Eurobank S.A. (ATH:EUROB)
Greece flag Greece · Delayed Price · Currency is EUR
4.715
+0.015 (0.32%)
Oct 2, 2026, 12:05 PM EET

Eurobank Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,1423,0163,0142,5062,7171,380
Revenue Growth
0.54%0.07%20.27%-7.77%96.88%350.98%
Net Income
1,3721,3501,4481,1401,347328
Earnings Per Share
0.370.370.400.300.360.09
EPS Growth
-3.43%-6.97%32.22%-17.12%307.59%-

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Other and Elimination Center
-72-107-38-33-116-90
Corporate
626588607575507340
Markets
3533271552291,052343
Remedial and Servicing Strategy (RSS)
-58-4-31-147-79-
Investment Property
1101149793173112
Retail
7306261,0531,072753289
International - Other
566---
International - Luxembourg
666264563931
International - Cyprus
-984-296176132
International - Bulgaria
472456437352246204
International - Cyprus - Hellenic Bank
--373---
International - Cyprus - Eurobank
--313---
Total
3,1773,0523,0362,5022,7671,410

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
16,3103,8123,1382,7602,2413,051
Total Debt
12,82511,81910,94413,07915,83717,959
Net Cash (Debt)
3,485-8,007-7,806-10,319-13,596-14,908
Net Cash Growth
-16.13%-----
Net Cash Per Share
0.96-2.18-2.12-2.78-3.66-4.02

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2,491-1,194-5,870-3,912-1,0502,875
Capital Expenditures
-311-278-197-140-153-129
Free Cash Flow
-2,802-1,472-6,067-4,052-1,2032,746
Free Cash Flow Growth
-----187.24%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
43.67%44.76%48.04%45.49%49.58%23.77%
FCF Margin
-89.18%-48.81%-201.29%-161.69%-44.28%198.99%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingOct '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
0.1420.1180.1050.093
Dividend Per Share Growth
13.03%12.38%12.54%-
Dividend Yield
3.02%3.51%5.07%6.52%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.719.215.665.252.9110.08
Forward PE
10.058.406.075.815.637.43
P/FCF Ratio
-----1.20
PS Ratio
5.324.122.722.391.442.40