National Bank of Greece S.A. (ATH:ETE)

Model N Statistics

Total Valuation

ATH:ETE has a market cap or net worth of EUR 11.88 billion.

Market Cap	11.88B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, July 31, 2025.

Earnings Date	Jul 31, 2025
Ex-Dividend Date	Jun 3, 2025

Share Statistics

ATH:ETE has 908.85 million shares outstanding. The number of shares has increased by 0.15% in one year.

Current Share Class	908.85M
Shares Outstanding	908.85M
Shares Change (YoY)	+0.15%
Shares Change (QoQ)	+0.09%
Owned by Insiders (%)	0.06%
Owned by Institutions (%)	51.46%
Float	831.50M

Valuation Ratios

The trailing PE ratio is 10.84 and the forward PE ratio is 9.21.

PE Ratio	10.84
Forward PE	9.21
PS Ratio	4.52
PB Ratio	1.35
P/TBV Ratio	1.46
P/FCF Ratio	321.17
P/OCF Ratio	41.70
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	147.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.92%.

Return on Equity (ROE)	12.92%
Return on Assets (ROA)	1.46%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	334,564
Profits Per Employee	139,964
Employee Count	7,852
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ATH:ETE has paid 338.00 million in taxes.

Income Tax	338.00M
Effective Tax Rate	23.47%

Stock Price Statistics

The stock price has increased by +74.97% in the last 52 weeks. The beta is 1.53, so ATH:ETE's price volatility has been higher than the market average.

Beta (5Y)	1.53
52-Week Price Change	+74.97%
50-Day Moving Average	11.43
200-Day Moving Average	9.25
Relative Strength Index (RSI)	69.01
Average Volume (20 Days)	2,476,437

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ATH:ETE had revenue of EUR 2.63 billion and earned 1.10 billion in profits. Earnings per share was 1.21.

Revenue	2.63B
Gross Profit	2.61B
Operating Income	1.59B
Pretax Income	1.44B
Net Income	1.10B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.21

Balance Sheet

The company has 10.38 billion in cash and 5.47 billion in debt, giving a net cash position of 4.91 billion or 5.40 per share.

Cash & Cash Equivalents	10.38B
Total Debt	5.47B
Net Cash	4.91B
Net Cash Per Share	5.40
Equity (Book Value)	8.78B
Book Value Per Share	9.62
Working Capital	-49.26B

Cash Flow

In the last 12 months, operating cash flow was 285.00 million and capital expenditures -248.00 million, giving a free cash flow of 37.00 million.

Operating Cash Flow	285.00M
Capital Expenditures	-248.00M
Free Cash Flow	37.00M
FCF Per Share	0.04

Margins

Gross Margin	n/a
Operating Margin	60.60%
Pretax Margin	54.82%
Profit Margin	41.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	1.41%

Dividends & Yields

This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 2.79%.

Dividend Per Share	0.36
Dividend Yield	2.79%
Dividend Growth (YoY)	21.95%
Years of Dividend Growth	n/a
Payout Ratio	67.06%
Buyback Yield	-0.15%
Shareholder Yield	2.68%
Earnings Yield	9.25%
FCF Yield	0.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 29, 2018. It was a reverse split with a ratio of 0.1.

Last Split Date	Aug 29, 2018
Split Type	Reverse
Split Ratio	0.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3