National Bank of Greece S.A. (ATH:ETE)

National Bank of Greece Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	11,672	11,744	6,981	5,753	3,427	2,681
Market Cap Growth	49.82%	68.22%	21.36%	67.84%	27.82%	29.75%
Last Close Price	12.96	13.00	7.21	5.66	3.37	2.64
PE Ratio	10.15	10.12	6.03	5.20	3.06	3.09
PS Ratio	4.43	4.71	2.58	2.28	1.62	1.46
PB Ratio	1.29	1.30	0.83	0.75	0.53	0.47
P/FCF Ratio	21.11	-	-	-	171.37	1.33
P/OCF Ratio	10.70	-	-	-	16.09	1.22
Debt / Equity Ratio	0.65	0.65	0.72	0.91	2.09	3.22
Debt / FCF Ratio	-	-	-	-	676.85	9.20
Net Debt / Equity Ratio	-0.31	-0.31	-0.19	-0.69	-0.42	-0.35
Net Debt / FCF Ratio	-	-	0.50	0.74	-135.50	-1.01
Return on Equity (ROE)	13.29%	13.29%	14.42%	15.70%	14.57%	14.44%
Return on Assets (ROA)	-	-	1.55%	1.45%	1.10%	0.97%
Earnings Yield	9.94%	9.88%	16.59%	19.23%	32.68%	32.33%
FCF Yield	4.74%	-	-45.19%	-124.78%	0.58%	75.37%
Dividend Yield	3.41%	-	6.16%	6.36%	-	-
Payout Ratio	52.16%	-	28.67%	-	-	-
Buyback Yield / Dilution	7.85%	7.85%	0.26%	0.01%	-0.01%	-0.01%
Total Shareholder Return	11.27%	7.85%	6.43%	6.37%	-0.01%	-0.01%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.