Eurobank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	12,615	2,535	2,046	1,500	938	983
Investment Securities	27,974	25,135	22,387	15,251	13,448	11,583
Trading Asset Securities	1,104	1,277	1,092	1,260	1,303	2,068
Total Investments	29,078	26,412	23,479	16,511	14,751	13,651
Gross Loans	57,109	56,029	52,322	42,886	43,369	40,890
Allowance for Loan Losses	-1,325	-1,309	-1,309	-1,258	-1,626	-1,872
Other Adjustments to Gross Loans	-39	-57	-60	-83	-66	-51
Net Loans	55,745	54,663	50,953	41,545	41,677	38,967
Property, Plant & Equipment	1,071	1,067	975	773	775	815
Goodwill	-	42	42	44	1	2
Other Intangible Assets	540	469	373	290	296	267
Investments in Real Estate	1,331	1,331	1,404	1,357	1,410	1,492
Other Receivables	972	811	896	1,414	941	2,035
Restricted Cash	947	15,012	15,756	10,677	14,724	13,272
Other Current Assets	912	854	478	760	845	998
Long-Term Deferred Tax Assets	3,570	3,629	3,780	3,991	4,161	4,422
Other Real Estate Owned & Foreclosed	458	480	541	509	577	597
Other Long-Term Assets	577	523	283	325	286	247
Total Assets	108,007	107,976	101,150	79,781	81,474	77,852
Interest Bearing Deposits	82,448	82,704	78,593	57,442	57,038	52,958
Non-Interest Bearing Deposits	162	135	104	79	76	54
Total Deposits	82,610	82,839	78,697	57,521	57,114	53,012
Short-Term Borrowings	1,046	915	1,120	1,450	1,862	2,594
Current Portion of Leases	-	39	-	75	37	36
Current Income Taxes Payable	70	55	70	30	14	15
Other Current Liabilities	31	76	43	121	419	152
Long-Term Debt	10,690	10,729	9,634	11,439	13,770	15,117
Long-Term Leases	169	136	190	115	168	212
Long-Term Unearned Revenue	348	273	269	194	156	157
Pension & Post-Retirement Benefits	130	104	143	59	80	23
Long-Term Deferred Tax Liabilities	50	54	43	28	31	26
Other Long-Term Liabilities	2,046	2,133	2,042	850	1,091	873
Total Liabilities	97,190	97,353	92,251	71,882	74,742	72,217
Common Stock	799	799	809	818	816	816
Additional Paid-In Capital	1,140	1,140	1,145	1,161	1,161	8,056
Retained Earnings	-	5,627	4,608	3,726	2,594	9,934
Comprehensive Income & Other	8,878	3,057	2,337	2,194	2,066	-13,267
Total Common Equity	10,817	10,623	8,899	7,899	6,637	5,539
Minority Interest	-	-	-	-	95	96
Shareholders' Equity	10,817	10,623	8,899	7,899	6,732	5,635
Total Liabilities & Equity	108,007	107,976	101,150	79,781	81,474	77,852
Total Debt	11,905	11,819	10,944	13,079	15,837	17,959
Net Cash (Debt)	1,814	-8,007	-7,806	-10,319	-13,596	-14,908
Net Cash Per Share	0.50	-2.18	-2.12	-2.78	-3.66	-4.02
Filing Date Shares Outstanding	3,599	3,628	3,675	3,660	3,710	3,708
Total Common Shares Outstanding	3,599	3,628	3,675	3,660	3,710	3,708
Book Value Per Share	3.01	2.93	2.42	2.16	1.79	1.49
Tangible Book Value	10,277	10,112	8,484	7,565	6,340	5,270
Tangible Book Value Per Share	2.86	2.79	2.31	2.07	1.71	1.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.