Eurobank Ergasias Services and Holdings S.A. (ATH: EUROB)

ATH: EUROB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	17,410	1,500	938	983	1,056	4,551
Investment Securities	21,406	15,251	13,448	11,583	8,641	8,186
Trading Asset Securities	1,077	1,260	1,303	2,068	2,638	2,371
Total Investments	22,483	16,511	14,751	13,651	11,279	10,557
Gross Loans	50,368	42,886	43,369	40,890	40,955	44,529
Allowance for Loan Losses	-1,256	-1,258	-1,626	-1,872	-3,477	-7,099
Other Adjustments to Gross Loans	-	-83	-66	-51	-54	-65
Net Loans	49,112	41,545	41,677	38,967	37,424	37,365
Property, Plant & Equipment	962	773	775	815	778	746
Goodwill	-	44	1	2	2	160
Other Intangible Assets	407	290	296	267	252	218
Investments in Real Estate	1,308	1,357	1,410	1,492	1,459	1,184
Other Receivables	910	1,414	941	2,035	2,693	2,605
Restricted Cash	1,488	10,677	14,724	13,272	6,486	811
Other Current Assets	696	760	845	998	869	1,004
Long-Term Deferred Tax Assets	3,802	3,991	4,161	4,422	4,519	4,766
Other Real Estate Owned & Foreclosed	581	509	577	597	616	614
Other Long-Term Assets	294	325	286	247	184	180
Total Assets	99,593	79,781	81,474	77,852	67,721	64,761
Interest Bearing Deposits	74,625	57,442	57,038	52,958	47,080	44,630
Non-Interest Bearing Deposits	159	79	76	54	87	77
Total Deposits	74,784	57,521	57,114	53,012	47,167	44,707
Short-Term Borrowings	1,221	1,450	1,862	2,594	3,139	2,926
Current Portion of Leases	-	75	37	36	37	36
Current Income Taxes Payable	72	30	14	15	10	7
Other Current Liabilities	98	121	419	152	19	8
Long-Term Debt	12,125	11,439	13,770	15,117	10,980	9,262
Long-Term Leases	199	115	168	212	184	157
Long-Term Unearned Revenue	273	194	156	157	134	109
Pension & Post-Retirement Benefits	168	59	80	23	22	52
Long-Term Deferred Tax Liabilities	38	28	31	26	21	9
Other Long-Term Liabilities	1,154	850	1,091	873	746	821
Total Liabilities	90,132	71,882	74,742	72,217	62,459	58,094
Preferred Stock, Redeemable	-	-	-	-	-	2
Total Preferred Equity	-	-	-	-	-	2
Common Stock	809	818	816	816	816	853
Additional Paid-In Capital	1,145	1,161	1,161	8,056	8,055	8,054
Retained Earnings	-	3,726	2,594	9,934	9,690	-9,715
Treasury Stock	-	-	-	-	-1	-1
Comprehensive Income & Other	6,785	2,194	2,066	-13,267	-13,298	7,474
Total Common Equity	8,739	7,899	6,637	5,539	5,262	6,665
Minority Interest	722	-	95	96	-	-
Shareholders' Equity	9,461	7,899	6,732	5,635	5,262	6,667
Total Liabilities & Equity	99,593	79,781	81,474	77,852	67,721	64,761
Total Debt	13,545	13,079	15,837	17,959	14,340	12,381
Net Cash (Debt)	4,942	-10,319	-13,596	-14,908	-10,646	-5,459
Net Cash Per Share	1.34	-2.78	-3.66	-4.02	-2.87	-1.65
Filing Date Shares Outstanding	3,674	3,660	3,710	3,708	3,707	3,706
Total Common Shares Outstanding	3,674	3,660	3,710	3,708	3,707	3,706
Book Value Per Share	2.38	2.16	1.79	1.49	1.42	1.80
Tangible Book Value	8,332	7,565	6,340	5,270	5,008	6,287
Tangible Book Value Per Share	2.27	2.07	1.71	1.42	1.35	1.70

Source: S&P Capital IQ. Banks template. Financial Sources.