Eurobank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	15,628	2,009	1,500	938	983
Investment Securities	24,884	22,387	15,251	13,448	11,583
Trading Asset Securities	780	1,092	1,260	1,303	2,068
Total Investments	25,664	23,479	16,511	14,751	13,651
Gross Loans	55,972	52,322	42,886	43,369	40,890
Allowance for Loan Losses	-1,309	-1,309	-1,258	-1,626	-1,872
Other Adjustments to Gross Loans	-	-60	-83	-66	-51
Net Loans	54,663	50,953	41,545	41,677	38,967
Property, Plant & Equipment	1,067	975	773	775	815
Goodwill	-	42	44	1	2
Other Intangible Assets	511	373	290	296	267
Investments in Real Estate	1,331	1,404	1,357	1,410	1,492
Other Receivables	2,356	896	1,414	941	2,035
Restricted Cash	-	15,793	10,677	14,724	13,272
Other Current Assets	-	478	760	845	998
Long-Term Deferred Tax Assets	3,629	3,780	3,991	4,161	4,422
Other Real Estate Owned & Foreclosed	-	541	509	577	597
Other Long-Term Assets	3,127	283	325	286	247
Total Assets	107,976	101,150	79,781	81,474	77,852
Interest Bearing Deposits	82,704	78,593	57,442	57,038	52,958
Non-Interest Bearing Deposits	-	104	79	76	54
Total Deposits	82,704	78,697	57,521	57,114	53,012
Short-Term Borrowings	915	1,120	1,450	1,862	2,594
Current Portion of Leases	-	40	75	37	36
Current Income Taxes Payable	-	70	30	14	15
Other Current Liabilities	-	43	121	419	152
Long-Term Debt	11,203	9,634	11,439	13,770	15,117
Long-Term Leases	-	150	115	168	212
Long-Term Unearned Revenue	-	269	194	156	157
Pension & Post-Retirement Benefits	-	143	59	80	23
Long-Term Deferred Tax Liabilities	-	43	28	31	26
Other Long-Term Liabilities	2,531	2,042	850	1,091	873
Total Liabilities	97,353	92,251	71,882	74,742	72,217
Common Stock	799	809	818	816	816
Additional Paid-In Capital	8,734	1,145	1,161	1,161	8,056
Retained Earnings	-	4,608	3,726	2,594	9,934
Comprehensive Income & Other	1,090	2,337	2,194	2,066	-13,267
Total Common Equity	10,623	8,899	7,899	6,637	5,539
Minority Interest	-	-	-	95	96
Shareholders' Equity	10,623	8,899	7,899	6,732	5,635
Total Liabilities & Equity	107,976	101,150	79,781	81,474	77,852
Total Debt	12,118	10,944	13,079	15,837	17,959
Net Cash (Debt)	4,290	-7,843	-10,319	-13,596	-14,908
Net Cash Per Share	1.17	-2.13	-2.78	-3.66	-4.02
Filing Date Shares Outstanding	3,651	3,675	3,660	3,710	3,708
Total Common Shares Outstanding	3,651	3,675	3,660	3,710	3,708
Book Value Per Share	2.91	2.42	2.16	1.79	1.49
Tangible Book Value	10,112	8,484	7,565	6,340	5,270
Tangible Book Value Per Share	2.77	2.31	2.07	1.71	1.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.