National Bank of Greece S.A. (ATH:ETE)

National Bank of Greece Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 17, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	11,731	6,981	5,753	3,427	2,681	2,067
Market Cap Growth	67.67%	21.36%	67.84%	27.82%	29.75%	-25.17%
Last Close Price	12.96	7.34	5.76	3.43	2.69	2.07
PE Ratio	10.75	6.03	5.20	3.06	3.09	62.63
PS Ratio	4.47	2.58	2.28	1.62	1.46	1.44
PB Ratio	1.34	0.83	0.75	0.53	0.47	0.41
P/FCF Ratio	317.05	-	-	171.37	1.33	0.33
P/OCF Ratio	41.16	-	-	16.09	1.22	0.32
Debt / Equity Ratio	0.62	0.72	0.91	2.09	3.22	3.34
Debt / FCF Ratio	147.89	-	-	676.85	9.20	2.74
Return on Equity (ROE)	12.92%	14.42%	15.70%	14.57%	14.44%	7.74%
Return on Assets (ROA)	1.46%	1.55%	1.45%	1.10%	0.97%	0.57%
Earnings Yield	9.37%	16.59%	19.23%	32.68%	32.33%	1.60%
FCF Yield	0.32%	-45.19%	-124.78%	0.58%	75.37%	300.20%
Dividend Yield	3.43%	6.05%	6.25%	-	-	-
Payout Ratio	67.06%	28.67%	-	-	-	-
Buyback Yield / Dilution	-0.14%	0.26%	0.01%	-0.01%	-0.01%	-0.00%
Total Shareholder Return	3.28%	6.32%	6.25%	-0.01%	-0.01%	-0.00%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.