Eurobank S.A. (ATH:EUROB)
Greece flag Greece · Delayed Price · Currency is EUR
4.588
-0.041 (-0.89%)
At close: Aug 27, 2026

Eurobank Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,1423,0163,0142,5062,7171,380
Revenue Growth
0.54%0.07%20.27%-7.77%96.88%350.98%
Net Income
1,3721,3501,4481,1401,347328
Earnings Per Share
0.370.370.400.300.360.09
EPS Growth
-3.43%-6.97%32.22%-17.12%307.59%-

Revenue by Segment

Fiscal YearFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '23 Dec '22 Dec '21 Dec '20
Other and Elimination Center
-38-33-116-90-1,330
Corporate
607575507340266
Markets
1552291,052343708
Remedial and Servicing Strategy (RSS)
-31-147-79--
Investment Property
979317311278
Retail
1,0531,072753289221
International - Other
6----
International - Luxembourg
6456393127
International - Cyprus
-296176132122
International - Bulgaria
437352246204182
International - Cyprus - Hellenic Bank
373----
International - Cyprus - Eurobank
313----
International - Romania
-1218-8-14
International - Serbia
--3-25757
Total
3,0362,5022,7671,410317

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
16,3103,8123,1382,7602,2413,051
Total Debt
12,82511,81910,94413,07915,83717,959
Net Cash (Debt)
3,485-8,007-7,806-10,319-13,596-14,908
Net Cash Growth
-16.13%-----
Net Cash Per Share
0.96-2.18-2.12-2.78-3.66-4.02

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2,491-1,194-5,870-3,912-1,0502,875
Capital Expenditures
-311-278-197-140-153-129
Free Cash Flow
-2,802-1,472-6,067-4,052-1,2032,746
Free Cash Flow Growth
-----187.24%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
43.67%44.76%48.04%45.49%49.58%23.77%
FCF Margin
-89.18%-48.81%-201.29%-161.69%-44.28%198.99%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingAug '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
0.1420.1180.1050.093
Dividend Per Share Growth
13.03%12.38%12.54%-
Dividend Yield
3.15%3.51%5.07%6.52%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.519.215.665.252.9110.08
Forward PE
10.048.406.075.815.637.43
P/FCF Ratio
-----1.20
PS Ratio
5.294.122.722.391.442.40