Transcript: AGM 2025
The AGM highlighted strong financial results for 2024, increased dividends, and robust governance, with new board appointments and a focus on ESG and diversity. Strategic initiatives in technology and product innovation were emphasized, and all resolutions were put to poll with results to be lodged with the ASX.
Pepper Money Earnings Call Transcript: H2 2024
Originations reached AUD 7 billion in 2024, with improved NIM and strong second-half growth in both mortgages and asset finance. Net profit after tax fell 12% due to higher loan loss expenses, but underlying profit and dividends increased, supported by prudent risk management and capital-light strategies.
Pepper Money Earnings Call Transcript: H1 2024
H1 2024 saw higher mortgage volumes, improved NIM, and reduced expenses, with NPAT at AUD 46.1 million and a higher dividend payout. Asset finance originations fell, but novated lease growth and strong provisioning supported resilience. Whole loan sales and capital-light servicing income remain strategic priorities.