Pepper Money Limited (ASX:PPM)
Australia · Delayed Price · Currency is AUD | Market Cap | 766.18M -14.2% |
| Revenue (ttm) | 418.90M +7.9% |
| Net Income | 108.00M +9.0% |
| EPS | 0.23 +7.9% |
| Shares Out | 449.37M |
| PE Ratio | 7.32 |
| Forward PE | 6.80 |
| Dividend | 0.14 (8.33%) |
| Ex-Dividend Date | Sep 8, 2026 |
| Volume | 425,214 |
| Open | 1.715 |
| Previous Close | 1.705 |
| Day's Range | 1.670 - 1.715 |
| 52-Week Range | 1.490 - 2.580 |
| Beta | 1.19 |
| Analysts | Buy |
| Price Target | 2.15 (+26.1%) |
| Est. Earnings | Nov 20, 2026 |
About Pepper Money
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing for residential home loans, small balance commercial real estate loans, and self-managed super fund mortgages. The Asset Finance segment finances a range of asset types for consumer and commercial customers. The Loan and Other Servicing segment provides independent loan servicing for mor... [Read more]
Financial Performance
In 2025, Pepper Money's revenue was 396.50 million, an increase of 2.48% compared to the previous year's 386.90 million. Earnings were 104.60 million, an increase of 5.87%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for PPM stock is "Buy." The 12-month stock price target is $2.15, which is an increase of 26.10% from the latest price.
News
Pepper Money Earnings Call Transcript: H1 2026
Record originations and AUM growth drove double-digit increases in revenue and profit, with improved margins and cost efficiency. Despite regulatory headwinds and slowing market inquiries, the business outperformed the market, expanded its servicing portfolio, and maintained strong capital management.
Pepper Money Quarterly report: H1 2026
Pepper Money has published its H1 2026 quarterly earnings report on August 19, 2026.
Pepper Money Earnings release: H1 2026
Pepper Money released its H1 2026 earnings on August 19, 2026, summarizing the period's financial results.
Pepper Money Slides: H1 2026
Pepper Money has posted slides in relation to its H1 2026 quarterly earnings report, which was published on August 19, 2026.
Pepper Money Transcript: AGM 2026
Record financial results were achieved in 2025, with strong growth in originations, assets, and profitability. The board declared increased dividends, advanced ESG initiatives, and addressed shareholder questions on governance and performance. Voting outcomes and director re-elections proceeded smoothly.
Pepper Money Slides: FY 2026
Pepper Money has posted slides in relation to its FY 2026 quarterly earnings report, which was published on April 19, 2026.
Pepper Money Earnings Call Transcript: H2 2025
Record originations and AUM drove 7% NPAT growth and a 123% increase in dividends, with strong asset finance NIM offsetting mortgage margin compression. Funding and capital management were robust, and the business is well positioned for further growth despite margin and rate headwinds.
Pepper Money Annual report: H2 2025
Pepper Money has published its H2 2025 annual report on February 18, 2026.
Pepper Money Slides: H2 2025
Pepper Money has posted slides in relation to its H2 2025 quarterly earnings report, which was published on February 18, 2026.
Pepper Money Earnings release: H2 2025
Pepper Money released its H2 2025 earnings on February 18, 2026, summarizing the period's financial results.