National Bank of Greece S.A. (ATH:ETE)
Greece · Delayed Price · Currency is EUR 17.10
+0.82 (5.04%)
Nov 9, 2026, 5:19 PM EET
National Bank of Greece Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,751 | 2,633 | 2,704 | 2,523 | 2,110 | 1,831 |
Revenue Growth | 5.32% | -2.63% | 7.17% | 19.57% | 15.24% | 27.86% |
Net Income Net Income Growth | 1,148 | 1,160 | 1,158 | 1,106 | 1,120 | 867 |
Earnings Per Share EPS Growth | 1.28 | 1.28 | 1.27 | 1.21 | 1.22 | 0.95 |
EPS Growth | 10.02% | 0.58% | 4.98% | -1.24% | 29.17% | 2527.19% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
International Banking Operations International Banking Operations Growth | 121 | 32 | 127 | 112 | 120 | 75 |
Trouble Assets Units (“TAU”) Trouble Assets Units (“TAU”) Growth | -19 | 65 | -108 | -227 | -22 | 256 |
Corporate & Investment Banking Corporate & Investment Banking Growth | 721 | 725 | 823 | 829 | 571 | 539 |
Global Markets & Asset Management Global Markets & Asset Management Growth | 423 | 324 | -44 | 23 | 557 | 735 |
Retail Banking Retail Banking Growth | 1,427 | 1,419 | 1,919 | 1,828 | 627 | 323 |
Other Other Growth | 22 | 46 | -57 | -130 | 222 | -103 |
Total Total Growth | 2,695 | 2,611 | 2,660 | 2,435 | 2,075 | 1,825 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 7,250 | 7,075 | 7,656 | 12,247 | 16,247 | 20,635 |
Total Debt Total Debt Growth | 7,349 | 7,186 | 6,073 | 6,942 | 13,537 | 18,602 |
Net Cash (Debt) Net Cash Growth | -99 | -111 | 1,583 | 5,305 | 2,710 | 2,033 |
Net Cash Growth | - | - | -70.16% | 95.76% | 33.30% | - |
Net Cash Per Share Net Cash Per Share Growth | -0.11 | -0.12 | 1.74 | 5.80 | 2.96 | 2.22 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -1,418 | 1,091 | -2,856 | -6,662 | 213 | 2,200 |
Capital Expenditures CapEx Growth | -574 | -538 | -299 | -516 | -193 | -179 |
Free Cash Flow Free Cash Flow Growth | -1,992 | 553 | -3,155 | -7,178 | 20 | 2,021 |
Free Cash Flow Growth | - | - | - | - | -99.01% | -67.42% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 41.73% | 44.06% | 42.83% | 43.84% | 53.08% | 47.35% |
FCF Margin | -72.41% | 21.00% | -116.68% | -284.50% | 0.95% | 110.38% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Nov '26 Nov 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 0.572 | 0.507 | 0.440 | 0.360 |
Dividend Per Share Growth | 15.93% | 15.27% | 22.22% | - |
Dividend Yield | 3.35% | 3.90% | 5.75% | 5.72% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.37 | 10.12 | 6.03 | 5.20 | 3.06 | 3.09 |
Forward PE | 10.13 | 9.04 | 5.83 | 4.88 | 5.67 | 7.54 |
P/FCF Ratio | - | 21.24 | - | - | 171.37 | 1.33 |
PS Ratio | 5.25 | 4.46 | 2.58 | 2.28 | 1.62 | 1.46 |