Eurobank S.A. (ATH:EUROB)
4.715
+0.015 (0.32%)
Oct 2, 2026, 12:05 PM EET
Eurobank Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 3,142 | 3,016 | 3,014 | 2,506 | 2,717 | 1,380 |
Revenue Growth | 0.54% | 0.07% | 20.27% | -7.77% | 96.88% | 350.98% |
Net Income Net Income Growth | 1,372 | 1,350 | 1,448 | 1,140 | 1,347 | 328 |
Earnings Per Share EPS Growth | 0.37 | 0.37 | 0.40 | 0.30 | 0.36 | 0.09 |
EPS Growth | -3.43% | -6.97% | 32.22% | -17.12% | 307.59% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Other and Elimination Center Other and Elimination Center Growth | -72 | -107 | -38 | -33 | -116 | -90 |
Corporate Corporate Growth | 626 | 588 | 607 | 575 | 507 | 340 |
Markets Markets Growth | 353 | 327 | 155 | 229 | 1,052 | 343 |
Remedial and Servicing Strategy (RSS) Remedial and Servicing Strategy (RSS) Growth | -58 | -4 | -31 | -147 | -79 | - |
Investment Property Investment Property Growth | 110 | 114 | 97 | 93 | 173 | 112 |
Retail Retail Growth | 730 | 626 | 1,053 | 1,072 | 753 | 289 |
International - Other International - Other Growth | 5 | 6 | 6 | - | - | - |
International - Luxembourg International - Luxembourg Growth | 66 | 62 | 64 | 56 | 39 | 31 |
International - Cyprus International - Cyprus Growth | - | 984 | - | 296 | 176 | 132 |
International - Bulgaria International - Bulgaria Growth | 472 | 456 | 437 | 352 | 246 | 204 |
International - Cyprus - Hellenic Bank International - Cyprus - Hellenic Bank Growth | - | - | 373 | - | - | - |
International - Cyprus - Eurobank International - Cyprus - Eurobank Growth | - | - | 313 | - | - | - |
Total Total Growth | 3,177 | 3,052 | 3,036 | 2,502 | 2,767 | 1,410 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 16,310 | 3,812 | 3,138 | 2,760 | 2,241 | 3,051 |
Total Debt Total Debt Growth | 12,825 | 11,819 | 10,944 | 13,079 | 15,837 | 17,959 |
Net Cash (Debt) Net Cash Growth | 3,485 | -8,007 | -7,806 | -10,319 | -13,596 | -14,908 |
Net Cash Growth | -16.13% | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 0.96 | -2.18 | -2.12 | -2.78 | -3.66 | -4.02 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -2,491 | -1,194 | -5,870 | -3,912 | -1,050 | 2,875 |
Capital Expenditures CapEx Growth | -311 | -278 | -197 | -140 | -153 | -129 |
Free Cash Flow Free Cash Flow Growth | -2,802 | -1,472 | -6,067 | -4,052 | -1,203 | 2,746 |
Free Cash Flow Growth | - | - | - | - | - | 187.24% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 43.67% | 44.76% | 48.04% | 45.49% | 49.58% | 23.77% |
FCF Margin | -89.18% | -48.81% | -201.29% | -161.69% | -44.28% | 198.99% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Oct '26 Oct 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 0.142 | 0.118 | 0.105 | 0.093 |
Dividend Per Share Growth | 13.03% | 12.38% | 12.54% | - |
Dividend Yield | 3.02% | 3.51% | 5.07% | 6.52% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.71 | 9.21 | 5.66 | 5.25 | 2.91 | 10.08 |
Forward PE | 10.05 | 8.40 | 6.07 | 5.81 | 5.63 | 7.43 |
P/FCF Ratio | - | - | - | - | - | 1.20 |
PS Ratio | 5.32 | 4.12 | 2.72 | 2.39 | 1.44 | 2.40 |