National Bank of Greece Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 17, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	12,633	6,981	5,753	3,427	2,681	2,067
Market Cap Growth	65.21%	21.36%	67.84%	27.82%	29.75%	-25.17%
Last Close Price	14.00	7.21	5.66	3.37	2.64	2.04
PE Ratio	12.05	6.03	5.20	3.06	3.09	62.63
PS Ratio	4.84	2.58	2.28	1.62	1.46	1.44
PB Ratio	1.40	0.83	0.75	0.53	0.47	0.41
P/FCF Ratio	-	-	-	171.37	1.33	0.33
P/OCF Ratio	203.75	-	-	16.09	1.22	0.32
Debt / Equity Ratio	0.65	0.72	0.91	2.09	3.22	3.34
Debt / FCF Ratio	-	-	-	676.85	9.20	2.74
Net Debt / Equity Ratio	-0.31	-0.19	-0.69	-0.42	-0.35	0.22
Net Debt / FCF Ratio	13.95	0.50	0.74	-135.50	-1.01	0.18
Return on Equity (ROE)	12.26%	14.42%	15.70%	14.57%	14.44%	7.74%
Return on Assets (ROA)	1.41%	1.55%	1.45%	1.10%	0.97%	0.57%
Earnings Yield	8.38%	16.59%	19.23%	32.68%	32.33%	1.60%
FCF Yield	-1.58%	-45.19%	-124.78%	0.58%	75.37%	300.20%
Dividend Yield	3.07%	6.16%	6.36%	-	-	-
Payout Ratio	38.28%	28.67%	-	-	-	-
Buyback Yield / Dilution	0.29%	0.26%	0.01%	-0.01%	-0.01%	-0.00%
Total Shareholder Return	3.35%	6.43%	6.37%	-0.01%	-0.01%	-0.00%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.