National Bank of Greece S.A. (ATH: ETE)

National Bank of Greece Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	8,398	9,788	13,667	16,024	9,667	4,099
Investment Securities	17,347	16,941	13,872	14,909	15,503	9,075
Trading Asset Securities	3,089	2,459	2,180	4,611	6,012	5,242
Total Investments	20,436	19,400	16,052	19,520	21,515	14,317
Gross Loans	35,103	35,582	37,281	32,256	29,833	35,082
Allowance for Loan Losses	-965	-1,083	-1,493	-1,655	-2,720	-5,761
Other Adjustments to Gross Loans	-	-232	-183	-117	-96	-99
Net Loans	34,138	34,267	35,605	30,484	27,017	29,222
Property, Plant & Equipment	1,300	1,339	1,565	1,655	1,664	1,722
Other Intangible Assets	578	524	431	353	282	202
Investments in Real Estate	63	60	71	80	125	152
Accrued Interest Receivable	-	26	120	179	80	10
Other Receivables	2,529	2,191	1,349	4,221	3,618	3,041
Restricted Cash	-	696	629	234	274	154
Other Current Assets	680	1,390	3,377	5,684	7,615	5,439
Long-Term Deferred Tax Assets	4,041	4,346	4,705	4,912	4,915	4,911
Other Real Estate Owned & Foreclosed	-	392	408	425	425	346
Other Long-Term Assets	1,804	165	134	187	287	633
Total Assets	73,967	74,584	78,113	83,958	77,484	64,248
Accrued Expenses	-	242	221	215	175	212
Interest Bearing Deposits	44,682	43,340	40,587	38,341	36,151	34,091
Non-Interest Bearing Deposits	14,006	13,900	14,843	15,536	13,249	10,182
Total Deposits	58,688	57,240	55,430	53,877	49,400	44,273
Short-Term Borrowings	1,544	1,524	2,045	4,253	3,838	3,370
Current Portion of Leases	-	100	81	86	82	85
Current Income Taxes Payable	5	6	2	4	2	1
Accrued Interest Payable	-	61	8	3	4	2
Other Current Liabilities	29	1,584	1,571	4,560	4,647	4,557
Long-Term Debt	3,078	4,768	10,337	13,110	11,896	3,930
Long-Term Leases	-	550	1,074	1,153	1,166	1,226
Pension & Post-Retirement Benefits	221	248	248	271	294	267
Long-Term Deferred Tax Liabilities	23	15	16	15	16	11
Other Long-Term Liabilities	2,069	594	605	639	879	1,037
Total Liabilities	65,657	66,932	71,638	78,186	72,399	58,971
Common Stock	915	915	915	915	2,744	2,744
Additional Paid-In Capital	3,542	3,542	3,542	13,866	13,866	13,866
Retained Earnings	3,399	2,723	1,603	310	308	308
Treasury Stock	-24	-2	-	-	-1	-1
Comprehensive Income & Other	450	448	392	-9,341	-11,852	-11,658
Total Common Equity	8,282	7,626	6,452	5,750	5,065	5,259
Minority Interest	28	26	23	22	20	18
Shareholders' Equity	8,310	7,652	6,475	5,772	5,085	5,277
Total Liabilities & Equity	73,967	74,584	78,113	83,958	77,484	64,248
Total Debt	4,622	6,942	13,537	18,602	16,982	8,611
Net Cash (Debt)	6,865	5,305	2,710	2,033	-1,103	905
Net Cash Growth	41.05%	95.76%	33.30%	-	-	-6.02%
Net Cash Per Share	7.52	5.80	2.96	2.22	-1.21	0.99
Filing Date Shares Outstanding	911.39	914.35	914.72	914.68	914.38	914.42
Total Common Shares Outstanding	911.39	914.35	914.72	914.68	914.38	914.42
Book Value Per Share	9.09	8.34	7.05	6.29	5.54	5.75
Tangible Book Value	7,704	7,102	6,021	5,397	4,783	5,057
Tangible Book Value Per Share	8.45	7.77	6.58	5.90	5.23	5.53

Source: S&P Capital IQ. Banks template. Financial Sources.