Eurobank Ergasias Services and Holdings S.A. (ATH:EUROB)

ATH:EUROB Statistics

Total Valuation

ATH:EUROB has a market cap or net worth of EUR 12.35 billion.

Market Cap	12.35B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Nov 6, 2025

Share Statistics

ATH:EUROB has 3.63 billion shares outstanding. The number of shares has decreased by -0.61% in one year.

Current Share Class	3.63B
Shares Outstanding	3.63B
Shares Change (YoY)	-0.61%
Shares Change (QoQ)	+1.22%
Owned by Insiders (%)	0.14%
Owned by Institutions (%)	30.53%
Float	2.26B

Valuation Ratios

The trailing PE ratio is 9.19 and the forward PE ratio is 8.26. ATH:EUROB's PEG ratio is 1.48.

PE Ratio	9.19
Forward PE	8.26
PS Ratio	4.01
PB Ratio	1.25
P/TBV Ratio	1.31
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.48

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.15%.

Return on Equity (ROE)	14.15%
Return on Assets (ROA)	1.35%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	247,409
Profits Per Employee	108,139
Employee Count	12,406
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ATH:EUROB has paid 379.00 million in taxes.

Income Tax	379.00M
Effective Tax Rate	21.67%

Stock Price Statistics

The stock price has increased by +70.34% in the last 52 weeks. The beta is 0.68, so ATH:EUROB's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	+70.34%
50-Day Moving Average	3.38
200-Day Moving Average	2.94
Relative Strength Index (RSI)	51.84
Average Volume (20 Days)	7,741,897

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ATH:EUROB had revenue of EUR 3.08 billion and earned 1.35 billion in profits. Earnings per share was 0.37.

Revenue	3.08B
Gross Profit	3.08B
Operating Income	1.85B
Pretax Income	1.75B
Net Income	1.35B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.37

Balance Sheet

The company has 14.29 billion in cash and 11.31 billion in debt, giving a net cash position of 2.97 billion or 0.82 per share.

Cash & Cash Equivalents	14.29B
Total Debt	11.31B
Net Cash	2.97B
Net Cash Per Share	0.82
Equity (Book Value)	9.91B
Book Value Per Share	2.73
Working Capital	-61.73B

Cash Flow

In the last 12 months, operating cash flow was -5.66 billion and capital expenditures -242.00 million, giving a free cash flow of -5.91 billion.

Operating Cash Flow	-5.66B
Capital Expenditures	-242.00M
Free Cash Flow	-5.91B
FCF Per Share	-1.63

Margins

Gross Margin	n/a
Operating Margin	60.09%
Pretax Margin	56.79%
Profit Margin	43.71%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.11, which amounts to a dividend yield of 3.09%.

Dividend Per Share	0.11
Dividend Yield	3.09%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	28.68%
Buyback Yield	0.61%
Shareholder Yield	3.70%
Earnings Yield	10.90%
FCF Yield	-47.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 2, 2015. It was a reverse split with a ratio of 0.01.

Last Split Date	Dec 2, 2015
Split Type	Reverse
Split Ratio	0.01

Scores

Altman Z-Score	n/a
Piotroski F-Score	2